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CVB FINANCIAL CORP（CVBF）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是CVB FINANCIAL CORP的1.2倍（$162.6M vs $133.8M），CVB FINANCIAL CORP同比增速更快（8.4% vs -10.3%），过去两年CVB FINANCIAL CORP的营收复合增速更高（2.8% vs -8.1%）
CVB金融集团是一家美国银行控股公司，运营公民商业银行，主要服务加利福尼亚州市场，面向中小企业、专业机构及个人客户提供商业银行、个人银行、财富管理等多元金融服务，核心业务包含商业贷款、存款账户、资产管理等。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
CVBF vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.2倍
$133.8M
营收增速更快
CVBF
高出18.7%
-10.3%
两年增速更快
CVBF
近两年复合增速
-8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $133.8M | $162.6M |
| 净利润 | — | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 55.6% | 37.6% |
| 净利率 | — | 54.8% |
| 营收同比 | 8.4% | -10.3% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.41 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVBFRBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $133.8M | $227.3M | ||
| Q3 25 | $128.6M | $215.4M | ||
| Q2 25 | $126.4M | $220.6M | ||
| Q1 25 | $126.7M | $181.3M | ||
| Q4 24 | $123.5M | $251.4M | ||
| Q3 24 | $126.5M | $210.2M | ||
| Q2 24 | $125.3M | $192.6M |
净利润CVBFRBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $52.6M | $-12.1M | ||
| Q2 25 | $50.6M | $-11.1M | ||
| Q1 25 | $51.1M | $-26.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $51.2M | $-13.4M | ||
| Q2 24 | $50.0M | $-16.8M |
毛利率CVBFRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率CVBFRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 55.6% | 4.1% | ||
| Q3 25 | 53.7% | 1.3% | ||
| Q2 25 | 54.4% | 1.9% | ||
| Q1 25 | 54.9% | -10.8% | ||
| Q4 24 | 55.1% | 13.2% | ||
| Q3 24 | 53.5% | -0.4% | ||
| Q2 24 | 54.9% | -1.0% |
净利率CVBFRBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | 40.9% | -5.6% | ||
| Q2 25 | 40.0% | -5.0% | ||
| Q1 25 | 40.3% | -14.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 40.5% | -6.4% | ||
| Q2 24 | 39.9% | -8.7% |
每股收益（稀释后）CVBFRBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $0.41 | $0.50 | ||
| Q3 25 | $0.38 | $-0.07 | ||
| Q2 25 | $0.37 | $-0.06 | ||
| Q1 25 | $0.36 | $-0.15 | ||
| Q4 24 | $0.36 | $0.05 | ||
| Q3 24 | $0.37 | $-0.08 | ||
| Q2 24 | $0.36 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $376.4M | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.3B | $419.1M |
| 总资产 | $15.6B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CVBFRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | $376.4M | $96.4M | ||
| Q3 25 | $783.9M | $74.8M | ||
| Q2 25 | $738.6M | $60.5M | ||
| Q1 25 | $529.1M | $71.2M | ||
| Q4 24 | $204.7M | $87.8M | ||
| Q3 24 | $453.5M | $37.2M | ||
| Q2 24 | $844.2M | $64.6M |
总债务CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益CVBFRBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $2.3B | $449.0M | ||
| Q3 25 | $2.3B | $360.1M | ||
| Q2 25 | $2.2B | $370.4M | ||
| Q1 25 | $2.2B | $381.8M | ||
| Q4 24 | $2.2B | $404.6M | ||
| Q3 24 | $2.2B | $395.5M | ||
| Q2 24 | $2.1B | $405.0M |
总资产CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | $15.6B | $1.2B | ||
| Q3 25 | $15.7B | $1.1B | ||
| Q2 25 | $15.4B | $1.1B | ||
| Q1 25 | $15.3B | $1.1B | ||
| Q4 24 | $15.2B | $1.2B | ||
| Q3 24 | $15.4B | $1.1B | ||
| Q2 24 | $16.2B | $1.1B |
负债/权益比CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $221.4M | — |
| 自由现金流经营现金流 - 资本支出 | $217.3M | — |
| 自由现金流率自由现金流/营收 | 162.4% | — |
| 资本支出强度资本支出/营收 | 3.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $391.5M | — |
8季度趋势，按日历期对齐
经营现金流CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | $221.4M | $29.2M | ||
| Q3 25 | $81.5M | $26.5M | ||
| Q2 25 | $53.1M | $-795.0K | ||
| Q1 25 | $41.9M | $-3.5M | ||
| Q4 24 | $249.8M | $61.8M | ||
| Q3 24 | $71.4M | $-14.8M | ||
| Q2 24 | $26.1M | $-9.8M |
自由现金流CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | $217.3M | $27.3M | ||
| Q3 25 | $80.7M | $21.0M | ||
| Q2 25 | $52.3M | $-6.5M | ||
| Q1 25 | $41.2M | $-15.7M | ||
| Q4 24 | $244.6M | $53.8M | ||
| Q3 24 | $70.2M | $-23.7M | ||
| Q2 24 | $24.4M | $-12.9M |
自由现金流率CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | 162.4% | 12.0% | ||
| Q3 25 | 62.8% | 9.7% | ||
| Q2 25 | 41.4% | -2.9% | ||
| Q1 25 | 32.5% | -8.7% | ||
| Q4 24 | 198.0% | 21.4% | ||
| Q3 24 | 55.5% | -11.3% | ||
| Q2 24 | 19.5% | -6.7% |
资本支出强度CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | 3.0% | 0.9% | ||
| Q3 25 | 0.7% | 2.6% | ||
| Q2 25 | 0.7% | 2.6% | ||
| Q1 25 | 0.5% | 6.7% | ||
| Q4 24 | 4.2% | 3.2% | ||
| Q3 24 | 1.0% | 4.2% | ||
| Q2 24 | 1.4% | 1.6% |
现金转化率CVBFRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.55× | — | ||
| Q2 25 | 1.05× | — | ||
| Q1 25 | 0.82× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.39× | — | ||
| Q2 24 | 0.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CVBF
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
