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Custom Truck One Source, Inc.（CTOS）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Custom Truck One Source, Inc.的1.2倍（$501.3M vs $422.2M），FirstCash Holdings, Inc.净利率更高（20.8% vs -4.2%，领先25.0%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -8.5%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 14.8%）
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
CTOS vs FCFS — 直观对比
营收规模更大
FCFS
是对方的1.2倍
$422.2M
营收增速更快
FCFS
高出29.7%
-8.5%
净利率更高
FCFS
高出25.0%
-4.2%
两年增速更快
FCFS
近两年复合增速
14.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $422.2M | $501.3M |
| 净利润 | $-17.8M | $104.2M |
| 毛利率 | 20.3% | — |
| 营业利润率 | 2.9% | 28.5% |
| 净利率 | -4.2% | 20.8% |
| 营收同比 | -8.5% | 21.2% |
| 净利润同比 | -333.7% | 24.7% |
| 每股收益（稀释后） | $-0.08 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTOSFCFS
| Q1 26 | $422.2M | — | ||
| Q4 25 | $387.3M | $501.3M | ||
| Q3 25 | $359.9M | $411.0M | ||
| Q2 25 | $392.2M | $385.1M | ||
| Q1 25 | $307.1M | $371.1M | ||
| Q4 24 | $398.3M | $413.7M | ||
| Q3 24 | $337.5M | $363.1M | ||
| Q2 24 | $320.6M | $363.5M |
净利润CTOSFCFS
| Q1 26 | $-17.8M | — | ||
| Q4 25 | $20.9M | $104.2M | ||
| Q3 25 | $-5.8M | $82.8M | ||
| Q2 25 | $-28.4M | $59.8M | ||
| Q1 25 | $-17.8M | $83.6M | ||
| Q4 24 | $27.6M | $83.5M | ||
| Q3 24 | $-17.4M | $64.8M | ||
| Q2 24 | $-24.5M | $49.1M |
毛利率CTOSFCFS
| Q1 26 | 20.3% | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 27.9% | — | ||
| Q4 24 | 29.7% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 27.8% | — |
营业利润率CTOSFCFS
| Q1 26 | 2.9% | — | ||
| Q4 25 | 13.4% | 28.5% | ||
| Q3 25 | 9.1% | 27.4% | ||
| Q2 25 | 7.1% | 21.1% | ||
| Q1 25 | 4.0% | 30.0% | ||
| Q4 24 | 16.9% | 26.5% | ||
| Q3 24 | 6.8% | 23.5% | ||
| Q2 24 | 5.5% | 18.2% |
净利率CTOSFCFS
| Q1 26 | -4.2% | — | ||
| Q4 25 | 5.4% | 20.8% | ||
| Q3 25 | -1.6% | 20.1% | ||
| Q2 25 | -7.2% | 15.5% | ||
| Q1 25 | -5.8% | 22.5% | ||
| Q4 24 | 6.9% | 20.2% | ||
| Q3 24 | -5.2% | 17.9% | ||
| Q2 24 | -7.6% | 13.5% |
每股收益（稀释后）CTOSFCFS
| Q1 26 | $-0.08 | — | ||
| Q4 25 | $0.10 | $2.35 | ||
| Q3 25 | $-0.03 | $1.86 | ||
| Q2 25 | $-0.13 | $1.34 | ||
| Q1 25 | $-0.08 | $1.87 | ||
| Q4 24 | $0.11 | $1.86 | ||
| Q3 24 | $-0.07 | $1.44 | ||
| Q2 24 | $-0.10 | $1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $125.2M |
| 总债务越低越好 | $25.9M | $2.2B |
| 股东权益账面价值 | $809.1M | $2.3B |
| 总资产 | $3.4B | $5.3B |
| 负债/权益比越低杠杆越低 | 0.03× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资CTOSFCFS
| Q1 26 | $6.3M | — | ||
| Q4 25 | $6.3M | $125.2M | ||
| Q3 25 | $13.1M | $130.2M | ||
| Q2 25 | $5.3M | $101.5M | ||
| Q1 25 | $5.4M | $146.0M | ||
| Q4 24 | $3.8M | $175.1M | ||
| Q3 24 | $8.4M | $106.3M | ||
| Q2 24 | $8.1M | $113.7M |
总债务CTOSFCFS
| Q1 26 | $25.9M | — | ||
| Q4 25 | $1.6B | $2.2B | ||
| Q3 25 | $1.6B | $2.2B | ||
| Q2 25 | $1.6B | $1.7B | ||
| Q1 25 | $1.6B | $1.7B | ||
| Q4 24 | $1.5B | $1.7B | ||
| Q3 24 | $1.6B | $1.7B | ||
| Q2 24 | $1.5B | $1.7B |
股东权益CTOSFCFS
| Q1 26 | $809.1M | — | ||
| Q4 25 | $809.1M | $2.3B | ||
| Q3 25 | $784.7M | $2.2B | ||
| Q2 25 | $790.1M | $2.1B | ||
| Q1 25 | $813.4M | $2.1B | ||
| Q4 24 | $861.3M | $2.1B | ||
| Q3 24 | $837.5M | $2.0B | ||
| Q2 24 | $856.7M | $2.0B |
总资产CTOSFCFS
| Q1 26 | $3.4B | — | ||
| Q4 25 | $3.4B | $5.3B | ||
| Q3 25 | $3.5B | $5.2B | ||
| Q2 25 | $3.6B | $4.5B | ||
| Q1 25 | $3.5B | $4.4B | ||
| Q4 24 | $3.5B | $4.5B | ||
| Q3 24 | $3.6B | $4.4B | ||
| Q2 24 | $3.5B | $4.3B |
负债/权益比CTOSFCFS
| Q1 26 | 0.03× | — | ||
| Q4 25 | 2.03× | 0.98× | ||
| Q3 25 | 2.10× | 1.01× | ||
| Q2 25 | 2.04× | 0.79× | ||
| Q1 25 | 1.97× | 0.83× | ||
| Q4 24 | 1.77× | 0.85× | ||
| Q3 24 | 1.87× | 0.87× | ||
| Q2 24 | 1.79× | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $206.6M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CTOSFCFS
| Q1 26 | — | — | ||
| Q4 25 | $47.3M | $206.6M | ||
| Q3 25 | $81.5M | $135.8M | ||
| Q2 25 | $125.7M | $116.9M | ||
| Q1 25 | $55.6M | $126.6M | ||
| Q4 24 | $82.1M | $198.1M | ||
| Q3 24 | $16.5M | $113.1M | ||
| Q2 24 | $37.8M | $106.2M |
现金转化率CTOSFCFS
| Q1 26 | — | — | ||
| Q4 25 | 2.27× | 1.98× | ||
| Q3 25 | — | 1.64× | ||
| Q2 25 | — | 1.95× | ||
| Q1 25 | — | 1.51× | ||
| Q4 24 | 2.98× | 2.37× | ||
| Q3 24 | — | 1.74× | ||
| Q2 24 | — | 2.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
