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合众银行（CUBI）与PREFORMED LINE PRODUCTS CO（PLPC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是PREFORMED LINE PRODUCTS CO的1.4倍（$236.9M vs $173.1M），合众银行同比增速更快（21.8% vs 3.6%），合众银行自由现金流更多（$481.0M vs $11.8M），过去两年合众银行的营收复合增速更高（14.2% vs 10.8%）
合众银行是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，2025年位列美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性。旗下核心运营主体为美国合众银行全国协会，提供银行、投资、按揭等多元金融服务。
预成型线路产品公司（PLPC）研发、生产和销售适用于输配电、通信及可再生能源基建领域的工程硬件组件，服务全球多地的公用事业、网络运营商及工业客户，提供可提升网络可靠性与运营效率的解决方案。
CUBI vs PLPC — 直观对比
营收规模更大
CUBI
是对方的1.4倍
$173.1M
营收增速更快
CUBI
高出18.2%
3.6%
自由现金流更多
CUBI
多$469.2M
$11.8M
两年增速更快
CUBI
近两年复合增速
10.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $236.9M | $173.1M |
| 净利润 | — | $8.4M |
| 毛利率 | — | 29.8% |
| 营业利润率 | 41.1% | 6.8% |
| 净利率 | — | 4.9% |
| 营收同比 | 21.8% | 3.6% |
| 净利润同比 | — | -19.3% |
| 每股收益（稀释后） | $2.04 | $1.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CUBIPLPC
| Q4 25 | $236.9M | $173.1M | ||
| Q3 25 | $232.1M | $178.1M | ||
| Q2 25 | $206.3M | $169.6M | ||
| Q1 25 | $143.0M | $148.5M | ||
| Q4 24 | $167.8M | $167.1M | ||
| Q3 24 | $167.1M | $147.0M | ||
| Q2 24 | $198.7M | $138.7M | ||
| Q1 24 | $181.6M | $140.9M |
净利润CUBIPLPC
| Q4 25 | — | $8.4M | ||
| Q3 25 | $75.7M | $2.6M | ||
| Q2 25 | $60.9M | $12.7M | ||
| Q1 25 | $12.9M | $11.5M | ||
| Q4 24 | — | $10.5M | ||
| Q3 24 | $46.7M | $7.7M | ||
| Q2 24 | $58.1M | $9.4M | ||
| Q1 24 | $49.7M | $9.6M |
毛利率CUBIPLPC
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 31.3% |
营业利润率CUBIPLPC
| Q4 25 | 41.1% | 6.8% | ||
| Q3 25 | 43.2% | 7.4% | ||
| Q2 25 | 38.2% | 10.1% | ||
| Q1 25 | 8.3% | 8.8% | ||
| Q4 24 | 21.4% | 10.5% | ||
| Q3 24 | 27.5% | 7.1% | ||
| Q2 24 | 38.8% | 8.1% | ||
| Q1 24 | 36.0% | 8.2% |
净利率CUBIPLPC
| Q4 25 | — | 4.9% | ||
| Q3 25 | 32.6% | 1.5% | ||
| Q2 25 | 29.5% | 7.5% | ||
| Q1 25 | 9.0% | 7.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | 28.0% | 5.2% | ||
| Q2 24 | 29.2% | 6.8% | ||
| Q1 24 | 27.4% | 6.8% |
每股收益（稀释后）CUBIPLPC
| Q4 25 | $2.04 | $1.72 | ||
| Q3 25 | $2.20 | $0.53 | ||
| Q2 25 | $1.73 | $2.56 | ||
| Q1 25 | $0.29 | $2.33 | ||
| Q4 24 | $0.72 | $2.13 | ||
| Q3 24 | $1.31 | $1.54 | ||
| Q2 24 | $1.66 | $1.89 | ||
| Q1 24 | $1.40 | $1.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.4B | — |
| 总债务越低越好 | — | $38.3M |
| 股东权益账面价值 | $2.1B | $475.5M |
| 总资产 | $24.9B | $653.6M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资CUBIPLPC
| Q4 25 | $4.4B | — | ||
| Q3 25 | $4.2B | — | ||
| Q2 25 | $3.5B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $3.8B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $3.0B | — | ||
| Q1 24 | $3.7B | — |
总债务CUBIPLPC
| Q4 25 | — | $38.3M | ||
| Q3 25 | — | $36.0M | ||
| Q2 25 | — | $31.8M | ||
| Q1 25 | — | $29.1M | ||
| Q4 24 | — | $20.8M | ||
| Q3 24 | — | $27.2M | ||
| Q2 24 | — | $31.6M | ||
| Q1 24 | — | $55.0M |
股东权益CUBIPLPC
| Q4 25 | $2.1B | $475.5M | ||
| Q3 25 | $2.1B | $466.3M | ||
| Q2 25 | $1.9B | $460.7M | ||
| Q1 25 | $1.9B | $435.8M | ||
| Q4 24 | $1.8B | $422.3M | ||
| Q3 24 | $1.8B | $429.0M | ||
| Q2 24 | $1.7B | $416.2M | ||
| Q1 24 | $1.7B | $413.4M |
总资产CUBIPLPC
| Q4 25 | $24.9B | $653.6M | ||
| Q3 25 | $24.3B | $644.6M | ||
| Q2 25 | $22.6B | $631.5M | ||
| Q1 25 | $22.4B | $592.5M | ||
| Q4 24 | $22.3B | $573.9M | ||
| Q3 24 | $21.5B | $592.0M | ||
| Q2 24 | $20.9B | $572.6M | ||
| Q1 24 | $21.3B | $586.1M |
负债/权益比CUBIPLPC
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.08× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.08× | ||
| Q1 24 | — | 0.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $494.8M | $21.9M |
| 自由现金流经营现金流 - 资本支出 | $481.0M | $11.8M |
| 自由现金流率自由现金流/营收 | 203.0% | 6.8% |
| 资本支出强度资本支出/营收 | 5.8% | 5.9% |
| 现金转化率经营现金流/净利润 | — | 2.60× |
| 过去12个月自由现金流最近4个季度 | $843.0M | $33.3M |
8季度趋势，按日历期对齐
经营现金流CUBIPLPC
| Q4 25 | $494.8M | $21.9M | ||
| Q3 25 | $116.9M | $18.9M | ||
| Q2 25 | $162.2M | $26.9M | ||
| Q1 25 | $94.1M | $5.7M | ||
| Q4 24 | $145.1M | $24.1M | ||
| Q3 24 | $24.4M | $9.4M | ||
| Q2 24 | $6.1M | $28.3M | ||
| Q1 24 | $-18.8M | $5.8M |
自由现金流CUBIPLPC
| Q4 25 | $481.0M | $11.8M | ||
| Q3 25 | $106.4M | $8.3M | ||
| Q2 25 | $162.1M | $18.6M | ||
| Q1 25 | $93.4M | $-5.3M | ||
| Q4 24 | $143.6M | $20.6M | ||
| Q3 24 | $24.1M | $5.8M | ||
| Q2 24 | $5.8M | $24.6M | ||
| Q1 24 | $-19.2M | $1.8M |
自由现金流率CUBIPLPC
| Q4 25 | 203.0% | 6.8% | ||
| Q3 25 | 45.9% | 4.7% | ||
| Q2 25 | 78.6% | 10.9% | ||
| Q1 25 | 65.4% | -3.6% | ||
| Q4 24 | 85.5% | 12.3% | ||
| Q3 24 | 14.4% | 3.9% | ||
| Q2 24 | 2.9% | 17.7% | ||
| Q1 24 | -10.6% | 1.3% |
资本支出强度CUBIPLPC
| Q4 25 | 5.8% | 5.9% | ||
| Q3 25 | 4.5% | 6.0% | ||
| Q2 25 | 0.0% | 4.9% | ||
| Q1 25 | 0.5% | 7.4% | ||
| Q4 24 | 0.9% | 2.1% | ||
| Q3 24 | 0.2% | 2.4% | ||
| Q2 24 | 0.2% | 2.7% | ||
| Q1 24 | 0.2% | 2.8% |
现金转化率CUBIPLPC
| Q4 25 | — | 2.60× | ||
| Q3 25 | 1.54× | 7.21× | ||
| Q2 25 | 2.66× | 2.12× | ||
| Q1 25 | 7.29× | 0.49× | ||
| Q4 24 | — | 2.30× | ||
| Q3 24 | 0.52× | 1.22× | ||
| Q2 24 | 0.10× | 3.02× | ||
| Q1 24 | -0.38× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
