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CVB FINANCIAL CORP（CVBF）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
CVB FINANCIAL CORP的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.9倍（$133.8M vs $70.9M），CVB FINANCIAL CORP同比增速更快（8.4% vs -3.1%），CVB FINANCIAL CORP自由现金流更多（$217.3M vs $11.5M），过去两年CVB FINANCIAL CORP的营收复合增速更高（2.8% vs -2.0%）
CVB金融集团是一家美国银行控股公司，运营公民商业银行，主要服务加利福尼亚州市场，面向中小企业、专业机构及个人客户提供商业银行、个人银行、财富管理等多元金融服务，核心业务包含商业贷款、存款账户、资产管理等。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
CVBF vs RICK — 直观对比
营收规模更大
CVBF
是对方的1.9倍
$70.9M
营收增速更快
CVBF
高出11.5%
-3.1%
自由现金流更多
CVBF
多$205.8M
$11.5M
两年增速更快
CVBF
近两年复合增速
-2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $133.8M | $70.9M |
| 净利润 | — | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 55.6% | -0.7% |
| 净利率 | — | -7.8% |
| 营收同比 | 8.4% | -3.1% |
| 净利润同比 | — | -2354.9% |
| 每股收益（稀释后） | $0.41 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVBFRICK
| Q4 25 | $133.8M | — | ||
| Q3 25 | $128.6M | $70.9M | ||
| Q2 25 | $126.4M | $71.1M | ||
| Q1 25 | $126.7M | $65.9M | ||
| Q4 24 | $123.5M | $71.5M | ||
| Q3 24 | $126.5M | $73.2M | ||
| Q2 24 | $125.3M | $76.2M | ||
| Q1 24 | $126.6M | $72.3M |
净利润CVBFRICK
| Q4 25 | — | — | ||
| Q3 25 | $52.6M | $-5.5M | ||
| Q2 25 | $50.6M | $4.1M | ||
| Q1 25 | $51.1M | $3.2M | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | $51.2M | $244.0K | ||
| Q2 24 | $50.0M | $-5.2M | ||
| Q1 24 | $48.6M | $774.0K |
营业利润率CVBFRICK
| Q4 25 | 55.6% | — | ||
| Q3 25 | 53.7% | -0.7% | ||
| Q2 25 | 54.4% | 12.2% | ||
| Q1 25 | 54.9% | 12.4% | ||
| Q4 24 | 55.1% | 19.5% | ||
| Q3 24 | 53.5% | 4.8% | ||
| Q2 24 | 54.9% | -3.3% | ||
| Q1 24 | 52.8% | 6.4% |
净利率CVBFRICK
| Q4 25 | — | — | ||
| Q3 25 | 40.9% | -7.8% | ||
| Q2 25 | 40.0% | 5.7% | ||
| Q1 25 | 40.3% | 4.9% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | 40.5% | 0.3% | ||
| Q2 24 | 39.9% | -6.9% | ||
| Q1 24 | 38.4% | 1.1% |
每股收益（稀释后）CVBFRICK
| Q4 25 | $0.41 | — | ||
| Q3 25 | $0.38 | $-0.60 | ||
| Q2 25 | $0.37 | $0.46 | ||
| Q1 25 | $0.36 | $0.36 | ||
| Q4 24 | $0.36 | $1.01 | ||
| Q3 24 | $0.37 | $0.04 | ||
| Q2 24 | $0.36 | $-0.56 | ||
| Q1 24 | $0.35 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $376.4M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $2.3B | $261.1M |
| 总资产 | $15.6B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资CVBFRICK
| Q4 25 | $376.4M | — | ||
| Q3 25 | $783.9M | $33.7M | ||
| Q2 25 | $738.6M | $29.3M | ||
| Q1 25 | $529.1M | $32.7M | ||
| Q4 24 | $204.7M | $34.7M | ||
| Q3 24 | $453.5M | $32.4M | ||
| Q2 24 | $844.2M | $34.9M | ||
| Q1 24 | $949.6M | $20.0M |
总债务CVBFRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CVBFRICK
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.3B | $261.1M | ||
| Q2 25 | $2.2B | $269.5M | ||
| Q1 25 | $2.2B | $268.8M | ||
| Q4 24 | $2.2B | $269.0M | ||
| Q3 24 | $2.2B | $263.4M | ||
| Q2 24 | $2.1B | $271.2M | ||
| Q1 24 | $2.1B | $285.8M |
总资产CVBFRICK
| Q4 25 | $15.6B | — | ||
| Q3 25 | $15.7B | $596.9M | ||
| Q2 25 | $15.4B | $597.4M | ||
| Q1 25 | $15.3B | $589.8M | ||
| Q4 24 | $15.2B | $586.2M | ||
| Q3 24 | $15.4B | $584.4M | ||
| Q2 24 | $16.2B | $601.0M | ||
| Q1 24 | $16.5B | $609.9M |
负债/权益比CVBFRICK
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $221.4M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $217.3M | $11.5M |
| 自由现金流率自由现金流/营收 | 162.4% | 16.2% |
| 资本支出强度资本支出/营收 | 3.0% | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $391.5M | $34.9M |
8季度趋势，按日历期对齐
经营现金流CVBFRICK
| Q4 25 | $221.4M | — | ||
| Q3 25 | $81.5M | $13.7M | ||
| Q2 25 | $53.1M | $13.8M | ||
| Q1 25 | $41.9M | $8.5M | ||
| Q4 24 | $249.8M | $13.3M | ||
| Q3 24 | $71.4M | $15.7M | ||
| Q2 24 | $26.1M | $15.8M | ||
| Q1 24 | $77.5M | $10.8M |
自由现金流CVBFRICK
| Q4 25 | $217.3M | — | ||
| Q3 25 | $80.7M | $11.5M | ||
| Q2 25 | $52.3M | $10.1M | ||
| Q1 25 | $41.2M | $5.7M | ||
| Q4 24 | $244.6M | $7.6M | ||
| Q3 24 | $70.2M | $10.3M | ||
| Q2 24 | $24.4M | $9.3M | ||
| Q1 24 | $77.3M | $3.2M |
自由现金流率CVBFRICK
| Q4 25 | 162.4% | — | ||
| Q3 25 | 62.8% | 16.2% | ||
| Q2 25 | 41.4% | 14.2% | ||
| Q1 25 | 32.5% | 8.6% | ||
| Q4 24 | 198.0% | 10.6% | ||
| Q3 24 | 55.5% | 14.0% | ||
| Q2 24 | 19.5% | 12.3% | ||
| Q1 24 | 61.1% | 4.4% |
资本支出强度CVBFRICK
| Q4 25 | 3.0% | — | ||
| Q3 25 | 0.7% | 3.2% | ||
| Q2 25 | 0.7% | 5.2% | ||
| Q1 25 | 0.5% | 4.3% | ||
| Q4 24 | 4.2% | 8.0% | ||
| Q3 24 | 1.0% | 7.3% | ||
| Q2 24 | 1.4% | 8.4% | ||
| Q1 24 | 0.1% | 10.6% |
现金转化率CVBFRICK
| Q4 25 | — | — | ||
| Q3 25 | 1.55× | — | ||
| Q2 25 | 1.05× | 3.40× | ||
| Q1 25 | 0.82× | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | 1.39× | 64.14× | ||
| Q2 24 | 0.52× | — | ||
| Q1 24 | 1.59× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CVBF
暂无分部数据
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
