vs
CANTALOUPE, INC.（CTLP）与PennyMac Mortgage Investment Trust（PMT）财务数据对比。点击上方公司名可切换其他公司
PennyMac Mortgage Investment Trust的季度营收约是CANTALOUPE, INC.的1.2倍（$93.6M vs $78.7M），PennyMac Mortgage Investment Trust净利率更高（56.0% vs -0.1%，领先56.1%），CANTALOUPE, INC.同比增速更快（6.8% vs -13.3%），过去两年PennyMac Mortgage Investment Trust的营收复合增速更高（12.3% vs 7.7%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
PennyMac Mortgage Investment Trust是总部位于美国的房地产投资信托，专注于住宅抵押贷款相关资产，主要投资履约及违约抵押贷款、住宅抵押贷款支持证券和信用风险转移工具，业务覆盖美国住房市场的投资管理与抵押贷款服务板块。
CTLP vs PMT — 直观对比
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $93.6M |
| 净利润 | $-70.0K | $52.4M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | 38.6% |
| 净利率 | -0.1% | 56.0% |
| 营收同比 | 6.8% | -13.3% |
| 净利润同比 | -101.4% | 12.5% |
| 每股收益（稀释后） | $0.00 | $0.49 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $78.7M | $93.6M | ||
| Q3 25 | $80.9M | $99.2M | ||
| Q2 25 | $82.6M | $70.2M | ||
| Q1 25 | $75.4M | $44.5M | ||
| Q4 24 | $73.7M | $107.9M | ||
| Q3 24 | $70.8M | $80.9M | ||
| Q2 24 | $72.7M | $71.2M | ||
| Q1 24 | $67.9M | $74.2M |
| Q4 25 | $-70.0K | $52.4M | ||
| Q3 25 | $-919.0K | $58.3M | ||
| Q2 25 | $6.8M | $7.5M | ||
| Q1 25 | $49.2M | $9.7M | ||
| Q4 24 | $5.0M | $46.5M | ||
| Q3 24 | $3.6M | $41.4M | ||
| Q2 24 | $2.2M | $25.4M | ||
| Q1 24 | $4.7M | $47.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
| Q4 25 | 2.0% | 38.6% | ||
| Q3 25 | 2.0% | 47.4% | ||
| Q2 25 | 6.3% | 24.2% | ||
| Q1 25 | 9.1% | -14.2% | ||
| Q4 24 | 8.4% | 51.1% | ||
| Q3 24 | 5.8% | 32.8% | ||
| Q2 24 | 4.9% | 40.2% | ||
| Q1 24 | 6.3% | 43.6% |
| Q4 25 | -0.1% | 56.0% | ||
| Q3 25 | -1.1% | 58.7% | ||
| Q2 25 | 8.3% | 10.7% | ||
| Q1 25 | 65.2% | 21.8% | ||
| Q4 24 | 6.7% | 43.1% | ||
| Q3 24 | 5.0% | 51.2% | ||
| Q2 24 | 3.0% | 35.7% | ||
| Q1 24 | 6.9% | 64.2% |
| Q4 25 | $0.00 | $0.49 | ||
| Q3 25 | $-0.02 | $0.55 | ||
| Q2 25 | $0.10 | $-0.04 | ||
| Q1 25 | $0.65 | $-0.01 | ||
| Q4 24 | $0.07 | $0.45 | ||
| Q3 24 | $0.04 | $0.36 | ||
| Q2 24 | $0.03 | $0.17 | ||
| Q1 24 | $0.06 | $0.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $190.5M |
| 总债务越低越好 | $37.7M | $1.1B |
| 股东权益账面价值 | $252.5M | $1.9B |
| 总资产 | $381.9M | $21.3B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.58× |
8季度趋势，按日历期对齐
| Q4 25 | $53.0M | $190.5M | ||
| Q3 25 | $55.0M | $181.0M | ||
| Q2 25 | $51.1M | $108.6M | ||
| Q1 25 | $46.3M | $204.2M | ||
| Q4 24 | $27.7M | $103.2M | ||
| Q3 24 | $33.1M | $102.8M | ||
| Q2 24 | $58.9M | $336.3M | ||
| Q1 24 | $50.2M | $343.3M |
| Q4 25 | $37.7M | $1.1B | ||
| Q3 25 | $38.3M | $299.0M | ||
| Q2 25 | $38.7M | $1.2B | ||
| Q1 25 | $39.2M | $968.4M | ||
| Q4 24 | $37.0M | $1.0B | ||
| Q3 24 | $37.3M | $5.2B | ||
| Q2 24 | $37.5M | $5.4B | ||
| Q1 24 | $38.1M | $5.1B |
| Q4 25 | $252.5M | $1.9B | ||
| Q3 25 | $251.8M | $1.9B | ||
| Q2 25 | $251.0M | $1.9B | ||
| Q1 25 | $240.7M | $1.9B | ||
| Q4 24 | $190.1M | $1.9B | ||
| Q3 24 | $186.2M | $1.9B | ||
| Q2 24 | $181.7M | $1.9B | ||
| Q1 24 | $178.8M | $2.0B |
| Q4 25 | $381.9M | $21.3B | ||
| Q3 25 | $389.5M | $18.5B | ||
| Q2 25 | $381.9M | $16.8B | ||
| Q1 25 | $370.5M | $14.9B | ||
| Q4 24 | $303.0M | $14.4B | ||
| Q3 24 | $312.1M | $13.1B | ||
| Q2 24 | $335.6M | $12.1B | ||
| Q1 24 | $319.9M | $12.3B |
| Q4 25 | 0.15× | 0.58× | ||
| Q3 25 | 0.15× | 0.16× | ||
| Q2 25 | 0.15× | 0.65× | ||
| Q1 25 | 0.16× | 0.51× | ||
| Q4 24 | 0.19× | 0.52× | ||
| Q3 24 | 0.20× | 2.70× | ||
| Q2 24 | 0.21× | 2.76× | ||
| Q1 24 | 0.21× | 2.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $-7.2B |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | — |
| 自由现金流率自由现金流/营收 | -0.8% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | -137.76× |
| 过去12个月自由现金流最近4个季度 | $25.8M | — |
8季度趋势，按日历期对齐
| Q4 25 | $3.1M | $-7.2B | ||
| Q3 25 | $7.0M | $-1.3B | ||
| Q2 25 | $9.4M | $-2.0B | ||
| Q1 25 | $22.4M | $-594.3M | ||
| Q4 24 | $522.0K | $-2.7B | ||
| Q3 24 | $-12.0M | $-983.8M | ||
| Q2 24 | $14.3M | $243.8M | ||
| Q1 24 | $14.7M | $-342.4M |
| Q4 25 | $-614.0K | — | ||
| Q3 25 | $3.5M | — | ||
| Q2 25 | $4.3M | — | ||
| Q1 25 | $18.6M | — | ||
| Q4 24 | $-3.8M | — | ||
| Q3 24 | $-15.8M | — | ||
| Q2 24 | $8.5M | — | ||
| Q1 24 | $11.4M | — |
| Q4 25 | -0.8% | — | ||
| Q3 25 | 4.4% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 24.6% | — | ||
| Q4 24 | -5.1% | — | ||
| Q3 24 | -22.3% | — | ||
| Q2 24 | 11.7% | — | ||
| Q1 24 | 16.9% | — |
| Q4 25 | 4.8% | — | ||
| Q3 25 | 4.2% | — | ||
| Q2 25 | 6.2% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 5.8% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 7.9% | — | ||
| Q1 24 | 4.8% | — |
| Q4 25 | — | -137.76× | ||
| Q3 25 | — | -22.26× | ||
| Q2 25 | 1.38× | -267.53× | ||
| Q1 25 | 0.46× | -61.39× | ||
| Q4 24 | 0.10× | -58.08× | ||
| Q3 24 | -3.36× | -23.76× | ||
| Q2 24 | 6.47× | 9.59× | ||
| Q1 24 | 3.16× | -7.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
