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CVR ENERGY INC（CVI）与Globe Life（GL）财务数据对比。点击上方公司名可切换其他公司
CVR ENERGY INC的季度营收约是Globe Life的1.2倍（$1.8B vs $1.6B），Globe Life净利率更高（17.3% vs -6.1%，领先23.4%），Globe Life同比增速更快（5.3% vs -7.0%），过去两年Globe Life的营收复合增速更高（4.1% vs -1.4%）
CVR能源是总部位于美国的能源控股企业，主营石油炼制与氮肥制造两大核心业务，生产汽油、柴油、航空燃油及农用化肥等产品，主要面向北美地区的商业、工业及农业客户供货。
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
CVI vs GL — 直观对比
营收规模更大
CVI
是对方的1.2倍
$1.6B
营收增速更快
GL
高出12.3%
-7.0%
净利率更高
GL
高出23.4%
-6.1%
两年增速更快
GL
近两年复合增速
-1.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.6B |
| 净利润 | $-110.0M | $270.5M |
| 毛利率 | -3.1% | — |
| 营业利润率 | -5.3% | — |
| 净利率 | -6.1% | 17.3% |
| 营收同比 | -7.0% | 5.3% |
| 净利润同比 | -492.9% | 6.3% |
| 每股收益（稀释后） | $-1.09 | $3.39 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVIGL
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.8B | $1.5B | ||
| Q3 25 | $1.9B | $1.5B | ||
| Q2 25 | $1.8B | $1.5B | ||
| Q1 25 | $1.6B | $1.5B | ||
| Q4 24 | $1.9B | $1.5B | ||
| Q3 24 | $1.8B | $1.5B | ||
| Q2 24 | $2.0B | $1.4B |
净利润CVIGL
| Q1 26 | — | $270.5M | ||
| Q4 25 | $-110.0M | $266.1M | ||
| Q3 25 | $374.0M | $387.8M | ||
| Q2 25 | $-114.0M | $252.7M | ||
| Q1 25 | $-123.0M | $254.6M | ||
| Q4 24 | $28.0M | $255.2M | ||
| Q3 24 | $-124.0M | $303.0M | ||
| Q2 24 | $21.0M | $258.4M |
毛利率CVIGL
| Q1 26 | — | — | ||
| Q4 25 | -3.1% | — | ||
| Q3 25 | 28.8% | — | ||
| Q2 25 | -3.7% | — | ||
| Q1 25 | -5.5% | — | ||
| Q4 24 | 3.0% | — | ||
| Q3 24 | -3.9% | 26.1% | ||
| Q2 24 | 2.9% | 23.3% |
营业利润率CVIGL
| Q1 26 | — | — | ||
| Q4 25 | -5.3% | 21.7% | ||
| Q3 25 | 26.3% | 31.5% | ||
| Q2 25 | -5.8% | 21.2% | ||
| Q1 25 | -8.0% | 21.4% | ||
| Q4 24 | 1.1% | 21.3% | ||
| Q3 24 | -6.2% | 26.3% | ||
| Q2 24 | 1.4% | 23.5% |
净利率CVIGL
| Q1 26 | — | 17.3% | ||
| Q4 25 | -6.1% | 17.5% | ||
| Q3 25 | 19.2% | 25.6% | ||
| Q2 25 | -6.5% | 17.1% | ||
| Q1 25 | -7.5% | 17.2% | ||
| Q4 24 | 1.4% | 17.4% | ||
| Q3 24 | -6.8% | 20.8% | ||
| Q2 24 | 1.1% | 17.9% |
每股收益（稀释后）CVIGL
| Q1 26 | — | $3.39 | ||
| Q4 25 | $-1.09 | $3.28 | ||
| Q3 25 | $3.72 | $4.73 | ||
| Q2 25 | $-1.14 | $3.05 | ||
| Q1 25 | $-1.22 | $3.01 | ||
| Q4 24 | $0.28 | $3.00 | ||
| Q3 24 | $-1.24 | $3.44 | ||
| Q2 24 | $0.21 | $2.83 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $511.0M | $183.8M |
| 总债务越低越好 | $1.8B | — |
| 股东权益账面价值 | $730.0M | $6.1B |
| 总资产 | $3.7B | — |
| 负债/权益比越低杠杆越低 | 2.40× | — |
8季度趋势，按日历期对齐
现金及短期投资CVIGL
| Q1 26 | — | $183.8M | ||
| Q4 25 | $511.0M | $314.7M | ||
| Q3 25 | $670.0M | $62.8M | ||
| Q2 25 | $596.0M | $116.7M | ||
| Q1 25 | $695.0M | $134.1M | ||
| Q4 24 | $987.0M | $85.0M | ||
| Q3 24 | $534.0M | $100.5M | ||
| Q2 24 | $586.0M | $100.6M |
总债务CVIGL
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.6B | — |
股东权益CVIGL
| Q1 26 | — | $6.1B | ||
| Q4 25 | $730.0M | $6.0B | ||
| Q3 25 | $840.0M | $5.7B | ||
| Q2 25 | $466.0M | $5.4B | ||
| Q1 25 | $580.0M | $5.4B | ||
| Q4 24 | $703.0M | $5.3B | ||
| Q3 24 | $675.0M | $4.6B | ||
| Q2 24 | $849.0M | $5.2B |
总资产CVIGL
| Q1 26 | — | — | ||
| Q4 25 | $3.7B | $30.8B | ||
| Q3 25 | $4.0B | $30.5B | ||
| Q2 25 | $4.0B | $29.8B | ||
| Q1 25 | $4.3B | $29.7B | ||
| Q4 24 | $4.3B | $29.1B | ||
| Q3 24 | $3.9B | $29.6B | ||
| Q2 24 | $4.0B | $28.3B |
负债/权益比CVIGL
| Q1 26 | — | — | ||
| Q4 25 | 2.40× | — | ||
| Q3 25 | 2.17× | — | ||
| Q2 25 | 3.97× | — | ||
| Q1 25 | 3.29× | — | ||
| Q4 24 | 2.71× | — | ||
| Q3 24 | 2.33× | — | ||
| Q2 24 | 1.86× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $0 | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | 3.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CVIGL
| Q1 26 | — | — | ||
| Q4 25 | $0 | $350.6M | ||
| Q3 25 | $163.0M | $306.0M | ||
| Q2 25 | $176.0M | $307.9M | ||
| Q1 25 | $-195.0M | $431.9M | ||
| Q4 24 | $98.0M | $336.9M | ||
| Q3 24 | $48.0M | $340.6M | ||
| Q2 24 | $81.0M | $374.1M |
自由现金流CVIGL
| Q1 26 | — | — | ||
| Q4 25 | — | $330.1M | ||
| Q3 25 | $125.0M | $208.7M | ||
| Q2 25 | $135.0M | $295.0M | ||
| Q1 25 | $-246.0M | $420.1M | ||
| Q4 24 | $43.0M | $321.9M | ||
| Q3 24 | $14.0M | $311.3M | ||
| Q2 24 | $38.0M | $356.5M |
自由现金流率CVIGL
| Q1 26 | — | — | ||
| Q4 25 | — | 21.7% | ||
| Q3 25 | 6.4% | 13.8% | ||
| Q2 25 | 7.7% | 19.9% | ||
| Q1 25 | -14.9% | 28.4% | ||
| Q4 24 | 2.2% | 22.0% | ||
| Q3 24 | 0.8% | 21.4% | ||
| Q2 24 | 1.9% | 24.8% |
资本支出强度CVIGL
| Q1 26 | — | — | ||
| Q4 25 | 3.0% | 1.3% | ||
| Q3 25 | 2.0% | 6.4% | ||
| Q2 25 | 2.3% | 0.9% | ||
| Q1 25 | 3.1% | 0.8% | ||
| Q4 24 | 2.8% | 1.0% | ||
| Q3 24 | 1.9% | 2.0% | ||
| Q2 24 | 2.2% | 1.2% |
现金转化率CVIGL
| Q1 26 | — | — | ||
| Q4 25 | — | 1.32× | ||
| Q3 25 | 0.44× | 0.79× | ||
| Q2 25 | — | 1.22× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | 3.50× | 1.32× | ||
| Q3 24 | — | 1.12× | ||
| Q2 24 | 3.86× | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CVI
| Petroleum Segment | $1.6B | 91% |
| Product UAN | $64.0M | 4% |
| Product Ammonia | $51.0M | 3% |
| Renewables Diesel | $27.0M | 1% |
| Product Urea Products | $8.0M | 0% |
| Renewable Fuel Credits | $7.0M | 0% |
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
