vs
Currenc Group Inc.（CURR）与FVCBankcorp, Inc.（FVCB）财务数据对比。点击上方公司名可切换其他公司
FVCBankcorp, Inc.的季度营收约是Currenc Group Inc.的1.7倍（$16.9M vs $10.1M），FVCBankcorp, Inc.同比增速更快（4377.5% vs -23.3%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $-1.7M）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
CURR vs FVCB — 直观对比
营收规模更大
FVCB
是对方的1.7倍
$10.1M
营收增速更快
FVCB
高出4400.8%
-23.3%
自由现金流更多
FVCB
多$25.5M
$-1.7M
损益表 — Q1 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.1M | $16.9M |
| 净利润 | $-4.7M | — |
| 毛利率 | 31.8% | — |
| 营业利润率 | -43.0% | 43.7% |
| 净利率 | -46.5% | — |
| 营收同比 | -23.3% | 4377.5% |
| 净利润同比 | -54.0% | — |
| 每股收益（稀释后） | $-0.13 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CURRFVCB
| Q4 25 | — | $16.9M | ||
| Q3 25 | — | $416.0K | ||
| Q2 25 | — | $15.8M | ||
| Q1 25 | $10.1M | $382.0K | ||
| Q4 24 | — | $378.0K | ||
| Q3 24 | $11.3M | $412.0K | ||
| Q2 24 | — | $415.0K | ||
| Q1 24 | $13.1M | $359.0K |
净利润CURRFVCB
| Q4 25 | — | — | ||
| Q3 25 | — | $5.6M | ||
| Q2 25 | — | $5.7M | ||
| Q1 25 | $-4.7M | $5.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-5.0M | $4.7M | ||
| Q2 24 | — | $4.2M | ||
| Q1 24 | $-3.0M | $1.3M |
毛利率CURRFVCB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 31.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 27.8% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 33.6% | — |
营业利润率CURRFVCB
| Q4 25 | — | 43.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 45.9% | ||
| Q1 25 | -43.0% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -141.5% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | -10.8% | — |
净利率CURRFVCB
| Q4 25 | — | — | ||
| Q3 25 | — | 1341.1% | ||
| Q2 25 | — | 36.0% | ||
| Q1 25 | -46.5% | 1352.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | -44.1% | 1133.3% | ||
| Q2 24 | — | 1001.2% | ||
| Q1 24 | -23.2% | 373.3% |
每股收益（稀释后）CURRFVCB
| Q4 25 | — | $0.31 | ||
| Q3 25 | — | $0.31 | ||
| Q2 25 | — | $0.31 | ||
| Q1 25 | $-0.13 | $0.28 | ||
| Q4 24 | — | $0.27 | ||
| Q3 24 | $-0.13 | $0.25 | ||
| Q2 24 | — | $0.23 | ||
| Q1 24 | $-0.09 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $62.3M | — |
| 总债务越低越好 | $3.7M | — |
| 股东权益账面价值 | $-68.4M | $253.6M |
| 总资产 | $110.8M | $2.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CURRFVCB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $62.3M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $49.1M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务CURRFVCB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.7M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $20.1M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CURRFVCB
| Q4 25 | — | $253.6M | ||
| Q3 25 | — | $249.8M | ||
| Q2 25 | — | $243.2M | ||
| Q1 25 | $-68.4M | $242.3M | ||
| Q4 24 | — | $235.4M | ||
| Q3 24 | $-47.0M | $230.8M | ||
| Q2 24 | — | $226.5M | ||
| Q1 24 | $-10.9M | $220.7M |
总资产CURRFVCB
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.3B | ||
| Q2 25 | — | $2.2B | ||
| Q1 25 | $110.8M | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | $115.0M | $2.3B | ||
| Q2 24 | — | $2.3B | ||
| Q1 24 | $54.5M | $2.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.5M | $23.9M |
| 自由现金流经营现金流 - 资本支出 | $-1.7M | $23.8M |
| 自由现金流率自由现金流/营收 | -16.5% | 140.7% |
| 资本支出强度资本支出/营收 | 1.7% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $40.0M |
8季度趋势，按日历期对齐
经营现金流CURRFVCB
| Q4 25 | — | $23.9M | ||
| Q3 25 | — | $7.6M | ||
| Q2 25 | — | $3.3M | ||
| Q1 25 | $-1.5M | $5.4M | ||
| Q4 24 | — | $18.2M | ||
| Q3 24 | $-11.3M | $4.7M | ||
| Q2 24 | — | $1.6M | ||
| Q1 24 | $-221.0K | $7.2M |
自由现金流CURRFVCB
| Q4 25 | — | $23.8M | ||
| Q3 25 | — | $7.6M | ||
| Q2 25 | — | $3.3M | ||
| Q1 25 | $-1.7M | $5.4M | ||
| Q4 24 | — | $18.1M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | $-233.0K | $7.1M |
自由现金流率CURRFVCB
| Q4 25 | — | 140.7% | ||
| Q3 25 | — | 1818.0% | ||
| Q2 25 | — | 20.8% | ||
| Q1 25 | -16.5% | 1413.6% | ||
| Q4 24 | — | 4786.0% | ||
| Q3 24 | — | 1121.8% | ||
| Q2 24 | — | 361.2% | ||
| Q1 24 | -1.8% | 1988.3% |
资本支出强度CURRFVCB
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | 1.7% | 4.2% | ||
| Q4 24 | — | 37.3% | ||
| Q3 24 | — | 14.1% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | 0.1% | 3.9% |
现金转化率CURRFVCB
| Q4 25 | — | — | ||
| Q3 25 | — | 1.36× | ||
| Q2 25 | — | 0.58× | ||
| Q1 25 | — | 1.05× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.00× | ||
| Q2 24 | — | 0.37× | ||
| Q1 24 | — | 5.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CURR
| Sales Of Airtime | $5.5M | 54% |
| Fiat Remittance Service | $4.4M | 44% |
FVCB
暂无分部数据
