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CANTALOUPE, INC.（CTLP）与LAKELAND FINANCIAL CORP（LKFN）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是LAKELAND FINANCIAL CORP的1.1倍（$78.7M vs $69.7M），LAKELAND FINANCIAL CORP净利率更高（38.0% vs -0.1%，领先38.1%），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs 0.7%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商，由伊恩·麦基奇尼于1989年创立，业务网络仅覆盖佛罗里达州，核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务，目前运营近240家线下零售网点。
CTLP vs LKFN — 直观对比
营收规模更大
CTLP
是对方的1.1倍
$69.7M
净利率更高
LKFN
高出38.1%
-0.1%
两年增速更快
CTLP
近两年复合增速
0.7%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $69.7M |
| 净利润 | $-70.0K | $26.5M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | — |
| 净利率 | -0.1% | 38.0% |
| 营收同比 | 6.8% | — |
| 净利润同比 | -101.4% | 31.8% |
| 每股收益（稀释后） | $0.00 | $1.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPLKFN
| Q1 26 | — | $69.7M | ||
| Q4 25 | $78.7M | $69.8M | ||
| Q3 25 | $80.9M | $69.0M | ||
| Q2 25 | $82.6M | $66.4M | ||
| Q1 25 | $75.4M | $63.8M | ||
| Q4 24 | $73.7M | $63.6M | ||
| Q3 24 | $70.8M | $61.2M | ||
| Q2 24 | $72.7M | $68.7M |
净利润CTLPLKFN
| Q1 26 | — | $26.5M | ||
| Q4 25 | $-70.0K | $29.9M | ||
| Q3 25 | $-919.0K | $26.4M | ||
| Q2 25 | $6.8M | $27.0M | ||
| Q1 25 | $49.2M | $20.1M | ||
| Q4 24 | $5.0M | $24.2M | ||
| Q3 24 | $3.6M | $23.3M | ||
| Q2 24 | $2.2M | $22.5M |
营业利润率CTLPLKFN
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 52.1% | ||
| Q3 25 | 2.0% | 46.4% | ||
| Q2 25 | 6.3% | 49.6% | ||
| Q1 25 | 9.1% | 38.0% | ||
| Q4 24 | 8.4% | 46.0% | ||
| Q3 24 | 5.8% | 45.3% | ||
| Q2 24 | 4.9% | 39.2% |
净利率CTLPLKFN
| Q1 26 | — | 38.0% | ||
| Q4 25 | -0.1% | 42.8% | ||
| Q3 25 | -1.1% | 38.3% | ||
| Q2 25 | 8.3% | 40.6% | ||
| Q1 25 | 65.2% | 31.5% | ||
| Q4 24 | 6.7% | 38.1% | ||
| Q3 24 | 5.0% | 38.1% | ||
| Q2 24 | 3.0% | 32.8% |
每股收益（稀释后）CTLPLKFN
| Q1 26 | — | $1.04 | ||
| Q4 25 | $0.00 | $1.16 | ||
| Q3 25 | $-0.02 | $1.03 | ||
| Q2 25 | $0.10 | $1.04 | ||
| Q1 25 | $0.65 | $0.78 | ||
| Q4 24 | $0.07 | $0.94 | ||
| Q3 24 | $0.04 | $0.91 | ||
| Q2 24 | $0.03 | $0.87 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $85.6M |
| 总债务越低越好 | $37.7M | $183.6M |
| 股东权益账面价值 | $252.5M | $749.0M |
| 总资产 | $381.9M | $7.1B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资CTLPLKFN
| Q1 26 | — | $85.6M | ||
| Q4 25 | $53.0M | $141.3M | ||
| Q3 25 | $55.0M | $192.8M | ||
| Q2 25 | $51.1M | $310.2M | ||
| Q1 25 | $46.3M | $235.2M | ||
| Q4 24 | $27.7M | $168.2M | ||
| Q3 24 | $33.1M | $160.2M | ||
| Q2 24 | $58.9M | $121.2M |
总债务CTLPLKFN
| Q1 26 | — | $183.6M | ||
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | $30.0M | ||
| Q2 24 | $37.5M | $55.0M |
股东权益CTLPLKFN
| Q1 26 | — | $749.0M | ||
| Q4 25 | $252.5M | $762.4M | ||
| Q3 25 | $251.8M | $747.4M | ||
| Q2 25 | $251.0M | $709.9M | ||
| Q1 25 | $240.7M | $694.4M | ||
| Q4 24 | $190.1M | $683.8M | ||
| Q3 24 | $186.2M | $699.1M | ||
| Q2 24 | $181.7M | $654.5M |
总资产CTLPLKFN
| Q1 26 | — | $7.1B | ||
| Q4 25 | $381.9M | $7.0B | ||
| Q3 25 | $389.5M | $6.9B | ||
| Q2 25 | $381.9M | $7.0B | ||
| Q1 25 | $370.5M | $6.9B | ||
| Q4 24 | $303.0M | $6.7B | ||
| Q3 24 | $312.1M | $6.6B | ||
| Q2 24 | $335.6M | $6.6B |
负债/权益比CTLPLKFN
| Q1 26 | — | 0.25× | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | 0.04× | ||
| Q2 24 | 0.21× | 0.08× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | — |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | — |
| 自由现金流率自由现金流/营收 | -0.8% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | — |
8季度趋势，按日历期对齐
经营现金流CTLPLKFN
| Q1 26 | — | — | ||
| Q4 25 | $3.1M | $114.9M | ||
| Q3 25 | $7.0M | $36.1M | ||
| Q2 25 | $9.4M | $16.2M | ||
| Q1 25 | $22.4M | $28.9M | ||
| Q4 24 | $522.0K | $102.5M | ||
| Q3 24 | $-12.0M | $18.0M | ||
| Q2 24 | $14.3M | $21.0M |
自由现金流CTLPLKFN
| Q1 26 | — | — | ||
| Q4 25 | $-614.0K | $103.8M | ||
| Q3 25 | $3.5M | $31.1M | ||
| Q2 25 | $4.3M | $14.1M | ||
| Q1 25 | $18.6M | $27.1M | ||
| Q4 24 | $-3.8M | $93.9M | ||
| Q3 24 | $-15.8M | $15.3M | ||
| Q2 24 | $8.5M | $18.6M |
自由现金流率CTLPLKFN
| Q1 26 | — | — | ||
| Q4 25 | -0.8% | 148.7% | ||
| Q3 25 | 4.4% | 45.0% | ||
| Q2 25 | 5.3% | 21.2% | ||
| Q1 25 | 24.6% | 42.5% | ||
| Q4 24 | -5.1% | 147.6% | ||
| Q3 24 | -22.3% | 25.0% | ||
| Q2 24 | 11.7% | 27.0% |
资本支出强度CTLPLKFN
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | 15.9% | ||
| Q3 25 | 4.2% | 7.3% | ||
| Q2 25 | 6.2% | 3.2% | ||
| Q1 25 | 5.1% | 2.8% | ||
| Q4 24 | 5.8% | 13.6% | ||
| Q3 24 | 5.4% | 4.4% | ||
| Q2 24 | 7.9% | 3.5% |
现金转化率CTLPLKFN
| Q1 26 | — | — | ||
| Q4 25 | — | 3.84× | ||
| Q3 25 | — | 1.37× | ||
| Q2 25 | 1.38× | 0.60× | ||
| Q1 25 | 0.46× | 1.44× | ||
| Q4 24 | 0.10× | 4.24× | ||
| Q3 24 | -3.36× | 0.77× | ||
| Q2 24 | 6.47× | 0.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |
