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CANTALOUPE, INC.（CTLP）与TRUSTCO BANK CORP N Y（TRST）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是TRUSTCO BANK CORP N Y的1.6倍（$78.7M vs $49.5M），TRUSTCO BANK CORP N Y净利率更高（32.9% vs -0.1%，领先33.0%），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs 6.8%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
TRUSTCO BANK CORP N Y是一家美国区域性金融控股企业，提供零售及商业银行全品类产品服务，涵盖个人存贷、住房抵押贷款、小微企业融资、财富管理等业务，主要服务纽约、佛罗里达等多个美国州的个人及小微企业客户。
CTLP vs TRST — 直观对比
营收规模更大
CTLP
是对方的1.6倍
$49.5M
净利率更高
TRST
高出33.0%
-0.1%
两年增速更快
CTLP
近两年复合增速
6.8%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $49.5M |
| 净利润 | $-70.0K | $16.3M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | — |
| 净利率 | -0.1% | 32.9% |
| 营收同比 | 6.8% | — |
| 净利润同比 | -101.4% | 14.1% |
| 每股收益（稀释后） | $0.00 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPTRST
| Q1 26 | — | $49.5M | ||
| Q4 25 | $78.7M | $48.2M | ||
| Q3 25 | $80.9M | $47.8M | ||
| Q2 25 | $82.6M | $46.6M | ||
| Q1 25 | $75.4M | $45.3M | ||
| Q4 24 | $73.7M | $43.3M | ||
| Q3 24 | $70.8M | $43.6M | ||
| Q2 24 | $72.7M | $43.4M |
净利润CTLPTRST
| Q1 26 | — | $16.3M | ||
| Q4 25 | $-70.0K | $15.6M | ||
| Q3 25 | $-919.0K | $16.3M | ||
| Q2 25 | $6.8M | $15.0M | ||
| Q1 25 | $49.2M | $14.3M | ||
| Q4 24 | $5.0M | $11.3M | ||
| Q3 24 | $3.6M | $12.9M | ||
| Q2 24 | $2.2M | $12.6M |
营业利润率CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 43.7% | ||
| Q3 25 | 2.0% | 44.6% | ||
| Q2 25 | 6.3% | 42.3% | ||
| Q1 25 | 9.1% | 41.3% | ||
| Q4 24 | 8.4% | 34.0% | ||
| Q3 24 | 5.8% | 38.8% | ||
| Q2 24 | 4.9% | 37.9% |
净利率CTLPTRST
| Q1 26 | — | 32.9% | ||
| Q4 25 | -0.1% | 32.3% | ||
| Q3 25 | -1.1% | 34.0% | ||
| Q2 25 | 8.3% | 32.3% | ||
| Q1 25 | 65.2% | 31.5% | ||
| Q4 24 | 6.7% | 26.0% | ||
| Q3 24 | 5.0% | 29.5% | ||
| Q2 24 | 3.0% | 28.9% |
每股收益（稀释后）CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | $0.00 | $0.85 | ||
| Q3 25 | $-0.02 | $0.86 | ||
| Q2 25 | $0.10 | $0.79 | ||
| Q1 25 | $0.65 | $0.75 | ||
| Q4 24 | $0.07 | $0.59 | ||
| Q3 24 | $0.04 | $0.68 | ||
| Q2 24 | $0.03 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | — |
| 总债务越低越好 | $37.7M | $112.9M |
| 股东权益账面价值 | $252.5M | $670.9M |
| 总资产 | $381.9M | $6.5B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | $53.0M | $730.4M | ||
| Q3 25 | $55.0M | $695.6M | ||
| Q2 25 | $51.1M | $713.6M | ||
| Q1 25 | $46.3M | $756.1M | ||
| Q4 24 | $27.7M | $641.8M | ||
| Q3 24 | $33.1M | $523.0M | ||
| Q2 24 | $58.9M | $536.1M |
总债务CTLPTRST
| Q1 26 | — | $112.9M | ||
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — |
股东权益CTLPTRST
| Q1 26 | — | $670.9M | ||
| Q4 25 | $252.5M | $686.6M | ||
| Q3 25 | $251.8M | $692.0M | ||
| Q2 25 | $251.0M | $692.8M | ||
| Q1 25 | $240.7M | $687.8M | ||
| Q4 24 | $190.1M | $676.3M | ||
| Q3 24 | $186.2M | $669.0M | ||
| Q2 24 | $181.7M | $655.2M |
总资产CTLPTRST
| Q1 26 | — | $6.5B | ||
| Q4 25 | $381.9M | $6.4B | ||
| Q3 25 | $389.5M | $6.3B | ||
| Q2 25 | $381.9M | $6.3B | ||
| Q1 25 | $370.5M | $6.3B | ||
| Q4 24 | $303.0M | $6.2B | ||
| Q3 24 | $312.1M | $6.1B | ||
| Q2 24 | $335.6M | $6.1B |
负债/权益比CTLPTRST
| Q1 26 | — | 0.17× | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | — |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | — |
| 自由现金流率自由现金流/营收 | -0.8% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | — |
8季度趋势，按日历期对齐
经营现金流CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | $3.1M | $57.6M | ||
| Q3 25 | $7.0M | $12.8M | ||
| Q2 25 | $9.4M | $27.1M | ||
| Q1 25 | $22.4M | $1.3M | ||
| Q4 24 | $522.0K | $59.4M | ||
| Q3 24 | $-12.0M | $16.5M | ||
| Q2 24 | $14.3M | $18.7M |
自由现金流CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | $-614.0K | $45.7M | ||
| Q3 25 | $3.5M | $10.0M | ||
| Q2 25 | $4.3M | $24.9M | ||
| Q1 25 | $18.6M | $-3.3M | ||
| Q4 24 | $-3.8M | $54.6M | ||
| Q3 24 | $-15.8M | $15.6M | ||
| Q2 24 | $8.5M | $17.6M |
自由现金流率CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | -0.8% | 95.0% | ||
| Q3 25 | 4.4% | 20.9% | ||
| Q2 25 | 5.3% | 53.5% | ||
| Q1 25 | 24.6% | -7.2% | ||
| Q4 24 | -5.1% | 126.0% | ||
| Q3 24 | -22.3% | 35.7% | ||
| Q2 24 | 11.7% | 40.5% |
资本支出强度CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | 24.6% | ||
| Q3 25 | 4.2% | 5.9% | ||
| Q2 25 | 6.2% | 4.5% | ||
| Q1 25 | 5.1% | 10.0% | ||
| Q4 24 | 5.8% | 11.3% | ||
| Q3 24 | 5.4% | 2.1% | ||
| Q2 24 | 7.9% | 2.6% |
现金转化率CTLPTRST
| Q1 26 | — | — | ||
| Q4 25 | — | 3.70× | ||
| Q3 25 | — | 0.79× | ||
| Q2 25 | 1.38× | 1.80× | ||
| Q1 25 | 0.46× | 0.09× | ||
| Q4 24 | 0.10× | 5.27× | ||
| Q3 24 | -3.36× | 1.28× | ||
| Q2 24 | 6.47× | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
TRST
| Net Interest Income | $44.7M | 90% |
| Noninterest Income | $4.8M | 10% |
