vs
Custom Truck One Source, Inc.（CTOS）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
Custom Truck One Source, Inc.的季度营收约是LendingClub Corp的1.7倍（$422.2M vs $252.3M），LendingClub Corp净利率更高（20.5% vs -4.2%，领先24.7%），LendingClub Corp同比增速更快（15.9% vs -8.5%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 14.8%）
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
CTOS vs LC — 直观对比
营收规模更大
CTOS
是对方的1.7倍
$252.3M
营收增速更快
LC
高出24.4%
-8.5%
净利率更高
LC
高出24.7%
-4.2%
两年增速更快
LC
近两年复合增速
14.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $422.2M | $252.3M |
| 净利润 | $-17.8M | $51.6M |
| 毛利率 | 20.3% | — |
| 营业利润率 | 2.9% | — |
| 净利率 | -4.2% | 20.5% |
| 营收同比 | -8.5% | 15.9% |
| 净利润同比 | -333.7% | 341.0% |
| 每股收益（稀释后） | $-0.08 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTOSLC
| Q1 26 | $422.2M | $252.3M | ||
| Q4 25 | $387.3M | $266.5M | ||
| Q3 25 | $359.9M | $266.2M | ||
| Q2 25 | $392.2M | $248.4M | ||
| Q1 25 | $307.1M | $217.7M | ||
| Q4 24 | $398.3M | $217.2M | ||
| Q3 24 | $337.5M | $201.9M | ||
| Q2 24 | $320.6M | $187.2M |
净利润CTOSLC
| Q1 26 | $-17.8M | $51.6M | ||
| Q4 25 | $20.9M | — | ||
| Q3 25 | $-5.8M | $44.3M | ||
| Q2 25 | $-28.4M | $38.2M | ||
| Q1 25 | $-17.8M | $11.7M | ||
| Q4 24 | $27.6M | — | ||
| Q3 24 | $-17.4M | $14.5M | ||
| Q2 24 | $-24.5M | $14.9M |
毛利率CTOSLC
| Q1 26 | 20.3% | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 27.9% | — | ||
| Q4 24 | 29.7% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 27.8% | — |
营业利润率CTOSLC
| Q1 26 | 2.9% | — | ||
| Q4 25 | 13.4% | 18.8% | ||
| Q3 25 | 9.1% | 21.5% | ||
| Q2 25 | 7.1% | 21.7% | ||
| Q1 25 | 4.0% | 7.2% | ||
| Q4 24 | 16.9% | 5.1% | ||
| Q3 24 | 6.8% | 8.9% | ||
| Q2 24 | 5.5% | 10.4% |
净利率CTOSLC
| Q1 26 | -4.2% | 20.5% | ||
| Q4 25 | 5.4% | — | ||
| Q3 25 | -1.6% | 16.6% | ||
| Q2 25 | -7.2% | 15.4% | ||
| Q1 25 | -5.8% | 5.4% | ||
| Q4 24 | 6.9% | — | ||
| Q3 24 | -5.2% | 7.2% | ||
| Q2 24 | -7.6% | 8.0% |
每股收益（稀释后）CTOSLC
| Q1 26 | $-0.08 | $0.44 | ||
| Q4 25 | $0.10 | $0.36 | ||
| Q3 25 | $-0.03 | $0.37 | ||
| Q2 25 | $-0.13 | $0.33 | ||
| Q1 25 | $-0.08 | $0.10 | ||
| Q4 24 | $0.11 | $0.08 | ||
| Q3 24 | $-0.07 | $0.13 | ||
| Q2 24 | $-0.10 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | — |
| 总债务越低越好 | $25.9M | — |
| 股东权益账面价值 | $809.1M | $1.5B |
| 总资产 | $3.4B | $11.9B |
| 负债/权益比越低杠杆越低 | 0.03× | — |
8季度趋势，按日历期对齐
现金及短期投资CTOSLC
| Q1 26 | $6.3M | — | ||
| Q4 25 | $6.3M | — | ||
| Q3 25 | $13.1M | — | ||
| Q2 25 | $5.3M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $3.8M | — | ||
| Q3 24 | $8.4M | — | ||
| Q2 24 | $8.1M | — |
总债务CTOSLC
| Q1 26 | $25.9M | — | ||
| Q4 25 | $1.6B | $0 | ||
| Q3 25 | $1.6B | $0 | ||
| Q2 25 | $1.6B | $0 | ||
| Q1 25 | $1.6B | $0 | ||
| Q4 24 | $1.5B | $0 | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.5B | — |
股东权益CTOSLC
| Q1 26 | $809.1M | $1.5B | ||
| Q4 25 | $809.1M | $1.5B | ||
| Q3 25 | $784.7M | $1.5B | ||
| Q2 25 | $790.1M | $1.4B | ||
| Q1 25 | $813.4M | $1.4B | ||
| Q4 24 | $861.3M | $1.3B | ||
| Q3 24 | $837.5M | $1.3B | ||
| Q2 24 | $856.7M | $1.3B |
总资产CTOSLC
| Q1 26 | $3.4B | $11.9B | ||
| Q4 25 | $3.4B | $11.6B | ||
| Q3 25 | $3.5B | $11.1B | ||
| Q2 25 | $3.6B | $10.8B | ||
| Q1 25 | $3.5B | $10.5B | ||
| Q4 24 | $3.5B | $10.6B | ||
| Q3 24 | $3.6B | $11.0B | ||
| Q2 24 | $3.5B | $9.6B |
负债/权益比CTOSLC
| Q1 26 | 0.03× | — | ||
| Q4 25 | 2.03× | 0.00× | ||
| Q3 25 | 2.10× | 0.00× | ||
| Q2 25 | 2.04× | 0.00× | ||
| Q1 25 | 1.97× | 0.00× | ||
| Q4 24 | 1.77× | 0.00× | ||
| Q3 24 | 1.87× | — | ||
| Q2 24 | 1.79× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
LC
暂无分部数据
