vs
CANTALOUPE, INC.（CTLP）与FS Bancorp, Inc.（FSBW）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是FS Bancorp, Inc.的2.0倍（$78.7M vs $40.0M），FS Bancorp, Inc.同比增速更快（12.0% vs 6.8%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $-614.0K），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs 6.2%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
CTLP vs FSBW — 直观对比
营收规模更大
CTLP
是对方的2.0倍
$40.0M
营收增速更快
FSBW
高出5.2%
6.8%
自由现金流更多
FSBW
多$52.6M
$-614.0K
两年增速更快
CTLP
近两年复合增速
6.2%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $40.0M |
| 净利润 | $-70.0K | — |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | 25.8% |
| 净利率 | -0.1% | — |
| 营收同比 | 6.8% | 12.0% |
| 净利润同比 | -101.4% | — |
| 每股收益（稀释后） | $0.00 | $1.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPFSBW
| Q4 25 | $78.7M | $40.0M | ||
| Q3 25 | $80.9M | $39.3M | ||
| Q2 25 | $82.6M | $37.3M | ||
| Q1 25 | $75.4M | $36.1M | ||
| Q4 24 | $73.7M | $35.7M | ||
| Q3 24 | $70.8M | $37.2M | ||
| Q2 24 | $72.7M | $36.3M | ||
| Q1 24 | $67.9M | $35.5M |
净利润CTLPFSBW
| Q4 25 | $-70.0K | — | ||
| Q3 25 | $-919.0K | $9.2M | ||
| Q2 25 | $6.8M | $7.7M | ||
| Q1 25 | $49.2M | $8.0M | ||
| Q4 24 | $5.0M | — | ||
| Q3 24 | $3.6M | $10.3M | ||
| Q2 24 | $2.2M | $9.0M | ||
| Q1 24 | $4.7M | $8.4M |
毛利率CTLPFSBW
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
营业利润率CTLPFSBW
| Q4 25 | 2.0% | 25.8% | ||
| Q3 25 | 2.0% | 29.5% | ||
| Q2 25 | 6.3% | 26.2% | ||
| Q1 25 | 9.1% | 26.2% | ||
| Q4 24 | 8.4% | 27.6% | ||
| Q3 24 | 5.8% | 26.5% | ||
| Q2 24 | 4.9% | 31.3% | ||
| Q1 24 | 6.3% | 29.7% |
净利率CTLPFSBW
| Q4 25 | -0.1% | — | ||
| Q3 25 | -1.1% | 23.4% | ||
| Q2 25 | 8.3% | 20.7% | ||
| Q1 25 | 65.2% | 22.2% | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 5.0% | 27.6% | ||
| Q2 24 | 3.0% | 24.7% | ||
| Q1 24 | 6.9% | 23.7% |
每股收益（稀释后）CTLPFSBW
| Q4 25 | $0.00 | $1.11 | ||
| Q3 25 | $-0.02 | $1.18 | ||
| Q2 25 | $0.10 | $0.99 | ||
| Q1 25 | $0.65 | $1.01 | ||
| Q4 24 | $0.07 | $0.88 | ||
| Q3 24 | $0.04 | $1.29 | ||
| Q2 24 | $0.03 | $1.13 | ||
| Q1 24 | $0.06 | $1.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $28.2M |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $307.7M |
| 总资产 | $381.9M | $3.2B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPFSBW
| Q4 25 | $53.0M | $28.2M | ||
| Q3 25 | $55.0M | $61.3M | ||
| Q2 25 | $51.1M | $33.2M | ||
| Q1 25 | $46.3M | $62.7M | ||
| Q4 24 | $27.7M | $31.6M | ||
| Q3 24 | $33.1M | $40.3M | ||
| Q2 24 | $58.9M | $33.0M | ||
| Q1 24 | $50.2M | $45.4M |
总债务CTLPFSBW
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — | ||
| Q1 24 | $38.1M | — |
股东权益CTLPFSBW
| Q4 25 | $252.5M | $307.7M | ||
| Q3 25 | $251.8M | $300.5M | ||
| Q2 25 | $251.0M | $297.2M | ||
| Q1 25 | $240.7M | $298.8M | ||
| Q4 24 | $190.1M | $295.8M | ||
| Q3 24 | $186.2M | $288.9M | ||
| Q2 24 | $181.7M | $284.0M | ||
| Q1 24 | $178.8M | $277.9M |
总资产CTLPFSBW
| Q4 25 | $381.9M | $3.2B | ||
| Q3 25 | $389.5M | $3.2B | ||
| Q2 25 | $381.9M | $3.2B | ||
| Q1 25 | $370.5M | $3.1B | ||
| Q4 24 | $303.0M | $3.0B | ||
| Q3 24 | $312.1M | $3.0B | ||
| Q2 24 | $335.6M | $2.9B | ||
| Q1 24 | $319.9M | $3.0B |
负债/权益比CTLPFSBW
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $72.3M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $51.9M |
| 自由现金流率自由现金流/营收 | -0.8% | 129.8% |
| 资本支出强度资本支出/营收 | 4.8% | 50.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | $107.2M |
8季度趋势，按日历期对齐
经营现金流CTLPFSBW
| Q4 25 | $3.1M | $72.3M | ||
| Q3 25 | $7.0M | $44.6M | ||
| Q2 25 | $9.4M | $7.1M | ||
| Q1 25 | $22.4M | $8.2M | ||
| Q4 24 | $522.0K | $50.8M | ||
| Q3 24 | $-12.0M | $-891.0K | ||
| Q2 24 | $14.3M | $9.9M | ||
| Q1 24 | $14.7M | $275.0K |
自由现金流CTLPFSBW
| Q4 25 | $-614.0K | $51.9M | ||
| Q3 25 | $3.5M | $41.6M | ||
| Q2 25 | $4.3M | $5.9M | ||
| Q1 25 | $18.6M | $7.8M | ||
| Q4 24 | $-3.8M | $49.2M | ||
| Q3 24 | $-15.8M | $-1.5M | ||
| Q2 24 | $8.5M | $9.6M | ||
| Q1 24 | $11.4M | $-82.0K |
自由现金流率CTLPFSBW
| Q4 25 | -0.8% | 129.8% | ||
| Q3 25 | 4.4% | 105.9% | ||
| Q2 25 | 5.3% | 15.7% | ||
| Q1 25 | 24.6% | 21.7% | ||
| Q4 24 | -5.1% | 137.7% | ||
| Q3 24 | -22.3% | -4.1% | ||
| Q2 24 | 11.7% | 26.6% | ||
| Q1 24 | 16.9% | -0.2% |
资本支出强度CTLPFSBW
| Q4 25 | 4.8% | 50.9% | ||
| Q3 25 | 4.2% | 7.7% | ||
| Q2 25 | 6.2% | 3.5% | ||
| Q1 25 | 5.1% | 1.0% | ||
| Q4 24 | 5.8% | 4.6% | ||
| Q3 24 | 5.4% | 1.7% | ||
| Q2 24 | 7.9% | 0.8% | ||
| Q1 24 | 4.8% | 1.0% |
现金转化率CTLPFSBW
| Q4 25 | — | — | ||
| Q3 25 | — | 4.86× | ||
| Q2 25 | 1.38× | 0.92× | ||
| Q1 25 | 0.46× | 1.02× | ||
| Q4 24 | 0.10× | — | ||
| Q3 24 | -3.36× | -0.09× | ||
| Q2 24 | 6.47× | 1.11× | ||
| Q1 24 | 3.16× | 0.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
FSBW
暂无分部数据
