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CVB FINANCIAL CORP（CVBF）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是CVB FINANCIAL CORP的1.1倍（$151.1M vs $133.8M），CVB FINANCIAL CORP同比增速更快（8.4% vs 3.6%），CVB FINANCIAL CORP自由现金流更多（$217.3M vs $12.3M），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs 2.8%）
CVB金融集团是一家美国银行控股公司，运营公民商业银行，主要服务加利福尼亚州市场，面向中小企业、专业机构及个人客户提供商业银行、个人银行、财富管理等多元金融服务，核心业务包含商业贷款、存款账户、资产管理等。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
CVBF vs RGR — 直观对比
营收规模更大
RGR
是对方的1.1倍
$133.8M
营收增速更快
CVBF
高出4.7%
3.6%
自由现金流更多
CVBF
多$205.0M
$12.3M
两年增速更快
RGR
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $133.8M | $151.1M |
| 净利润 | — | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 55.6% | 2.3% |
| 净利率 | — | — |
| 营收同比 | 8.4% | 3.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.41 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVBFRGR
| Q4 25 | $133.8M | $151.1M | ||
| Q3 25 | $128.6M | $126.8M | ||
| Q2 25 | $126.4M | $132.5M | ||
| Q1 25 | $126.7M | $135.7M | ||
| Q4 24 | $123.5M | $145.8M | ||
| Q3 24 | $126.5M | $122.3M | ||
| Q2 24 | $125.3M | $130.8M | ||
| Q1 24 | $126.6M | $136.8M |
净利润CVBFRGR
| Q4 25 | — | — | ||
| Q3 25 | $52.6M | $1.6M | ||
| Q2 25 | $50.6M | $-17.2M | ||
| Q1 25 | $51.1M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $51.2M | $4.7M | ||
| Q2 24 | $50.0M | $8.3M | ||
| Q1 24 | $48.6M | $7.1M |
毛利率CVBFRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率CVBFRGR
| Q4 25 | 55.6% | 2.3% | ||
| Q3 25 | 53.7% | -2.7% | ||
| Q2 25 | 54.4% | -15.6% | ||
| Q1 25 | 54.9% | 6.2% | ||
| Q4 24 | 55.1% | 7.8% | ||
| Q3 24 | 53.5% | 3.1% | ||
| Q2 24 | 54.9% | 6.9% | ||
| Q1 24 | 52.8% | 5.5% |
净利率CVBFRGR
| Q4 25 | — | — | ||
| Q3 25 | 40.9% | 1.2% | ||
| Q2 25 | 40.0% | -13.0% | ||
| Q1 25 | 40.3% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 40.5% | 3.9% | ||
| Q2 24 | 39.9% | 6.3% | ||
| Q1 24 | 38.4% | 5.2% |
每股收益（稀释后）CVBFRGR
| Q4 25 | $0.41 | $0.22 | ||
| Q3 25 | $0.38 | $0.10 | ||
| Q2 25 | $0.37 | $-1.05 | ||
| Q1 25 | $0.36 | $0.46 | ||
| Q4 24 | $0.36 | $0.62 | ||
| Q3 24 | $0.37 | $0.28 | ||
| Q2 24 | $0.36 | $0.47 | ||
| Q1 24 | $0.35 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $376.4M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.3B | $283.8M |
| 总资产 | $15.6B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CVBFRGR
| Q4 25 | $376.4M | $92.5M | ||
| Q3 25 | $783.9M | $80.8M | ||
| Q2 25 | $738.6M | $101.4M | ||
| Q1 25 | $529.1M | $108.3M | ||
| Q4 24 | $204.7M | $105.5M | ||
| Q3 24 | $453.5M | $96.0M | ||
| Q2 24 | $844.2M | $105.6M | ||
| Q1 24 | $949.6M | $115.3M |
股东权益CVBFRGR
| Q4 25 | $2.3B | $283.8M | ||
| Q3 25 | $2.3B | $279.6M | ||
| Q2 25 | $2.2B | $289.3M | ||
| Q1 25 | $2.2B | $321.5M | ||
| Q4 24 | $2.2B | $319.6M | ||
| Q3 24 | $2.2B | $314.9M | ||
| Q2 24 | $2.1B | $321.5M | ||
| Q1 24 | $2.1B | $332.0M |
总资产CVBFRGR
| Q4 25 | $15.6B | $342.0M | ||
| Q3 25 | $15.7B | $342.3M | ||
| Q2 25 | $15.4B | $349.5M | ||
| Q1 25 | $15.3B | $379.0M | ||
| Q4 24 | $15.2B | $384.0M | ||
| Q3 24 | $15.4B | $373.5M | ||
| Q2 24 | $16.2B | $376.7M | ||
| Q1 24 | $16.5B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $221.4M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $217.3M | $12.3M |
| 自由现金流率自由现金流/营收 | 162.4% | 8.2% |
| 资本支出强度资本支出/营收 | 3.0% | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $391.5M | $38.5M |
8季度趋势，按日历期对齐
经营现金流CVBFRGR
| Q4 25 | $221.4M | $15.5M | ||
| Q3 25 | $81.5M | $12.9M | ||
| Q2 25 | $53.1M | $14.7M | ||
| Q1 25 | $41.9M | $11.1M | ||
| Q4 24 | $249.8M | $20.0M | ||
| Q3 24 | $71.4M | $9.4M | ||
| Q2 24 | $26.1M | $18.7M | ||
| Q1 24 | $77.5M | $7.3M |
自由现金流CVBFRGR
| Q4 25 | $217.3M | $12.3M | ||
| Q3 25 | $80.7M | $7.0M | ||
| Q2 25 | $52.3M | $9.1M | ||
| Q1 25 | $41.2M | $10.0M | ||
| Q4 24 | $244.6M | $16.4M | ||
| Q3 24 | $70.2M | $2.6M | ||
| Q2 24 | $24.4M | $10.1M | ||
| Q1 24 | $77.3M | $5.6M |
自由现金流率CVBFRGR
| Q4 25 | 162.4% | 8.2% | ||
| Q3 25 | 62.8% | 5.5% | ||
| Q2 25 | 41.4% | 6.9% | ||
| Q1 25 | 32.5% | 7.4% | ||
| Q4 24 | 198.0% | 11.2% | ||
| Q3 24 | 55.5% | 2.1% | ||
| Q2 24 | 19.5% | 7.7% | ||
| Q1 24 | 61.1% | 4.1% |
资本支出强度CVBFRGR
| Q4 25 | 3.0% | 2.1% | ||
| Q3 25 | 0.7% | 4.6% | ||
| Q2 25 | 0.7% | 4.2% | ||
| Q1 25 | 0.5% | 0.8% | ||
| Q4 24 | 4.2% | 2.5% | ||
| Q3 24 | 1.0% | 5.5% | ||
| Q2 24 | 1.4% | 6.6% | ||
| Q1 24 | 0.1% | 1.3% |
现金转化率CVBFRGR
| Q4 25 | — | — | ||
| Q3 25 | 1.55× | 8.15× | ||
| Q2 25 | 1.05× | — | ||
| Q1 25 | 0.82× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.39× | 1.98× | ||
| Q2 24 | 0.52× | 2.27× | ||
| Q1 24 | 1.59× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CVBF
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
