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Custom Truck One Source, Inc.（CTOS）与PennyMac Financial Services, Inc.（PFSI）财务数据对比。点击上方公司名可切换其他公司
PennyMac Financial Services, Inc.的季度营收约是Custom Truck One Source, Inc.的1.3倍（$538.0M vs $422.2M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs -4.2%，领先1756.7%），PennyMac Financial Services, Inc.同比增速更快（14.4% vs -8.5%），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs 14.8%）
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
CTOS vs PFSI — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $422.2M | $538.0M |
| 净利润 | $-17.8M | $106.8M |
| 毛利率 | 20.3% | — |
| 营业利润率 | 2.9% | 25.0% |
| 净利率 | -4.2% | 1752.5% |
| 营收同比 | -8.5% | 14.4% |
| 净利润同比 | -333.7% | 2.2% |
| 每股收益（稀释后） | $-0.08 | $1.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $422.2M | — | ||
| Q4 25 | $387.3M | $538.0M | ||
| Q3 25 | $359.9M | $632.9M | ||
| Q2 25 | $392.2M | $444.7M | ||
| Q1 25 | $307.1M | $430.9M | ||
| Q4 24 | $398.3M | $470.1M | ||
| Q3 24 | $337.5M | $411.8M | ||
| Q2 24 | $320.6M | $406.1M |
| Q1 26 | $-17.8M | — | ||
| Q4 25 | $20.9M | $106.8M | ||
| Q3 25 | $-5.8M | $181.5M | ||
| Q2 25 | $-28.4M | $136.5M | ||
| Q1 25 | $-17.8M | $76.3M | ||
| Q4 24 | $27.6M | $104.5M | ||
| Q3 24 | $-17.4M | $69.4M | ||
| Q2 24 | $-24.5M | $98.3M |
| Q1 26 | 20.3% | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 27.9% | — | ||
| Q4 24 | 29.7% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 27.8% | — |
| Q1 26 | 2.9% | — | ||
| Q4 25 | 13.4% | 25.0% | ||
| Q3 25 | 9.1% | 37.3% | ||
| Q2 25 | 7.1% | 17.2% | ||
| Q1 25 | 4.0% | 24.2% | ||
| Q4 24 | 16.9% | 27.5% | ||
| Q3 24 | 6.8% | 22.8% | ||
| Q2 24 | 5.5% | 33.0% |
| Q1 26 | -4.2% | — | ||
| Q4 25 | 5.4% | 1752.5% | ||
| Q3 25 | -1.6% | 28.7% | ||
| Q2 25 | -7.2% | 30.7% | ||
| Q1 25 | -5.8% | 17.7% | ||
| Q4 24 | 6.9% | 2559.8% | ||
| Q3 24 | -5.2% | 16.8% | ||
| Q2 24 | -7.6% | 24.2% |
| Q1 26 | $-0.08 | — | ||
| Q4 25 | $0.10 | $1.97 | ||
| Q3 25 | $-0.03 | $3.37 | ||
| Q2 25 | $-0.13 | $2.54 | ||
| Q1 25 | $-0.08 | $1.42 | ||
| Q4 24 | $0.11 | $1.95 | ||
| Q3 24 | $-0.07 | $1.30 | ||
| Q2 24 | $-0.10 | $1.85 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $410.0M |
| 总债务越低越好 | $25.9M | $6.2B |
| 股东权益账面价值 | $809.1M | $4.3B |
| 总资产 | $3.4B | $29.4B |
| 负债/权益比越低杠杆越低 | 0.03× | 1.45× |
8季度趋势，按日历期对齐
| Q1 26 | $6.3M | — | ||
| Q4 25 | $6.3M | $410.0M | ||
| Q3 25 | $13.1M | $62.2M | ||
| Q2 25 | $5.3M | $462.3M | ||
| Q1 25 | $5.4M | $443.4M | ||
| Q4 24 | $3.8M | $420.6M | ||
| Q3 24 | $8.4M | $667.9M | ||
| Q2 24 | $8.1M | $188.8M |
| Q1 26 | $25.9M | — | ||
| Q4 25 | $1.6B | $6.2B | ||
| Q3 25 | $1.6B | $6.2B | ||
| Q2 25 | $1.6B | $5.6B | ||
| Q1 25 | $1.6B | $5.8B | ||
| Q4 24 | $1.5B | $5.3B | ||
| Q3 24 | $1.6B | $4.9B | ||
| Q2 24 | $1.5B | $4.9B |
| Q1 26 | $809.1M | — | ||
| Q4 25 | $809.1M | $4.3B | ||
| Q3 25 | $784.7M | $4.2B | ||
| Q2 25 | $790.1M | $4.0B | ||
| Q1 25 | $813.4M | $3.9B | ||
| Q4 24 | $861.3M | $3.8B | ||
| Q3 24 | $837.5M | $3.7B | ||
| Q2 24 | $856.7M | $3.7B |
| Q1 26 | $3.4B | — | ||
| Q4 25 | $3.4B | $29.4B | ||
| Q3 25 | $3.5B | $25.4B | ||
| Q2 25 | $3.6B | $24.2B | ||
| Q1 25 | $3.5B | $23.9B | ||
| Q4 24 | $3.5B | $26.1B | ||
| Q3 24 | $3.6B | $22.9B | ||
| Q2 24 | $3.5B | $21.6B |
| Q1 26 | 0.03× | — | ||
| Q4 25 | 2.03× | 1.45× | ||
| Q3 25 | 2.10× | 1.48× | ||
| Q2 25 | 2.04× | 1.38× | ||
| Q1 25 | 1.97× | 1.48× | ||
| Q4 24 | 1.77× | 1.37× | ||
| Q3 24 | 1.87× | 1.32× | ||
| Q2 24 | 1.79× | 1.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-1.7B |
| 自由现金流经营现金流 - 资本支出 | — | $-1.7B |
| 自由现金流率自由现金流/营收 | — | -309.3% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | — | -15.46× |
| 过去12个月自由现金流最近4个季度 | — | $-1.4B |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $47.3M | $-1.7B | ||
| Q3 25 | $81.5M | $-697.4M | ||
| Q2 25 | $125.7M | $-131.3M | ||
| Q1 25 | $55.6M | $1.1B | ||
| Q4 24 | $82.1M | $-4.5B | ||
| Q3 24 | $16.5M | $-393.7M | ||
| Q2 24 | $37.8M | $-1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | $-1.7B | ||
| Q3 25 | — | $-699.4M | ||
| Q2 25 | — | $-132.6M | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $-4.5B | ||
| Q3 24 | — | $-393.9M | ||
| Q2 24 | — | $-1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | -309.3% | ||
| Q3 25 | — | -110.5% | ||
| Q2 25 | — | -29.8% | ||
| Q1 25 | — | 247.3% | ||
| Q4 24 | — | -964.7% | ||
| Q3 24 | — | -95.6% | ||
| Q2 24 | — | -269.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.27× | -15.46× | ||
| Q3 25 | — | -3.84× | ||
| Q2 25 | — | -0.96× | ||
| Q1 25 | — | 13.97× | ||
| Q4 24 | 2.98× | -43.39× | ||
| Q3 24 | — | -5.68× | ||
| Q2 24 | — | -11.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
PFSI
暂无分部数据
