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CVB FINANCIAL CORP（CVBF）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
CVB FINANCIAL CORP的季度营收约是RESOURCES CONNECTION, INC.的1.1倍（$133.8M vs $117.7M），CVB FINANCIAL CORP同比增速更快（8.4% vs -19.2%），CVB FINANCIAL CORP自由现金流更多（$217.3M vs $15.6M），过去两年CVB FINANCIAL CORP的营收复合增速更高（2.8% vs -11.8%）
CVB金融集团是一家美国银行控股公司，运营公民商业银行，主要服务加利福尼亚州市场，面向中小企业、专业机构及个人客户提供商业银行、个人银行、财富管理等多元金融服务，核心业务包含商业贷款、存款账户、资产管理等。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
CVBF vs RGP — 直观对比
营收规模更大
CVBF
是对方的1.1倍
$117.7M
营收增速更快
CVBF
高出27.5%
-19.2%
自由现金流更多
CVBF
多$201.8M
$15.6M
两年增速更快
CVBF
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $133.8M | $117.7M |
| 净利润 | — | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 55.6% | -10.3% |
| 净利率 | — | -10.8% |
| 营收同比 | 8.4% | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益（稀释后） | $0.41 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVBFRGP
| Q4 25 | $133.8M | $117.7M | ||
| Q3 25 | $128.6M | $120.2M | ||
| Q2 25 | $126.4M | $139.3M | ||
| Q1 25 | $126.7M | $129.4M | ||
| Q4 24 | $123.5M | $145.6M | ||
| Q3 24 | $126.5M | $136.9M | ||
| Q2 24 | $125.3M | $148.2M | ||
| Q1 24 | $126.6M | $151.3M |
净利润CVBFRGP
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $52.6M | $-2.4M | ||
| Q2 25 | $50.6M | $-73.3M | ||
| Q1 25 | $51.1M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $51.2M | $-5.7M | ||
| Q2 24 | $50.0M | $10.5M | ||
| Q1 24 | $48.6M | $2.5M |
毛利率CVBFRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率CVBFRGP
| Q4 25 | 55.6% | -10.3% | ||
| Q3 25 | 53.7% | -1.7% | ||
| Q2 25 | 54.4% | -47.0% | ||
| Q1 25 | 54.9% | -38.4% | ||
| Q4 24 | 55.1% | -52.7% | ||
| Q3 24 | 53.5% | -3.5% | ||
| Q2 24 | 54.9% | 7.6% | ||
| Q1 24 | 52.8% | 2.8% |
净利率CVBFRGP
| Q4 25 | — | -10.8% | ||
| Q3 25 | 40.9% | -2.0% | ||
| Q2 25 | 40.0% | -52.6% | ||
| Q1 25 | 40.3% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 40.5% | -4.2% | ||
| Q2 24 | 39.9% | 7.1% | ||
| Q1 24 | 38.4% | 1.7% |
每股收益（稀释后）CVBFRGP
| Q4 25 | $0.41 | $-0.38 | ||
| Q3 25 | $0.38 | $-0.07 | ||
| Q2 25 | $0.37 | $-2.21 | ||
| Q1 25 | $0.36 | $-1.34 | ||
| Q4 24 | $0.36 | $-2.08 | ||
| Q3 24 | $0.37 | $-0.17 | ||
| Q2 24 | $0.36 | $0.31 | ||
| Q1 24 | $0.35 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $376.4M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.3B | $194.6M |
| 总资产 | $15.6B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CVBFRGP
| Q4 25 | $376.4M | $89.8M | ||
| Q3 25 | $783.9M | $77.5M | ||
| Q2 25 | $738.6M | $86.1M | ||
| Q1 25 | $529.1M | $72.5M | ||
| Q4 24 | $204.7M | $78.2M | ||
| Q3 24 | $453.5M | $89.6M | ||
| Q2 24 | $844.2M | $108.9M | ||
| Q1 24 | $949.6M | $113.8M |
股东权益CVBFRGP
| Q4 25 | $2.3B | $194.6M | ||
| Q3 25 | $2.3B | $206.4M | ||
| Q2 25 | $2.2B | $207.1M | ||
| Q1 25 | $2.2B | $277.8M | ||
| Q4 24 | $2.2B | $325.7M | ||
| Q3 24 | $2.2B | $407.2M | ||
| Q2 24 | $2.1B | $418.8M | ||
| Q1 24 | $2.1B | $414.9M |
总资产CVBFRGP
| Q4 25 | $15.6B | $289.3M | ||
| Q3 25 | $15.7B | $287.2M | ||
| Q2 25 | $15.4B | $304.7M | ||
| Q1 25 | $15.3B | $375.6M | ||
| Q4 24 | $15.2B | $424.9M | ||
| Q3 24 | $15.4B | $512.9M | ||
| Q2 24 | $16.2B | $510.9M | ||
| Q1 24 | $16.5B | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $221.4M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $217.3M | $15.6M |
| 自由现金流率自由现金流/营收 | 162.4% | 13.2% |
| 资本支出强度资本支出/营收 | 3.0% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $391.5M | $24.3M |
8季度趋势，按日历期对齐
经营现金流CVBFRGP
| Q4 25 | $221.4M | $15.9M | ||
| Q3 25 | $81.5M | $-7.8M | ||
| Q2 25 | $53.1M | $16.8M | ||
| Q1 25 | $41.9M | $659.0K | ||
| Q4 24 | $249.8M | $1.8M | ||
| Q3 24 | $71.4M | $-309.0K | ||
| Q2 24 | $26.1M | $3.2M | ||
| Q1 24 | $77.5M | $20.5M |
自由现金流CVBFRGP
| Q4 25 | $217.3M | $15.6M | ||
| Q3 25 | $80.7M | $-8.0M | ||
| Q2 25 | $52.3M | $16.5M | ||
| Q1 25 | $41.2M | $238.0K | ||
| Q4 24 | $244.6M | $61.0K | ||
| Q3 24 | $70.2M | $-575.0K | ||
| Q2 24 | $24.4M | $3.0M | ||
| Q1 24 | $77.3M | $20.4M |
自由现金流率CVBFRGP
| Q4 25 | 162.4% | 13.2% | ||
| Q3 25 | 62.8% | -6.6% | ||
| Q2 25 | 41.4% | 11.8% | ||
| Q1 25 | 32.5% | 0.2% | ||
| Q4 24 | 198.0% | 0.0% | ||
| Q3 24 | 55.5% | -0.4% | ||
| Q2 24 | 19.5% | 2.1% | ||
| Q1 24 | 61.1% | 13.5% |
资本支出强度CVBFRGP
| Q4 25 | 3.0% | 0.3% | ||
| Q3 25 | 0.7% | 0.1% | ||
| Q2 25 | 0.7% | 0.2% | ||
| Q1 25 | 0.5% | 0.3% | ||
| Q4 24 | 4.2% | 1.2% | ||
| Q3 24 | 1.0% | 0.2% | ||
| Q2 24 | 1.4% | 0.1% | ||
| Q1 24 | 0.1% | 0.1% |
现金转化率CVBFRGP
| Q4 25 | — | — | ||
| Q3 25 | 1.55× | — | ||
| Q2 25 | 1.05× | — | ||
| Q1 25 | 0.82× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.39× | — | ||
| Q2 24 | 0.52× | 0.30× | ||
| Q1 24 | 1.59× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CVBF
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
