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CANTALOUPE, INC.（CTLP）与PEOPLES BANCORP INC（PEBO）财务数据对比。点击上方公司名可切换其他公司
PEOPLES BANCORP INC的季度营收约是CANTALOUPE, INC.的1.5倍（$118.7M vs $78.7M），PEOPLES BANCORP INC净利率更高（24.4% vs -0.1%，领先24.5%），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs 3.7%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
该公司是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，同时也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等相关金融业务。
CTLP vs PEBO — 直观对比
营收规模更大
PEBO
是对方的1.5倍
$78.7M
净利率更高
PEBO
高出24.5%
-0.1%
两年增速更快
CTLP
近两年复合增速
3.7%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $118.7M |
| 净利润 | $-70.0K | $29.0M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | — |
| 净利率 | -0.1% | 24.4% |
| 营收同比 | 6.8% | — |
| 净利润同比 | -101.4% | -8.7% |
| 每股收益（稀释后） | $0.00 | $0.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPPEBO
| Q1 26 | — | $118.7M | ||
| Q4 25 | $78.7M | $117.3M | ||
| Q3 25 | $80.9M | $115.2M | ||
| Q2 25 | $82.6M | $114.5M | ||
| Q1 25 | $75.4M | $112.4M | ||
| Q4 24 | $73.7M | $111.6M | ||
| Q3 24 | $70.8M | $113.7M | ||
| Q2 24 | $72.7M | $110.3M |
净利润CTLPPEBO
| Q1 26 | — | $29.0M | ||
| Q4 25 | $-70.0K | $31.8M | ||
| Q3 25 | $-919.0K | $29.5M | ||
| Q2 25 | $6.8M | $21.2M | ||
| Q1 25 | $49.2M | $24.3M | ||
| Q4 24 | $5.0M | $26.9M | ||
| Q3 24 | $3.6M | $31.7M | ||
| Q2 24 | $2.2M | $29.0M |
营业利润率CTLPPEBO
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 32.4% | ||
| Q3 25 | 2.0% | 33.0% | ||
| Q2 25 | 6.3% | 24.0% | ||
| Q1 25 | 9.1% | 27.9% | ||
| Q4 24 | 8.4% | 31.2% | ||
| Q3 24 | 5.8% | 36.0% | ||
| Q2 24 | 4.9% | 32.5% |
净利率CTLPPEBO
| Q1 26 | — | 24.4% | ||
| Q4 25 | -0.1% | 27.1% | ||
| Q3 25 | -1.1% | 25.6% | ||
| Q2 25 | 8.3% | 18.5% | ||
| Q1 25 | 65.2% | 21.7% | ||
| Q4 24 | 6.7% | 24.1% | ||
| Q3 24 | 5.0% | 27.9% | ||
| Q2 24 | 3.0% | 26.3% |
每股收益（稀释后）CTLPPEBO
| Q1 26 | — | $0.81 | ||
| Q4 25 | $0.00 | $0.89 | ||
| Q3 25 | $-0.02 | $0.83 | ||
| Q2 25 | $0.10 | $0.59 | ||
| Q1 25 | $0.65 | $0.68 | ||
| Q4 24 | $0.07 | $0.76 | ||
| Q3 24 | $0.04 | $0.89 | ||
| Q2 24 | $0.03 | $0.82 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $82.9M |
| 总债务越低越好 | $37.7M | $691.3M |
| 股东权益账面价值 | $252.5M | $1.2B |
| 总资产 | $381.9M | $9.6B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.57× |
8季度趋势，按日历期对齐
现金及短期投资CTLPPEBO
| Q1 26 | — | $82.9M | ||
| Q4 25 | $53.0M | $189.0M | ||
| Q3 25 | $55.0M | $190.2M | ||
| Q2 25 | $51.1M | $186.1M | ||
| Q1 25 | $46.3M | $187.0M | ||
| Q4 24 | $27.7M | $217.7M | ||
| Q3 24 | $33.1M | $283.7M | ||
| Q2 24 | $58.9M | $235.9M |
总债务CTLPPEBO
| Q1 26 | — | $691.3M | ||
| Q4 25 | $37.7M | $204.1M | ||
| Q3 25 | $38.3M | $227.3M | ||
| Q2 25 | $38.7M | $232.4M | ||
| Q1 25 | $39.2M | $237.0M | ||
| Q4 24 | $37.0M | $238.1M | ||
| Q3 24 | $37.3M | $236.8M | ||
| Q2 24 | $37.5M | $234.3M |
股东权益CTLPPEBO
| Q1 26 | — | $1.2B | ||
| Q4 25 | $252.5M | $1.2B | ||
| Q3 25 | $251.8M | $1.2B | ||
| Q2 25 | $251.0M | $1.2B | ||
| Q1 25 | $240.7M | $1.1B | ||
| Q4 24 | $190.1M | $1.1B | ||
| Q3 24 | $186.2M | $1.1B | ||
| Q2 24 | $181.7M | $1.1B |
总资产CTLPPEBO
| Q1 26 | — | $9.6B | ||
| Q4 25 | $381.9M | $9.6B | ||
| Q3 25 | $389.5M | $9.6B | ||
| Q2 25 | $381.9M | $9.5B | ||
| Q1 25 | $370.5M | $9.2B | ||
| Q4 24 | $303.0M | $9.3B | ||
| Q3 24 | $312.1M | $9.1B | ||
| Q2 24 | $335.6M | $9.2B |
负债/权益比CTLPPEBO
| Q1 26 | — | 0.57× | ||
| Q4 25 | 0.15× | 0.17× | ||
| Q3 25 | 0.15× | 0.19× | ||
| Q2 25 | 0.15× | 0.20× | ||
| Q1 25 | 0.16× | 0.21× | ||
| Q4 24 | 0.19× | 0.21× | ||
| Q3 24 | 0.20× | 0.21× | ||
| Q2 24 | 0.21× | 0.22× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | — |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | — |
| 自由现金流率自由现金流/营收 | -0.8% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | — |
8季度趋势，按日历期对齐
经营现金流CTLPPEBO
| Q1 26 | — | — | ||
| Q4 25 | $3.1M | $134.7M | ||
| Q3 25 | $7.0M | $14.4M | ||
| Q2 25 | $9.4M | $50.7M | ||
| Q1 25 | $22.4M | $34.3M | ||
| Q4 24 | $522.0K | $143.2M | ||
| Q3 24 | $-12.0M | $34.1M | ||
| Q2 24 | $14.3M | $32.1M |
自由现金流CTLPPEBO
| Q1 26 | — | — | ||
| Q4 25 | $-614.0K | $128.7M | ||
| Q3 25 | $3.5M | $12.7M | ||
| Q2 25 | $4.3M | $49.2M | ||
| Q1 25 | $18.6M | $31.5M | ||
| Q4 24 | $-3.8M | $136.4M | ||
| Q3 24 | $-15.8M | $33.2M | ||
| Q2 24 | $8.5M | $30.2M |
自由现金流率CTLPPEBO
| Q1 26 | — | — | ||
| Q4 25 | -0.8% | 109.7% | ||
| Q3 25 | 4.4% | 11.0% | ||
| Q2 25 | 5.3% | 43.0% | ||
| Q1 25 | 24.6% | 28.1% | ||
| Q4 24 | -5.1% | 122.2% | ||
| Q3 24 | -22.3% | 29.2% | ||
| Q2 24 | 11.7% | 27.4% |
资本支出强度CTLPPEBO
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | 5.1% | ||
| Q3 25 | 4.2% | 1.5% | ||
| Q2 25 | 6.2% | 1.3% | ||
| Q1 25 | 5.1% | 2.4% | ||
| Q4 24 | 5.8% | 6.1% | ||
| Q3 24 | 5.4% | 0.8% | ||
| Q2 24 | 7.9% | 1.7% |
现金转化率CTLPPEBO
| Q1 26 | — | — | ||
| Q4 25 | — | 4.24× | ||
| Q3 25 | — | 0.49× | ||
| Q2 25 | 1.38× | 2.39× | ||
| Q1 25 | 0.46× | 1.41× | ||
| Q4 24 | 0.10× | 5.32× | ||
| Q3 24 | -3.36× | 1.08× | ||
| Q2 24 | 6.47× | 1.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
PEBO
| Net Interest Income | $90.4M | 76% |
| Noninterest Income | $28.3M | 24% |
