vs
CVB FINANCIAL CORP（CVBF）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是CVB FINANCIAL CORP的1.7倍（$225.0M vs $133.8M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 8.4%），CVB FINANCIAL CORP自由现金流更多（$217.3M vs $26.2M），过去两年CVB FINANCIAL CORP的营收复合增速更高（2.8% vs -12.3%）
CVB金融集团是一家美国银行控股公司，运营公民商业银行，主要服务加利福尼亚州市场，面向中小企业、专业机构及个人客户提供商业银行、个人银行、财富管理等多元金融服务，核心业务包含商业贷款、存款账户、资产管理等。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
CVBF vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.7倍
$133.8M
营收增速更快
ROCK
高出16.6%
8.4%
自由现金流更多
CVBF
多$191.1M
$26.2M
两年增速更快
CVBF
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $133.8M | $225.0M |
| 净利润 | — | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 55.6% | 7.9% |
| 净利率 | — | — |
| 营收同比 | 8.4% | 24.9% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.41 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVBFROCK
| Q4 25 | $133.8M | $225.0M | ||
| Q3 25 | $128.6M | $310.9M | ||
| Q2 25 | $126.4M | $309.5M | ||
| Q1 25 | $126.7M | $290.0M | ||
| Q4 24 | $123.5M | $180.1M | ||
| Q3 24 | $126.5M | $277.1M | ||
| Q2 24 | $125.3M | $273.6M | ||
| Q1 24 | $126.6M | $292.5M |
净利润CVBFROCK
| Q4 25 | — | — | ||
| Q3 25 | $52.6M | $-89.1M | ||
| Q2 25 | $50.6M | $26.0M | ||
| Q1 25 | $51.1M | $21.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | $51.2M | $34.0M | ||
| Q2 24 | $50.0M | $32.2M | ||
| Q1 24 | $48.6M | $24.9M |
毛利率CVBFROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率CVBFROCK
| Q4 25 | 55.6% | 7.9% | ||
| Q3 25 | 53.7% | 12.8% | ||
| Q2 25 | 54.4% | 12.8% | ||
| Q1 25 | 54.9% | 8.8% | ||
| Q4 24 | 55.1% | 13.3% | ||
| Q3 24 | 53.5% | 15.6% | ||
| Q2 24 | 54.9% | 14.9% | ||
| Q1 24 | 52.8% | 10.8% |
净利率CVBFROCK
| Q4 25 | — | — | ||
| Q3 25 | 40.9% | -28.6% | ||
| Q2 25 | 40.0% | 8.4% | ||
| Q1 25 | 40.3% | 7.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | 40.5% | 12.3% | ||
| Q2 24 | 39.9% | 11.8% | ||
| Q1 24 | 38.4% | 8.5% |
每股收益（稀释后）CVBFROCK
| Q4 25 | $0.41 | — | ||
| Q3 25 | $0.38 | $-2.98 | ||
| Q2 25 | $0.37 | $0.87 | ||
| Q1 25 | $0.36 | — | ||
| Q4 24 | $0.36 | — | ||
| Q3 24 | $0.37 | $1.11 | ||
| Q2 24 | $0.36 | $1.05 | ||
| Q1 24 | $0.35 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $376.4M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $2.3B | $950.4M |
| 总资产 | $15.6B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CVBFROCK
| Q4 25 | $376.4M | $115.7M | ||
| Q3 25 | $783.9M | $89.4M | ||
| Q2 25 | $738.6M | $43.3M | ||
| Q1 25 | $529.1M | $25.1M | ||
| Q4 24 | $204.7M | $269.5M | ||
| Q3 24 | $453.5M | $228.9M | ||
| Q2 24 | $844.2M | $179.1M | ||
| Q1 24 | $949.6M | $146.7M |
总债务CVBFROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益CVBFROCK
| Q4 25 | $2.3B | $950.4M | ||
| Q3 25 | $2.3B | $951.8M | ||
| Q2 25 | $2.2B | $1.0B | ||
| Q1 25 | $2.2B | $1.0B | ||
| Q4 24 | $2.2B | $1.0B | ||
| Q3 24 | $2.2B | $1.0B | ||
| Q2 24 | $2.1B | $975.7M | ||
| Q1 24 | $2.1B | $940.2M |
总资产CVBFROCK
| Q4 25 | $15.6B | $1.4B | ||
| Q3 25 | $15.7B | $1.4B | ||
| Q2 25 | $15.4B | $1.5B | ||
| Q1 25 | $15.3B | $1.4B | ||
| Q4 24 | $15.2B | $1.4B | ||
| Q3 24 | $15.4B | $1.4B | ||
| Q2 24 | $16.2B | $1.4B | ||
| Q1 24 | $16.5B | $1.3B |
负债/权益比CVBFROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $221.4M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $217.3M | $26.2M |
| 自由现金流率自由现金流/营收 | 162.4% | 11.7% |
| 资本支出强度资本支出/营收 | 3.0% | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $391.5M | $120.6M |
8季度趋势，按日历期对齐
经营现金流CVBFROCK
| Q4 25 | $221.4M | $35.5M | ||
| Q3 25 | $81.5M | $73.0M | ||
| Q2 25 | $53.1M | $44.9M | ||
| Q1 25 | $41.9M | $13.7M | ||
| Q4 24 | $249.8M | $19.9M | ||
| Q3 24 | $71.4M | $64.7M | ||
| Q2 24 | $26.1M | $36.5M | ||
| Q1 24 | $77.5M | $53.2M |
自由现金流CVBFROCK
| Q4 25 | $217.3M | $26.2M | ||
| Q3 25 | $80.7M | $64.8M | ||
| Q2 25 | $52.3M | $27.3M | ||
| Q1 25 | $41.2M | $2.3M | ||
| Q4 24 | $244.6M | $14.1M | ||
| Q3 24 | $70.2M | $60.5M | ||
| Q2 24 | $24.4M | $33.5M | ||
| Q1 24 | $77.3M | $48.8M |
自由现金流率CVBFROCK
| Q4 25 | 162.4% | 11.7% | ||
| Q3 25 | 62.8% | 20.8% | ||
| Q2 25 | 41.4% | 8.8% | ||
| Q1 25 | 32.5% | 0.8% | ||
| Q4 24 | 198.0% | 7.8% | ||
| Q3 24 | 55.5% | 21.8% | ||
| Q2 24 | 19.5% | 12.2% | ||
| Q1 24 | 61.1% | 16.7% |
资本支出强度CVBFROCK
| Q4 25 | 3.0% | 4.1% | ||
| Q3 25 | 0.7% | 2.6% | ||
| Q2 25 | 0.7% | 5.7% | ||
| Q1 25 | 0.5% | 3.9% | ||
| Q4 24 | 4.2% | 3.3% | ||
| Q3 24 | 1.0% | 1.5% | ||
| Q2 24 | 1.4% | 1.1% | ||
| Q1 24 | 0.1% | 1.5% |
现金转化率CVBFROCK
| Q4 25 | — | — | ||
| Q3 25 | 1.55× | — | ||
| Q2 25 | 1.05× | 1.73× | ||
| Q1 25 | 0.82× | 0.65× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.39× | 1.90× | ||
| Q2 24 | 0.52× | 1.13× | ||
| Q1 24 | 1.59× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CVBF
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
