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Custom Truck One Source, Inc.（CTOS）与Fidelity National Financial, Inc.（FNF）财务数据对比。点击上方公司名可切换其他公司
Fidelity National Financial, Inc.的季度营收约是Custom Truck One Source, Inc.的1.3倍（$544.0M vs $422.2M），Custom Truck One Source, Inc.净利率更高（-4.2% vs -21.5%，领先17.3%），Fidelity National Financial, Inc.同比增速更快（10.3% vs -8.5%），过去两年Custom Truck One Source, Inc.的营收复合增速更高（14.8% vs 13.7%）
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
富达国民金融是美国财富500强企业，主要面向房地产与抵押贷款行业提供产权保险及交割服务，2019年其产权及房地产业务相关年度营收约为84.69亿美元，是全球领先的产权保险服务供应商。
CTOS vs FNF — 直观对比
营收规模更大
FNF
是对方的1.3倍
$422.2M
营收增速更快
FNF
高出18.9%
-8.5%
净利率更高
CTOS
高出17.3%
-21.5%
两年增速更快
CTOS
近两年复合增速
13.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $422.2M | $544.0M |
| 净利润 | $-17.8M | $-117.0M |
| 毛利率 | 20.3% | — |
| 营业利润率 | 2.9% | 82.9% |
| 净利率 | -4.2% | -21.5% |
| 营收同比 | -8.5% | 10.3% |
| 净利润同比 | -333.7% | -126.0% |
| 每股收益（稀释后） | $-0.08 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTOSFNF
| Q1 26 | $422.2M | — | ||
| Q4 25 | $387.3M | $544.0M | ||
| Q3 25 | $359.9M | $553.0M | ||
| Q2 25 | $392.2M | $547.0M | ||
| Q1 25 | $307.1M | $455.0M | ||
| Q4 24 | $398.3M | $493.0M | ||
| Q3 24 | $337.5M | $506.0M | ||
| Q2 24 | $320.6M | $504.0M |
净利润CTOSFNF
| Q1 26 | $-17.8M | — | ||
| Q4 25 | $20.9M | $-117.0M | ||
| Q3 25 | $-5.8M | $358.0M | ||
| Q2 25 | $-28.4M | $278.0M | ||
| Q1 25 | $-17.8M | $83.0M | ||
| Q4 24 | $27.6M | $450.0M | ||
| Q3 24 | $-17.4M | $266.0M | ||
| Q2 24 | $-24.5M | $306.0M |
毛利率CTOSFNF
| Q1 26 | 20.3% | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 27.9% | — | ||
| Q4 24 | 29.7% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 27.8% | — |
营业利润率CTOSFNF
| Q1 26 | 2.9% | — | ||
| Q4 25 | 13.4% | 82.9% | ||
| Q3 25 | 9.1% | 81.9% | ||
| Q2 25 | 7.1% | 69.8% | ||
| Q1 25 | 4.0% | 24.4% | ||
| Q4 24 | 16.9% | — | ||
| Q3 24 | 6.8% | 61.9% | ||
| Q2 24 | 5.5% | 90.9% |
净利率CTOSFNF
| Q1 26 | -4.2% | — | ||
| Q4 25 | 5.4% | -21.5% | ||
| Q3 25 | -1.6% | 64.7% | ||
| Q2 25 | -7.2% | 50.8% | ||
| Q1 25 | -5.8% | 18.2% | ||
| Q4 24 | 6.9% | 91.3% | ||
| Q3 24 | -5.2% | 52.6% | ||
| Q2 24 | -7.6% | 60.7% |
每股收益（稀释后）CTOSFNF
| Q1 26 | $-0.08 | — | ||
| Q4 25 | $0.10 | $-0.44 | ||
| Q3 25 | $-0.03 | $1.33 | ||
| Q2 25 | $-0.13 | $1.02 | ||
| Q1 25 | $-0.08 | $0.30 | ||
| Q4 24 | $0.11 | $1.65 | ||
| Q3 24 | $-0.07 | $0.97 | ||
| Q2 24 | $-0.10 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $2.6B |
| 总债务越低越好 | $25.9M | $4.4B |
| 股东权益账面价值 | $809.1M | $7.4B |
| 总资产 | $3.4B | $109.0B |
| 负债/权益比越低杠杆越低 | 0.03× | 0.59× |
8季度趋势，按日历期对齐
现金及短期投资CTOSFNF
| Q1 26 | $6.3M | — | ||
| Q4 25 | $6.3M | $2.6B | ||
| Q3 25 | $13.1M | $3.5B | ||
| Q2 25 | $5.3M | $3.3B | ||
| Q1 25 | $5.4M | $4.5B | ||
| Q4 24 | $3.8M | $3.5B | ||
| Q3 24 | $8.4M | $5.0B | ||
| Q2 24 | $8.1M | $4.9B |
总债务CTOSFNF
| Q1 26 | $25.9M | — | ||
| Q4 25 | $1.6B | $4.4B | ||
| Q3 25 | $1.6B | $4.4B | ||
| Q2 25 | $1.6B | $4.4B | ||
| Q1 25 | $1.6B | $4.4B | ||
| Q4 24 | $1.5B | $4.3B | ||
| Q3 24 | $1.6B | $4.2B | ||
| Q2 24 | $1.5B | $4.2B |
股东权益CTOSFNF
| Q1 26 | $809.1M | — | ||
| Q4 25 | $809.1M | $7.4B | ||
| Q3 25 | $784.7M | $8.4B | ||
| Q2 25 | $790.1M | $7.9B | ||
| Q1 25 | $813.4M | $7.9B | ||
| Q4 24 | $861.3M | $7.8B | ||
| Q3 24 | $837.5M | $8.1B | ||
| Q2 24 | $856.7M | $7.3B |
总资产CTOSFNF
| Q1 26 | $3.4B | — | ||
| Q4 25 | $3.4B | $109.0B | ||
| Q3 25 | $3.5B | $106.6B | ||
| Q2 25 | $3.6B | $102.3B | ||
| Q1 25 | $3.5B | $98.2B | ||
| Q4 24 | $3.5B | $95.4B | ||
| Q3 24 | $3.6B | $94.7B | ||
| Q2 24 | $3.5B | $88.8B |
负债/权益比CTOSFNF
| Q1 26 | 0.03× | — | ||
| Q4 25 | 2.03× | 0.59× | ||
| Q3 25 | 2.10× | 0.53× | ||
| Q2 25 | 2.04× | 0.56× | ||
| Q1 25 | 1.97× | 0.56× | ||
| Q4 24 | 1.77× | 0.56× | ||
| Q3 24 | 1.87× | 0.52× | ||
| Q2 24 | 1.79× | 0.58× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.5B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CTOSFNF
| Q1 26 | — | — | ||
| Q4 25 | $47.3M | $1.5B | ||
| Q3 25 | $81.5M | $1.3B | ||
| Q2 25 | $125.7M | $1.9B | ||
| Q1 25 | $55.6M | $1.1B | ||
| Q4 24 | $82.1M | $1.5B | ||
| Q3 24 | $16.5M | $2.4B | ||
| Q2 24 | $37.8M | $1.4B |
现金转化率CTOSFNF
| Q1 26 | — | — | ||
| Q4 25 | 2.27× | — | ||
| Q3 25 | — | 3.66× | ||
| Q2 25 | — | 6.82× | ||
| Q1 25 | — | 13.43× | ||
| Q4 24 | 2.98× | 3.32× | ||
| Q3 24 | — | 8.89× | ||
| Q2 24 | — | 4.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
