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CULP INC（CULP）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Repay Holdings Corp的季度营收约是CULP INC的1.5倍（$78.6M vs $53.2M），CULP INC净利率更高（-8.1% vs -178.3%，领先170.2%），Repay Holdings Corp同比增速更快（0.4% vs -4.4%），Repay Holdings Corp自由现金流更多（$23.2M vs $-510.0K），过去两年Repay Holdings Corp的营收复合增速更高（-1.3% vs -6.2%）
Culp Inc是全球领先的纺织品制造商，主营住宅及商用家具装饰面料、床垫面料产品，为家具生产商、床上用品供应商提供配套原材料，业务覆盖北美、亚洲、欧洲等主要市场。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
CULP vs RPAY — 直观对比
营收规模更大
RPAY
是对方的1.5倍
$53.2M
营收增速更快
RPAY
高出4.8%
-4.4%
净利率更高
CULP
高出170.2%
-178.3%
自由现金流更多
RPAY
多$23.7M
$-510.0K
两年增速更快
RPAY
近两年复合增速
-6.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.2M | $78.6M |
| 净利润 | $-4.3M | $-140.1M |
| 毛利率 | 10.9% | 74.2% |
| 营业利润率 | -6.5% | -182.2% |
| 净利率 | -8.1% | -178.3% |
| 营收同比 | -4.4% | 0.4% |
| 净利润同比 | 23.7% | -3304.1% |
| 每股收益（稀释后） | $-0.34 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CULPRPAY
| Q4 25 | $53.2M | $78.6M | ||
| Q3 25 | $50.7M | $77.7M | ||
| Q2 25 | $48.8M | $75.6M | ||
| Q1 25 | $52.3M | $77.3M | ||
| Q4 24 | $55.7M | $78.3M | ||
| Q3 24 | $56.5M | $79.1M | ||
| Q2 24 | $49.5M | $74.9M | ||
| Q1 24 | $60.4M | $80.7M |
净利润CULPRPAY
| Q4 25 | $-4.3M | $-140.1M | ||
| Q3 25 | $-231.0K | $-6.4M | ||
| Q2 25 | $-2.1M | $-102.3M | ||
| Q1 25 | $-4.1M | $-7.9M | ||
| Q4 24 | $-5.6M | $-4.1M | ||
| Q3 24 | $-7.3M | $3.2M | ||
| Q2 24 | $-4.9M | $-4.1M | ||
| Q1 24 | $-3.2M | $-5.2M |
毛利率CULPRPAY
| Q4 25 | 10.9% | 74.2% | ||
| Q3 25 | 14.3% | 74.4% | ||
| Q2 25 | 15.7% | 75.7% | ||
| Q1 25 | 12.1% | 75.9% | ||
| Q4 24 | 10.8% | 76.3% | ||
| Q3 24 | 9.0% | 77.8% | ||
| Q2 24 | 10.5% | 78.2% | ||
| Q1 24 | 12.7% | 76.2% |
营业利润率CULPRPAY
| Q4 25 | -6.5% | -182.2% | ||
| Q3 25 | 3.2% | -3.9% | ||
| Q2 25 | -4.6% | -138.7% | ||
| Q1 25 | -7.4% | -4.7% | ||
| Q4 24 | -9.7% | -1.5% | ||
| Q3 24 | -12.1% | -0.9% | ||
| Q2 24 | -8.6% | -4.6% | ||
| Q1 24 | -2.9% | -3.1% |
净利率CULPRPAY
| Q4 25 | -8.1% | -178.3% | ||
| Q3 25 | -0.5% | -8.3% | ||
| Q2 25 | -4.2% | -135.2% | ||
| Q1 25 | -7.9% | -10.3% | ||
| Q4 24 | -10.1% | -5.3% | ||
| Q3 24 | -12.8% | 4.1% | ||
| Q2 24 | -9.8% | -5.4% | ||
| Q1 24 | -5.3% | -6.5% |
每股收益（稀释后）CULPRPAY
| Q4 25 | $-0.34 | $-1.68 | ||
| Q3 25 | $-0.02 | $-0.08 | ||
| Q2 25 | $-0.17 | $-1.15 | ||
| Q1 25 | $-0.33 | $-0.09 | ||
| Q4 24 | $-0.45 | $-0.04 | ||
| Q3 24 | $-0.58 | $0.03 | ||
| Q2 24 | $-0.39 | $-0.04 | ||
| Q1 24 | $-0.26 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.7M | $115.7M |
| 总债务越低越好 | — | $280.1M |
| 股东权益账面价值 | $53.6M | $484.4M |
| 总资产 | $125.2M | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资CULPRPAY
| Q4 25 | $10.7M | $115.7M | ||
| Q3 25 | $11.1M | $95.7M | ||
| Q2 25 | $5.6M | $162.6M | ||
| Q1 25 | $5.3M | $165.5M | ||
| Q4 24 | $10.5M | $189.5M | ||
| Q3 24 | $13.5M | $168.7M | ||
| Q2 24 | $10.0M | $147.1M | ||
| Q1 24 | $12.6M | $128.3M |
总债务CULPRPAY
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
股东权益CULPRPAY
| Q4 25 | $53.6M | $484.4M | ||
| Q3 25 | $57.6M | $616.9M | ||
| Q2 25 | $57.6M | $633.7M | ||
| Q1 25 | $59.6M | $755.7M | ||
| Q4 24 | $63.6M | $761.3M | ||
| Q3 24 | $69.1M | $754.7M | ||
| Q2 24 | $76.1M | $815.4M | ||
| Q1 24 | $80.8M | $813.8M |
总资产CULPRPAY
| Q4 25 | $125.2M | $1.2B | ||
| Q3 25 | $126.4M | $1.3B | ||
| Q2 25 | $123.4M | $1.4B | ||
| Q1 25 | $127.6M | $1.5B | ||
| Q4 24 | $129.0M | $1.6B | ||
| Q3 24 | $129.1M | $1.6B | ||
| Q2 24 | $132.1M | $1.5B | ||
| Q1 24 | $142.0M | $1.5B |
负债/权益比CULPRPAY
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-471.0K | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $-510.0K | $23.2M |
| 自由现金流率自由现金流/营收 | -1.0% | 29.6% |
| 资本支出强度资本支出/营收 | 0.1% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-17.8M | $90.7M |
8季度趋势，按日历期对齐
经营现金流CULPRPAY
| Q4 25 | $-471.0K | $23.3M | ||
| Q3 25 | $-695.0K | $32.2M | ||
| Q2 25 | $-8.2M | $33.1M | ||
| Q1 25 | $-6.8M | $2.5M | ||
| Q4 24 | $-2.4M | $34.3M | ||
| Q3 24 | $-206.0K | $60.1M | ||
| Q2 24 | $-2.3M | $31.0M | ||
| Q1 24 | $-1.5M | $24.8M |
自由现金流CULPRPAY
| Q4 25 | $-510.0K | $23.2M | ||
| Q3 25 | $-874.0K | $32.1M | ||
| Q2 25 | $-8.7M | $33.0M | ||
| Q1 25 | $-7.7M | $2.4M | ||
| Q4 24 | $-3.5M | $34.0M | ||
| Q3 24 | $-707.0K | $59.8M | ||
| Q2 24 | $-2.7M | $30.5M | ||
| Q1 24 | $-2.8M | $24.7M |
自由现金流率CULPRPAY
| Q4 25 | -1.0% | 29.6% | ||
| Q3 25 | -1.7% | 41.3% | ||
| Q2 25 | -17.9% | 43.6% | ||
| Q1 25 | -14.6% | 3.0% | ||
| Q4 24 | -6.3% | 43.5% | ||
| Q3 24 | -1.3% | 75.6% | ||
| Q2 24 | -5.5% | 40.7% | ||
| Q1 24 | -4.6% | 30.6% |
资本支出强度CULPRPAY
| Q4 25 | 0.1% | 0.1% | ||
| Q3 25 | 0.4% | 0.2% | ||
| Q2 25 | 1.0% | 0.1% | ||
| Q1 25 | 1.6% | 0.2% | ||
| Q4 24 | 1.9% | 0.3% | ||
| Q3 24 | 0.9% | 0.3% | ||
| Q2 24 | 0.9% | 0.6% | ||
| Q1 24 | 2.1% | 0.1% |
现金转化率CULPRPAY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CULP
| Bedding Fabrics | $30.8M | 58% |
| Upholstery | $22.4M | 42% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
