vs
Custom Truck One Source, Inc.（CTOS）与奇富科技（QFIN）财务数据对比。点击上方公司名可切换其他公司
奇富科技的季度营收约是Custom Truck One Source, Inc.的1.7倍（$731.2M vs $422.2M），奇富科技净利率更高（27.5% vs -4.2%，领先31.7%），过去两年奇富科技的营收复合增速更高（16.4% vs 14.8%）
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
奇富科技（原360数科）是中国头部金融科技企业，主要为持牌金融机构提供智能风控、信贷技术解决方案，服务广大个人消费者及中小微企业，依托大数据、人工智能技术提升金融服务的普惠性与运营效率。
CTOS vs QFIN — 直观对比
营收规模更大
QFIN
是对方的1.7倍
$422.2M
净利率更高
QFIN
高出31.7%
-4.2%
两年增速更快
QFIN
近两年复合增速
14.8%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $422.2M | $731.2M |
| 净利润 | $-17.8M | $201.2M |
| 毛利率 | 20.3% | — |
| 营业利润率 | 2.9% | 32.7% |
| 净利率 | -4.2% | 27.5% |
| 营收同比 | -8.5% | — |
| 净利润同比 | -333.7% | — |
| 每股收益（稀释后） | $-0.08 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTOSQFIN
| Q1 26 | $422.2M | — | ||
| Q4 25 | $387.3M | — | ||
| Q3 25 | $359.9M | $731.2M | ||
| Q2 25 | $392.2M | $728.1M | ||
| Q1 25 | $307.1M | $646.4M | ||
| Q4 24 | $398.3M | — | ||
| Q3 24 | $337.5M | $622.7M | ||
| Q2 24 | $320.6M | $572.4M |
净利润CTOSQFIN
| Q1 26 | $-17.8M | — | ||
| Q4 25 | $20.9M | — | ||
| Q3 25 | $-5.8M | $201.2M | ||
| Q2 25 | $-28.4M | $241.6M | ||
| Q1 25 | $-17.8M | $247.6M | ||
| Q4 24 | $27.6M | — | ||
| Q3 24 | $-17.4M | $256.3M | ||
| Q2 24 | $-24.5M | $189.4M |
毛利率CTOSQFIN
| Q1 26 | 20.3% | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 27.9% | — | ||
| Q4 24 | 29.7% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 27.8% | — |
营业利润率CTOSQFIN
| Q1 26 | 2.9% | — | ||
| Q4 25 | 13.4% | — | ||
| Q3 25 | 9.1% | 32.7% | ||
| Q2 25 | 7.1% | 41.0% | ||
| Q1 25 | 4.0% | 42.1% | ||
| Q4 24 | 16.9% | — | ||
| Q3 24 | 6.8% | 52.4% | ||
| Q2 24 | 5.5% | 47.7% |
净利率CTOSQFIN
| Q1 26 | -4.2% | — | ||
| Q4 25 | 5.4% | — | ||
| Q3 25 | -1.6% | 27.5% | ||
| Q2 25 | -7.2% | 33.2% | ||
| Q1 25 | -5.8% | 38.3% | ||
| Q4 24 | 6.9% | — | ||
| Q3 24 | -5.2% | 41.2% | ||
| Q2 24 | -7.6% | 33.1% |
每股收益（稀释后）CTOSQFIN
| Q1 26 | $-0.08 | — | ||
| Q4 25 | $0.10 | — | ||
| Q3 25 | $-0.03 | — | ||
| Q2 25 | $-0.13 | — | ||
| Q1 25 | $-0.08 | — | ||
| Q4 24 | $0.11 | — | ||
| Q3 24 | $-0.07 | — | ||
| Q2 24 | $-0.10 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $6.5B |
| 总债务越低越好 | $25.9M | — |
| 股东权益账面价值 | $809.1M | $24.3B |
| 总资产 | $3.4B | $61.4B |
| 负债/权益比越低杠杆越低 | 0.03× | — |
8季度趋势，按日历期对齐
现金及短期投资CTOSQFIN
| Q1 26 | $6.3M | — | ||
| Q4 25 | $6.3M | — | ||
| Q3 25 | $13.1M | $6.5B | ||
| Q2 25 | $5.3M | $5.3B | ||
| Q1 25 | $5.4M | $8.6B | ||
| Q4 24 | $3.8M | — | ||
| Q3 24 | $8.4M | $4.3B | ||
| Q2 24 | $8.1M | $6.3B |
总债务CTOSQFIN
| Q1 26 | $25.9M | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.6B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.5B | — |
股东权益CTOSQFIN
| Q1 26 | $809.1M | — | ||
| Q4 25 | $809.1M | — | ||
| Q3 25 | $784.7M | $24.3B | ||
| Q2 25 | $790.1M | $24.1B | ||
| Q1 25 | $813.4M | $23.1B | ||
| Q4 24 | $861.3M | — | ||
| Q3 24 | $837.5M | $22.9B | ||
| Q2 24 | $856.7M | $22.6B |
总资产CTOSQFIN
| Q1 26 | $3.4B | — | ||
| Q4 25 | $3.4B | — | ||
| Q3 25 | $3.5B | $61.4B | ||
| Q2 25 | $3.6B | $59.8B | ||
| Q1 25 | $3.5B | $55.6B | ||
| Q4 24 | $3.5B | — | ||
| Q3 24 | $3.6B | $47.0B | ||
| Q2 24 | $3.5B | $47.0B |
负债/权益比CTOSQFIN
| Q1 26 | 0.03× | — | ||
| Q4 25 | 2.03× | — | ||
| Q3 25 | 2.10× | — | ||
| Q2 25 | 2.04× | — | ||
| Q1 25 | 1.97× | — | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 1.87× | — | ||
| Q2 24 | 1.79× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $351.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.75× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CTOSQFIN
| Q1 26 | — | — | ||
| Q4 25 | $47.3M | — | ||
| Q3 25 | $81.5M | $351.4M | ||
| Q2 25 | $125.7M | $366.0M | ||
| Q1 25 | $55.6M | $386.6M | ||
| Q4 24 | $82.1M | — | ||
| Q3 24 | $16.5M | $338.0M | ||
| Q2 24 | $37.8M | $269.9M |
现金转化率CTOSQFIN
| Q1 26 | — | — | ||
| Q4 25 | 2.27× | — | ||
| Q3 25 | — | 1.75× | ||
| Q2 25 | — | 1.52× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | 2.98× | — | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
QFIN
暂无分部数据
