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Centuri Holdings, Inc.（CTRI）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
Centuri Holdings, Inc.的季度营收约是FirstCash Holdings, Inc.的1.7倍（$858.6M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 3.5%，领先17.2%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 19.7%），过去两年Centuri Holdings, Inc.的营收复合增速更高（27.5% vs 16.9%）
Centuri Holdings前身为Allied Leisure，是美国街机游戏制造商，总部位于佛罗里达州海厄利亚。20世纪80年代初，它是美国排名前六的投币式街机视频游戏设备供应商之一。1980年，原Taito美国总裁埃德·米勒与合伙人比尔·奥利吉斯收购Allied Leisure后，将其更名为Centuri。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
CTRI vs FCFS — 直观对比
营收规模更大
CTRI
是对方的1.7倍
$501.3M
营收增速更快
FCFS
高出1.4%
19.7%
净利率更高
FCFS
高出17.2%
3.5%
两年增速更快
CTRI
近两年复合增速
16.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $858.6M | $501.3M |
| 净利润 | $30.4M | $104.2M |
| 毛利率 | 9.4% | — |
| 营业利润率 | 4.3% | 28.5% |
| 净利率 | 3.5% | 20.8% |
| 营收同比 | 19.7% | 21.2% |
| 净利润同比 | 194.1% | 24.7% |
| 每股收益（稀释后） | $0.34 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTRIFCFS
| Q4 25 | $858.6M | $501.3M | ||
| Q3 25 | $850.0M | $411.0M | ||
| Q2 25 | $724.1M | $385.1M | ||
| Q1 25 | $550.1M | $371.1M | ||
| Q4 24 | $717.1M | $413.7M | ||
| Q3 24 | $720.1M | $363.1M | ||
| Q2 24 | $672.1M | $363.5M | ||
| Q1 24 | $528.0M | $366.8M |
净利润CTRIFCFS
| Q4 25 | $30.4M | $104.2M | ||
| Q3 25 | $2.1M | $82.8M | ||
| Q2 25 | $8.1M | $59.8M | ||
| Q1 25 | $-17.9M | $83.6M | ||
| Q4 24 | $10.3M | $83.5M | ||
| Q3 24 | $-3.7M | $64.8M | ||
| Q2 24 | $11.7M | $49.1M | ||
| Q1 24 | $-25.1M | $61.4M |
毛利率CTRIFCFS
| Q4 25 | 9.4% | — | ||
| Q3 25 | 9.2% | — | ||
| Q2 25 | 9.4% | — | ||
| Q1 25 | 3.7% | — | ||
| Q4 24 | 9.9% | — | ||
| Q3 24 | 10.5% | — | ||
| Q2 24 | 9.0% | — | ||
| Q1 24 | 2.5% | — |
营业利润率CTRIFCFS
| Q4 25 | 4.3% | 28.5% | ||
| Q3 25 | 4.3% | 27.4% | ||
| Q2 25 | 4.4% | 21.1% | ||
| Q1 25 | -2.3% | 30.0% | ||
| Q4 24 | 4.7% | 26.5% | ||
| Q3 24 | 5.8% | 23.5% | ||
| Q2 24 | 4.9% | 18.2% | ||
| Q1 24 | -4.2% | 22.3% |
净利率CTRIFCFS
| Q4 25 | 3.5% | 20.8% | ||
| Q3 25 | 0.2% | 20.1% | ||
| Q2 25 | 1.1% | 15.5% | ||
| Q1 25 | -3.3% | 22.5% | ||
| Q4 24 | 1.4% | 20.2% | ||
| Q3 24 | -0.5% | 17.9% | ||
| Q2 24 | 1.7% | 13.5% | ||
| Q1 24 | -4.7% | 16.7% |
每股收益（稀释后）CTRIFCFS
| Q4 25 | $0.34 | $2.35 | ||
| Q3 25 | $0.02 | $1.86 | ||
| Q2 25 | $0.09 | $1.34 | ||
| Q1 25 | $-0.20 | $1.87 | ||
| Q4 24 | $0.17 | $1.86 | ||
| Q3 24 | $-0.04 | $1.44 | ||
| Q2 24 | $0.14 | $1.08 | ||
| Q1 24 | $-0.35 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $126.6M | $125.2M |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $873.0M | $2.3B |
| 总资产 | $2.4B | $5.3B |
| 负债/权益比越低杠杆越低 | — | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资CTRIFCFS
| Q4 25 | $126.6M | $125.2M | ||
| Q3 25 | $16.1M | $130.2M | ||
| Q2 25 | $28.3M | $101.5M | ||
| Q1 25 | $15.3M | $146.0M | ||
| Q4 24 | $49.0M | $175.1M | ||
| Q3 24 | $52.5M | $106.3M | ||
| Q2 24 | $30.9M | $113.7M | ||
| Q1 24 | $18.4M | $135.1M |
总债务CTRIFCFS
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.5B |
股东权益CTRIFCFS
| Q4 25 | $873.0M | $2.3B | ||
| Q3 25 | $585.2M | $2.2B | ||
| Q2 25 | $567.1M | $2.1B | ||
| Q1 25 | $536.5M | $2.1B | ||
| Q4 24 | $555.6M | $2.1B | ||
| Q3 24 | $527.3M | $2.0B | ||
| Q2 24 | $530.4M | $2.0B | ||
| Q1 24 | $197.8M | $2.0B |
总资产CTRIFCFS
| Q4 25 | $2.4B | $5.3B | ||
| Q3 25 | $2.2B | $5.2B | ||
| Q2 25 | $2.1B | $4.5B | ||
| Q1 25 | $2.0B | $4.4B | ||
| Q4 24 | $2.1B | $4.5B | ||
| Q3 24 | $2.1B | $4.4B | ||
| Q2 24 | $2.2B | $4.3B | ||
| Q1 24 | $2.1B | $4.2B |
负债/权益比CTRIFCFS
| Q4 25 | — | 0.98× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | — | 0.79× | ||
| Q1 25 | — | 0.83× | ||
| Q4 24 | — | 0.85× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.85× | ||
| Q1 24 | — | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $83.9M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $66.3M | — |
| 自由现金流率自由现金流/营收 | 7.7% | — |
| 资本支出强度资本支出/营收 | 2.0% | — |
| 现金转化率经营现金流/净利润 | 2.76× | 1.98× |
| 过去12个月自由现金流最近4个季度 | $-8.2M | — |
8季度趋势，按日历期对齐
经营现金流CTRIFCFS
| Q4 25 | $83.9M | $206.6M | ||
| Q3 25 | $5.2M | $135.8M | ||
| Q2 25 | $-27.7M | $116.9M | ||
| Q1 25 | $16.7M | $126.6M | ||
| Q4 24 | $61.0M | $198.1M | ||
| Q3 24 | $180.2M | $113.1M | ||
| Q2 24 | $-56.6M | $106.2M | ||
| Q1 24 | $-26.5M | $122.5M |
自由现金流CTRIFCFS
| Q4 25 | $66.3M | — | ||
| Q3 25 | $-18.4M | — | ||
| Q2 25 | $-48.5M | — | ||
| Q1 25 | $-7.7M | — | ||
| Q4 24 | $27.8M | — | ||
| Q3 24 | $160.7M | — | ||
| Q2 24 | $-76.9M | — | ||
| Q1 24 | $-52.7M | — |
自由现金流率CTRIFCFS
| Q4 25 | 7.7% | — | ||
| Q3 25 | -2.2% | — | ||
| Q2 25 | -6.7% | — | ||
| Q1 25 | -1.4% | — | ||
| Q4 24 | 3.9% | — | ||
| Q3 24 | 22.3% | — | ||
| Q2 24 | -11.4% | — | ||
| Q1 24 | -10.0% | — |
资本支出强度CTRIFCFS
| Q4 25 | 2.0% | — | ||
| Q3 25 | 2.8% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 4.4% | — | ||
| Q4 24 | 4.6% | — | ||
| Q3 24 | 2.7% | — | ||
| Q2 24 | 3.0% | — | ||
| Q1 24 | 5.0% | — |
现金转化率CTRIFCFS
| Q4 25 | 2.76× | 1.98× | ||
| Q3 25 | 2.48× | 1.64× | ||
| Q2 25 | -3.43× | 1.95× | ||
| Q1 25 | — | 1.51× | ||
| Q4 24 | 5.90× | 2.37× | ||
| Q3 24 | — | 1.74× | ||
| Q2 24 | -4.84× | 2.16× | ||
| Q1 24 | — | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTRI
| Master Services Agreement | $660.7M | 77% |
| Non Union Electric Segment | $163.4M | 19% |
| Related Party | $25.6M | 3% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
