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CANTALOUPE, INC.（CTLP）与CPI Card Group Inc.（PMTS）财务数据对比。点击上方公司名可切换其他公司
CPI Card Group Inc.的季度营收约是CANTALOUPE, INC.的1.9倍（$153.1M vs $78.7M），CPI Card Group Inc.净利率更高（4.8% vs -0.1%，领先4.9%），CPI Card Group Inc.同比增速更快（22.3% vs 6.8%），CPI Card Group Inc.自由现金流更多（$35.2M vs $-614.0K），过去两年CPI Card Group Inc.的营收复合增速更高（16.9% vs 7.7%）
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CPI Card Group Inc.是知名的支付卡生产及配套解决方案供应商，主营接触式、非接触式信用卡、借记卡、预付卡的制造与个性化定制服务，客户以北美地区的金融机构、金融科技企业及零售品牌为主。
CTLP vs PMTS — 直观对比
营收规模更大
PMTS
是对方的1.9倍
$78.7M
营收增速更快
PMTS
高出15.6%
6.8%
净利率更高
PMTS
高出4.9%
-0.1%
自由现金流更多
PMTS
多$35.8M
$-614.0K
两年增速更快
PMTS
近两年复合增速
7.7%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $153.1M |
| 净利润 | $-70.0K | $7.3M |
| 毛利率 | — | 31.5% |
| 营业利润率 | 2.0% | 12.0% |
| 净利率 | -0.1% | 4.8% |
| 营收同比 | 6.8% | 22.3% |
| 净利润同比 | -101.4% | 8.5% |
| 每股收益（稀释后） | $0.00 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPPMTS
| Q4 25 | $78.7M | $153.1M | ||
| Q3 25 | $80.9M | $138.0M | ||
| Q2 25 | $82.6M | $129.8M | ||
| Q1 25 | $75.4M | $122.8M | ||
| Q4 24 | $73.7M | $125.1M | ||
| Q3 24 | $70.8M | $124.8M | ||
| Q2 24 | $72.7M | $118.8M | ||
| Q1 24 | $67.9M | $111.9M |
净利润CTLPPMTS
| Q4 25 | $-70.0K | $7.3M | ||
| Q3 25 | $-919.0K | $2.3M | ||
| Q2 25 | $6.8M | $518.0K | ||
| Q1 25 | $49.2M | $4.8M | ||
| Q4 24 | $5.0M | $6.8M | ||
| Q3 24 | $3.6M | $1.3M | ||
| Q2 24 | $2.2M | $6.0M | ||
| Q1 24 | $4.7M | $5.5M |
毛利率CTLPPMTS
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | 39.6% | 37.1% |
营业利润率CTLPPMTS
| Q4 25 | 2.0% | 12.0% | ||
| Q3 25 | 2.0% | 9.4% | ||
| Q2 25 | 6.3% | 7.3% | ||
| Q1 25 | 9.1% | 11.5% | ||
| Q4 24 | 8.4% | 12.7% | ||
| Q3 24 | 5.8% | 14.3% | ||
| Q2 24 | 4.9% | 12.5% | ||
| Q1 24 | 6.3% | 12.6% |
净利率CTLPPMTS
| Q4 25 | -0.1% | 4.8% | ||
| Q3 25 | -1.1% | 1.7% | ||
| Q2 25 | 8.3% | 0.4% | ||
| Q1 25 | 65.2% | 3.9% | ||
| Q4 24 | 6.7% | 5.4% | ||
| Q3 24 | 5.0% | 1.0% | ||
| Q2 24 | 3.0% | 5.1% | ||
| Q1 24 | 6.9% | 4.9% |
每股收益（稀释后）CTLPPMTS
| Q4 25 | $0.00 | $0.62 | ||
| Q3 25 | $-0.02 | $0.19 | ||
| Q2 25 | $0.10 | $0.04 | ||
| Q1 25 | $0.65 | $0.40 | ||
| Q4 24 | $0.07 | $0.56 | ||
| Q3 24 | $0.04 | $0.11 | ||
| Q2 24 | $0.03 | $0.51 | ||
| Q1 24 | $0.06 | $0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $21.7M |
| 总债务越低越好 | $37.7M | $286.7M |
| 股东权益账面价值 | $252.5M | $-17.3M |
| 总资产 | $381.9M | $403.2M |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPPMTS
| Q4 25 | $53.0M | $21.7M | ||
| Q3 25 | $55.0M | $16.0M | ||
| Q2 25 | $51.1M | $17.1M | ||
| Q1 25 | $46.3M | $31.5M | ||
| Q4 24 | $27.7M | $33.5M | ||
| Q3 24 | $33.1M | $14.7M | ||
| Q2 24 | $58.9M | $7.5M | ||
| Q1 24 | $50.2M | $17.1M |
总债务CTLPPMTS
| Q4 25 | $37.7M | $286.7M | ||
| Q3 25 | $38.3M | $308.4M | ||
| Q2 25 | $38.7M | $310.9M | ||
| Q1 25 | $39.2M | $280.7M | ||
| Q4 24 | $37.0M | $280.4M | ||
| Q3 24 | $37.3M | $280.2M | ||
| Q2 24 | $37.5M | $269.7M | ||
| Q1 24 | $38.1M | $265.3M |
股东权益CTLPPMTS
| Q4 25 | $252.5M | $-17.3M | ||
| Q3 25 | $251.8M | $-25.7M | ||
| Q2 25 | $251.0M | $-29.0M | ||
| Q1 25 | $240.7M | $-29.7M | ||
| Q4 24 | $190.1M | $-35.6M | ||
| Q3 24 | $186.2M | $-42.8M | ||
| Q2 24 | $181.7M | $-44.6M | ||
| Q1 24 | $178.8M | $-48.5M |
总资产CTLPPMTS
| Q4 25 | $381.9M | $403.2M | ||
| Q3 25 | $389.5M | $407.1M | ||
| Q2 25 | $381.9M | $399.8M | ||
| Q1 25 | $370.5M | $351.9M | ||
| Q4 24 | $303.0M | $349.7M | ||
| Q3 24 | $312.1M | $342.3M | ||
| Q2 24 | $335.6M | $321.4M | ||
| Q1 24 | $319.9M | $319.8M |
负债/权益比CTLPPMTS
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $39.6M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $35.2M |
| 自由现金流率自由现金流/营收 | -0.8% | 23.0% |
| 资本支出强度资本支出/营收 | 4.8% | 2.9% |
| 现金转化率经营现金流/净利润 | — | 5.39× |
| 过去12个月自由现金流最近4个季度 | $25.8M | $41.3M |
8季度趋势，按日历期对齐
经营现金流CTLPPMTS
| Q4 25 | $3.1M | $39.6M | ||
| Q3 25 | $7.0M | $10.0M | ||
| Q2 25 | $9.4M | $4.3M | ||
| Q1 25 | $22.4M | $5.6M | ||
| Q4 24 | $522.0K | $26.7M | ||
| Q3 24 | $-12.0M | $12.5M | ||
| Q2 24 | $14.3M | $-4.8M | ||
| Q1 24 | $14.7M | $8.9M |
自由现金流CTLPPMTS
| Q4 25 | $-614.0K | $35.2M | ||
| Q3 25 | $3.5M | $5.3M | ||
| Q2 25 | $4.3M | $533.0K | ||
| Q1 25 | $18.6M | $292.0K | ||
| Q4 24 | $-3.8M | $21.6M | ||
| Q3 24 | $-15.8M | $11.1M | ||
| Q2 24 | $8.5M | $-6.0M | ||
| Q1 24 | $11.4M | $7.4M |
自由现金流率CTLPPMTS
| Q4 25 | -0.8% | 23.0% | ||
| Q3 25 | 4.4% | 3.8% | ||
| Q2 25 | 5.3% | 0.4% | ||
| Q1 25 | 24.6% | 0.2% | ||
| Q4 24 | -5.1% | 17.3% | ||
| Q3 24 | -22.3% | 8.9% | ||
| Q2 24 | 11.7% | -5.0% | ||
| Q1 24 | 16.9% | 6.6% |
资本支出强度CTLPPMTS
| Q4 25 | 4.8% | 2.9% | ||
| Q3 25 | 4.2% | 3.4% | ||
| Q2 25 | 6.2% | 2.9% | ||
| Q1 25 | 5.1% | 4.3% | ||
| Q4 24 | 5.8% | 4.0% | ||
| Q3 24 | 5.4% | 1.2% | ||
| Q2 24 | 7.9% | 1.0% | ||
| Q1 24 | 4.8% | 1.3% |
现金转化率CTLPPMTS
| Q4 25 | — | 5.39× | ||
| Q3 25 | — | 4.32× | ||
| Q2 25 | 1.38× | 8.39× | ||
| Q1 25 | 0.46× | 1.17× | ||
| Q4 24 | 0.10× | 3.94× | ||
| Q3 24 | -3.36× | 9.70× | ||
| Q2 24 | 6.47× | -0.79× | ||
| Q1 24 | 3.16× | 1.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
