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合众银行（CUBI）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是ROGERS CORP的1.2倍（$236.9M vs $200.5M），合众银行同比增速更快（21.8% vs 5.2%），合众银行自由现金流更多（$481.0M vs $1.1M），过去两年合众银行的营收复合增速更高（14.2% vs -3.3%）
合众银行是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，2025年位列美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性。旗下核心运营主体为美国合众银行全国协会，提供银行、投资、按揭等多元金融服务。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
CUBI vs ROG — 直观对比
营收规模更大
CUBI
是对方的1.2倍
$200.5M
营收增速更快
CUBI
高出16.6%
5.2%
自由现金流更多
CUBI
多$479.9M
$1.1M
两年增速更快
CUBI
近两年复合增速
-3.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $236.9M | $200.5M |
| 净利润 | — | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | 41.1% | — |
| 净利率 | — | 2.2% |
| 营收同比 | 21.8% | 5.2% |
| 净利润同比 | — | 421.4% |
| 每股收益（稀释后） | $2.04 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CUBIROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $236.9M | $201.5M | ||
| Q3 25 | $232.1M | $216.0M | ||
| Q2 25 | $206.3M | $202.8M | ||
| Q1 25 | $143.0M | $190.5M | ||
| Q4 24 | $167.8M | $192.2M | ||
| Q3 24 | $167.1M | $210.3M | ||
| Q2 24 | $198.7M | $214.2M |
净利润CUBIROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | — | $4.6M | ||
| Q3 25 | $75.7M | $8.6M | ||
| Q2 25 | $60.9M | $-73.6M | ||
| Q1 25 | $12.9M | $-1.4M | ||
| Q4 24 | — | $-500.0K | ||
| Q3 24 | $46.7M | $10.7M | ||
| Q2 24 | $58.1M | $8.1M |
毛利率CUBIROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率CUBIROG
| Q1 26 | — | — | ||
| Q4 25 | 41.1% | 3.5% | ||
| Q3 25 | 43.2% | 7.3% | ||
| Q2 25 | 38.2% | -33.3% | ||
| Q1 25 | 8.3% | -0.2% | ||
| Q4 24 | 21.4% | -6.6% | ||
| Q3 24 | 27.5% | 6.9% | ||
| Q2 24 | 38.8% | 5.3% |
净利率CUBIROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | 32.6% | 4.0% | ||
| Q2 25 | 29.5% | -36.3% | ||
| Q1 25 | 9.0% | -0.7% | ||
| Q4 24 | — | -0.3% | ||
| Q3 24 | 28.0% | 5.1% | ||
| Q2 24 | 29.2% | 3.8% |
每股收益（稀释后）CUBIROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $2.04 | $0.20 | ||
| Q3 25 | $2.20 | $0.48 | ||
| Q2 25 | $1.73 | $-4.00 | ||
| Q1 25 | $0.29 | $-0.08 | ||
| Q4 24 | $0.72 | $-0.04 | ||
| Q3 24 | $1.31 | $0.58 | ||
| Q2 24 | $1.66 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.4B | $195.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.1B | $1.2B |
| 总资产 | $24.9B | $1.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CUBIROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $4.4B | $197.0M | ||
| Q3 25 | $4.2B | $167.8M | ||
| Q2 25 | $3.5B | $157.2M | ||
| Q1 25 | $3.4B | $175.6M | ||
| Q4 24 | $3.8B | $159.8M | ||
| Q3 24 | $3.1B | $146.4M | ||
| Q2 24 | $3.0B | $119.9M |
股东权益CUBIROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $2.1B | $1.2B | ||
| Q3 25 | $2.1B | $1.2B | ||
| Q2 25 | $1.9B | $1.2B | ||
| Q1 25 | $1.9B | $1.3B | ||
| Q4 24 | $1.8B | $1.3B | ||
| Q3 24 | $1.8B | $1.3B | ||
| Q2 24 | $1.7B | $1.3B |
总资产CUBIROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $24.9B | $1.4B | ||
| Q3 25 | $24.3B | $1.4B | ||
| Q2 25 | $22.6B | $1.5B | ||
| Q1 25 | $22.4B | $1.5B | ||
| Q4 24 | $22.3B | $1.5B | ||
| Q3 24 | $21.5B | $1.5B | ||
| Q2 24 | $20.9B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $494.8M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $481.0M | $1.1M |
| 自由现金流率自由现金流/营收 | 203.0% | 0.5% |
| 资本支出强度资本支出/营收 | 5.8% | 2.3% |
| 现金转化率经营现金流/净利润 | — | 1.29× |
| 过去12个月自由现金流最近4个季度 | $843.0M | $70.1M |
8季度趋势，按日历期对齐
经营现金流CUBIROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $494.8M | $46.9M | ||
| Q3 25 | $116.9M | $28.9M | ||
| Q2 25 | $162.2M | $13.7M | ||
| Q1 25 | $94.1M | $11.7M | ||
| Q4 24 | $145.1M | $33.7M | ||
| Q3 24 | $24.4M | $42.4M | ||
| Q2 24 | $6.1M | $22.9M |
自由现金流CUBIROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $481.0M | $42.2M | ||
| Q3 25 | $106.4M | $21.2M | ||
| Q2 25 | $162.1M | $5.6M | ||
| Q1 25 | $93.4M | $2.1M | ||
| Q4 24 | $143.6M | $18.3M | ||
| Q3 24 | $24.1M | $25.2M | ||
| Q2 24 | $5.8M | $8.8M |
自由现金流率CUBIROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 203.0% | 20.9% | ||
| Q3 25 | 45.9% | 9.8% | ||
| Q2 25 | 78.6% | 2.8% | ||
| Q1 25 | 65.4% | 1.1% | ||
| Q4 24 | 85.5% | 9.5% | ||
| Q3 24 | 14.4% | 12.0% | ||
| Q2 24 | 2.9% | 4.1% |
资本支出强度CUBIROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 5.8% | 2.3% | ||
| Q3 25 | 4.5% | 3.6% | ||
| Q2 25 | 0.0% | 4.0% | ||
| Q1 25 | 0.5% | 5.0% | ||
| Q4 24 | 0.9% | 8.0% | ||
| Q3 24 | 0.2% | 8.2% | ||
| Q2 24 | 0.2% | 6.6% |
现金转化率CUBIROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | — | 10.20× | ||
| Q3 25 | 1.54× | 3.36× | ||
| Q2 25 | 2.66× | — | ||
| Q1 25 | 7.29× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.52× | 3.96× | ||
| Q2 24 | 0.10× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
