vs
CANTALOUPE, INC.（CTLP）与HANMI FINANCIAL CORP（HAFC）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是HANMI FINANCIAL CORP的1.1倍（$78.7M vs $71.2M），HANMI FINANCIAL CORP净利率更高（29.8% vs -0.1%，领先29.9%），HANMI FINANCIAL CORP同比增速更快（17.1% vs 6.8%），HANMI FINANCIAL CORP自由现金流更多（$203.7M vs $-614.0K），过去两年HANMI FINANCIAL CORP的营收复合增速更高（10.4% vs 7.7%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
CTLP vs HAFC — 直观对比
营收规模更大
CTLP
是对方的1.1倍
$71.2M
营收增速更快
HAFC
高出10.3%
6.8%
净利率更高
HAFC
高出29.9%
-0.1%
自由现金流更多
HAFC
多$204.3M
$-614.0K
两年增速更快
HAFC
近两年复合增速
7.7%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $71.2M |
| 净利润 | $-70.0K | $21.2M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | 29.8% |
| 净利率 | -0.1% | 29.8% |
| 营收同比 | 6.8% | 17.1% |
| 净利润同比 | -101.4% | 20.0% |
| 每股收益（稀释后） | $0.00 | $0.70 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPHAFC
| Q4 25 | $78.7M | $71.2M | ||
| Q3 25 | $80.9M | $71.0M | ||
| Q2 25 | $82.6M | $65.2M | ||
| Q1 25 | $75.4M | $62.8M | ||
| Q4 24 | $73.7M | $60.8M | ||
| Q3 24 | $70.8M | $58.5M | ||
| Q2 24 | $72.7M | $56.7M | ||
| Q1 24 | $67.9M | $58.4M |
净利润CTLPHAFC
| Q4 25 | $-70.0K | $21.2M | ||
| Q3 25 | $-919.0K | $22.1M | ||
| Q2 25 | $6.8M | $15.1M | ||
| Q1 25 | $49.2M | $17.7M | ||
| Q4 24 | $5.0M | $17.7M | ||
| Q3 24 | $3.6M | $14.9M | ||
| Q2 24 | $2.2M | $14.5M | ||
| Q1 24 | $4.7M | $15.2M |
毛利率CTLPHAFC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
营业利润率CTLPHAFC
| Q4 25 | 2.0% | 29.8% | ||
| Q3 25 | 2.0% | 31.1% | ||
| Q2 25 | 6.3% | 23.2% | ||
| Q1 25 | 9.1% | 28.1% | ||
| Q4 24 | 8.4% | 29.1% | ||
| Q3 24 | 5.8% | 25.5% | ||
| Q2 24 | 4.9% | 25.5% | ||
| Q1 24 | 6.3% | 26.0% |
净利率CTLPHAFC
| Q4 25 | -0.1% | 29.8% | ||
| Q3 25 | -1.1% | 31.1% | ||
| Q2 25 | 8.3% | 23.2% | ||
| Q1 25 | 65.2% | 28.1% | ||
| Q4 24 | 6.7% | 29.1% | ||
| Q3 24 | 5.0% | 25.5% | ||
| Q2 24 | 3.0% | 25.5% | ||
| Q1 24 | 6.9% | 26.0% |
每股收益（稀释后）CTLPHAFC
| Q4 25 | $0.00 | $0.70 | ||
| Q3 25 | $-0.02 | $0.73 | ||
| Q2 25 | $0.10 | $0.50 | ||
| Q1 25 | $0.65 | $0.58 | ||
| Q4 24 | $0.07 | $0.58 | ||
| Q3 24 | $0.04 | $0.49 | ||
| Q2 24 | $0.03 | $0.48 | ||
| Q1 24 | $0.06 | $0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | — |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $796.4M |
| 总资产 | $381.9M | $7.9B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPHAFC
| Q4 25 | $53.0M | — | ||
| Q3 25 | $55.0M | — | ||
| Q2 25 | $51.1M | — | ||
| Q1 25 | $46.3M | — | ||
| Q4 24 | $27.7M | — | ||
| Q3 24 | $33.1M | — | ||
| Q2 24 | $58.9M | — | ||
| Q1 24 | $50.2M | — |
总债务CTLPHAFC
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — | ||
| Q1 24 | $38.1M | — |
股东权益CTLPHAFC
| Q4 25 | $252.5M | $796.4M | ||
| Q3 25 | $251.8M | $779.5M | ||
| Q2 25 | $251.0M | $762.8M | ||
| Q1 25 | $240.7M | $751.5M | ||
| Q4 24 | $190.1M | $732.2M | ||
| Q3 24 | $186.2M | $736.7M | ||
| Q2 24 | $181.7M | $707.1M | ||
| Q1 24 | $178.8M | $703.1M |
总资产CTLPHAFC
| Q4 25 | $381.9M | $7.9B | ||
| Q3 25 | $389.5M | $7.9B | ||
| Q2 25 | $381.9M | $7.9B | ||
| Q1 25 | $370.5M | $7.7B | ||
| Q4 24 | $303.0M | $7.7B | ||
| Q3 24 | $312.1M | $7.7B | ||
| Q2 24 | $335.6M | $7.6B | ||
| Q1 24 | $319.9M | $7.5B |
负债/权益比CTLPHAFC
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $206.0M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $203.7M |
| 自由现金流率自由现金流/营收 | -0.8% | 286.2% |
| 资本支出强度资本支出/营收 | 4.8% | 3.2% |
| 现金转化率经营现金流/净利润 | — | 9.70× |
| 过去12个月自由现金流最近4个季度 | $25.8M | $356.1M |
8季度趋势，按日历期对齐
经营现金流CTLPHAFC
| Q4 25 | $3.1M | $206.0M | ||
| Q3 25 | $7.0M | $146.9M | ||
| Q2 25 | $9.4M | $-19.0M | ||
| Q1 25 | $22.4M | $25.8M | ||
| Q4 24 | $522.0K | $52.6M | ||
| Q3 24 | $-12.0M | $6.7M | ||
| Q2 24 | $14.3M | $2.1M | ||
| Q1 24 | $14.7M | $30.0M |
自由现金流CTLPHAFC
| Q4 25 | $-614.0K | $203.7M | ||
| Q3 25 | $3.5M | $146.4M | ||
| Q2 25 | $4.3M | $-19.6M | ||
| Q1 25 | $18.6M | $25.6M | ||
| Q4 24 | $-3.8M | $49.9M | ||
| Q3 24 | $-15.8M | $6.5M | ||
| Q2 24 | $8.5M | $1.3M | ||
| Q1 24 | $11.4M | $29.2M |
自由现金流率CTLPHAFC
| Q4 25 | -0.8% | 286.2% | ||
| Q3 25 | 4.4% | 206.3% | ||
| Q2 25 | 5.3% | -30.0% | ||
| Q1 25 | 24.6% | 40.7% | ||
| Q4 24 | -5.1% | 82.1% | ||
| Q3 24 | -22.3% | 11.1% | ||
| Q2 24 | 11.7% | 2.3% | ||
| Q1 24 | 16.9% | 50.0% |
资本支出强度CTLPHAFC
| Q4 25 | 4.8% | 3.2% | ||
| Q3 25 | 4.2% | 0.8% | ||
| Q2 25 | 6.2% | 0.9% | ||
| Q1 25 | 5.1% | 0.4% | ||
| Q4 24 | 5.8% | 4.3% | ||
| Q3 24 | 5.4% | 0.4% | ||
| Q2 24 | 7.9% | 1.4% | ||
| Q1 24 | 4.8% | 1.4% |
现金转化率CTLPHAFC
| Q4 25 | — | 9.70× | ||
| Q3 25 | — | 6.66× | ||
| Q2 25 | 1.38× | -1.26× | ||
| Q1 25 | 0.46× | 1.46× | ||
| Q4 24 | 0.10× | 2.97× | ||
| Q3 24 | -3.36× | 0.45× | ||
| Q2 24 | 6.47× | 0.14× | ||
| Q1 24 | 3.16× | 1.98× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
HAFC
暂无分部数据
