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CANTALOUPE, INC.（CTLP）与Stellar Bancorp, Inc.（STEL）财务数据对比。点击上方公司名可切换其他公司
Stellar Bancorp, Inc.的季度营收约是CANTALOUPE, INC.的1.4倍（$108.9M vs $78.7M），Stellar Bancorp, Inc.净利率更高（24.0% vs -0.1%，领先24.1%），CANTALOUPE, INC.同比增速更快（6.8% vs 0.8%），Stellar Bancorp, Inc.自由现金流更多（$92.6M vs $-614.0K），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs 0.2%）
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Stellar Bancorp, Inc.是总部位于美国的金融控股公司，通过旗下全资银行子公司开展运营，提供全品类零售及商业银行服务，覆盖存款产品、个人及商业贷款、抵押贷款、财富管理解决方案，服务客群包括个人消费者、小微企业及区域企业客户。
CTLP vs STEL — 直观对比
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $108.9M |
| 净利润 | $-70.0K | $26.1M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | 29.0% |
| 净利率 | -0.1% | 24.0% |
| 营收同比 | 6.8% | 0.8% |
| 净利润同比 | -101.4% | 3.7% |
| 每股收益（稀释后） | $0.00 | $0.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $78.7M | $108.9M | ||
| Q3 25 | $80.9M | $105.6M | ||
| Q2 25 | $82.6M | $104.1M | ||
| Q1 25 | $75.4M | $104.8M | ||
| Q4 24 | $73.7M | $108.0M | ||
| Q3 24 | $70.8M | $107.8M | ||
| Q2 24 | $72.7M | $106.8M | ||
| Q1 24 | $67.9M | $108.4M |
| Q4 25 | $-70.0K | $26.1M | ||
| Q3 25 | $-919.0K | $25.7M | ||
| Q2 25 | $6.8M | $26.4M | ||
| Q1 25 | $49.2M | $24.7M | ||
| Q4 24 | $5.0M | $25.2M | ||
| Q3 24 | $3.6M | $33.9M | ||
| Q2 24 | $2.2M | $29.8M | ||
| Q1 24 | $4.7M | $26.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
| Q4 25 | 2.0% | 29.0% | ||
| Q3 25 | 2.0% | 30.5% | ||
| Q2 25 | 6.3% | 31.7% | ||
| Q1 25 | 9.1% | 29.6% | ||
| Q4 24 | 8.4% | 29.4% | ||
| Q3 24 | 5.8% | 39.6% | ||
| Q2 24 | 4.9% | 35.1% | ||
| Q1 24 | 6.3% | 30.4% |
| Q4 25 | -0.1% | 24.0% | ||
| Q3 25 | -1.1% | 24.3% | ||
| Q2 25 | 8.3% | 25.3% | ||
| Q1 25 | 65.2% | 23.6% | ||
| Q4 24 | 6.7% | 23.3% | ||
| Q3 24 | 5.0% | 31.4% | ||
| Q2 24 | 3.0% | 27.9% | ||
| Q1 24 | 6.9% | 24.1% |
| Q4 25 | $0.00 | $0.52 | ||
| Q3 25 | $-0.02 | $0.50 | ||
| Q2 25 | $0.10 | $0.51 | ||
| Q1 25 | $0.65 | $0.46 | ||
| Q4 24 | $0.07 | $0.47 | ||
| Q3 24 | $0.04 | $0.63 | ||
| Q2 24 | $0.03 | $0.56 | ||
| Q1 24 | $0.06 | $0.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $419.5M |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $1.7B |
| 总资产 | $381.9M | $10.8B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
| Q4 25 | $53.0M | $419.5M | ||
| Q3 25 | $55.0M | $728.4M | ||
| Q2 25 | $51.1M | $578.1M | ||
| Q1 25 | $46.3M | $560.6M | ||
| Q4 24 | $27.7M | $911.2M | ||
| Q3 24 | $33.1M | $516.2M | ||
| Q2 24 | $58.9M | $490.3M | ||
| Q1 24 | $50.2M | $399.7M |
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — | ||
| Q1 24 | $38.1M | — |
| Q4 25 | $252.5M | $1.7B | ||
| Q3 25 | $251.8M | $1.7B | ||
| Q2 25 | $251.0M | $1.6B | ||
| Q1 25 | $240.7M | $1.6B | ||
| Q4 24 | $190.1M | $1.6B | ||
| Q3 24 | $186.2M | $1.6B | ||
| Q2 24 | $181.7M | $1.6B | ||
| Q1 24 | $178.8M | $1.5B |
| Q4 25 | $381.9M | $10.8B | ||
| Q3 25 | $389.5M | $10.6B | ||
| Q2 25 | $381.9M | $10.5B | ||
| Q1 25 | $370.5M | $10.4B | ||
| Q4 24 | $303.0M | $10.9B | ||
| Q3 24 | $312.1M | $10.6B | ||
| Q2 24 | $335.6M | $10.7B | ||
| Q1 24 | $319.9M | $10.7B |
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $97.0M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $92.6M |
| 自由现金流率自由现金流/营收 | -0.8% | 85.0% |
| 资本支出强度资本支出/营收 | 4.8% | 4.0% |
| 现金转化率经营现金流/净利润 | — | 3.71× |
| 过去12个月自由现金流最近4个季度 | $25.8M | $173.2M |
8季度趋势，按日历期对齐
| Q4 25 | $3.1M | $97.0M | ||
| Q3 25 | $7.0M | $63.6M | ||
| Q2 25 | $9.4M | $25.8M | ||
| Q1 25 | $22.4M | $-5.7M | ||
| Q4 24 | $522.0K | $132.6M | ||
| Q3 24 | $-12.0M | $59.5M | ||
| Q2 24 | $14.3M | $38.1M | ||
| Q1 24 | $14.7M | $31.1M |
| Q4 25 | $-614.0K | $92.6M | ||
| Q3 25 | $3.5M | $62.5M | ||
| Q2 25 | $4.3M | $24.5M | ||
| Q1 25 | $18.6M | $-6.4M | ||
| Q4 24 | $-3.8M | $128.0M | ||
| Q3 24 | $-15.8M | $57.7M | ||
| Q2 24 | $8.5M | $37.1M | ||
| Q1 24 | $11.4M | $30.5M |
| Q4 25 | -0.8% | 85.0% | ||
| Q3 25 | 4.4% | 59.2% | ||
| Q2 25 | 5.3% | 23.6% | ||
| Q1 25 | 24.6% | -6.2% | ||
| Q4 24 | -5.1% | 118.5% | ||
| Q3 24 | -22.3% | 53.5% | ||
| Q2 24 | 11.7% | 34.8% | ||
| Q1 24 | 16.9% | 28.2% |
| Q4 25 | 4.8% | 4.0% | ||
| Q3 25 | 4.2% | 1.1% | ||
| Q2 25 | 6.2% | 1.2% | ||
| Q1 25 | 5.1% | 0.7% | ||
| Q4 24 | 5.8% | 4.3% | ||
| Q3 24 | 5.4% | 1.7% | ||
| Q2 24 | 7.9% | 0.9% | ||
| Q1 24 | 4.8% | 0.5% |
| Q4 25 | — | 3.71× | ||
| Q3 25 | — | 2.48× | ||
| Q2 25 | 1.38× | 0.98× | ||
| Q1 25 | 0.46× | -0.23× | ||
| Q4 24 | 0.10× | 5.26× | ||
| Q3 24 | -3.36× | 1.76× | ||
| Q2 24 | 6.47× | 1.28× | ||
| Q1 24 | 3.16× | 1.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
STEL
暂无分部数据
