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CVR ENERGY INC（CVI）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
Rocket Companies, Inc.的季度营收约是CVR ENERGY INC的1.4倍（$2.7B vs $2.0B），Rocket Companies, Inc.净利率更高（2.5% vs -8.1%，领先10.6%），Rocket Companies, Inc.同比增速更快（52.2% vs 20.3%），CVR ENERGY INC自由现金流更多（$21.0M vs $-1.3B），过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs 0.3%）
CVR能源是总部位于美国的能源控股企业，主营石油炼制与氮肥制造两大核心业务，生产汽油、柴油、航空燃油及农用化肥等产品，主要面向北美地区的商业、工业及农业客户供货。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
CVI vs RKT — 直观对比
营收规模更大
RKT
是对方的1.4倍
$2.0B
营收增速更快
RKT
高出31.9%
20.3%
净利率更高
RKT
高出10.6%
-8.1%
自由现金流更多
CVI
多$1.3B
$-1.3B
两年增速更快
RKT
近两年复合增速
0.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $2.7B |
| 净利润 | $-160.0M | $68.0M |
| 毛利率 | -5.2% | — |
| 营业利润率 | — | 6.3% |
| 净利率 | -8.1% | 2.5% |
| 营收同比 | 20.3% | 52.2% |
| 净利润同比 | -56.1% | 100.8% |
| 每股收益（稀释后） | $-1.91 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVIRKT
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.8B | $2.7B | ||
| Q3 25 | $1.9B | $1.6B | ||
| Q2 25 | $1.8B | $1.4B | ||
| Q1 25 | $1.6B | $1.0B | ||
| Q4 24 | $1.9B | $1.8B | ||
| Q3 24 | $1.8B | $646.9M | ||
| Q2 24 | $2.0B | $1.3B |
净利润CVIRKT
| Q1 26 | $-160.0M | — | ||
| Q4 25 | $-110.0M | $68.0M | ||
| Q3 25 | $374.0M | $-123.9M | ||
| Q2 25 | $-114.0M | $-1.8M | ||
| Q1 25 | $-123.0M | $-10.4M | ||
| Q4 24 | $28.0M | $33.9M | ||
| Q3 24 | $-124.0M | $-22.0M | ||
| Q2 24 | $21.0M | $1.3M |
毛利率CVIRKT
| Q1 26 | -5.2% | — | ||
| Q4 25 | -3.1% | — | ||
| Q3 25 | 28.8% | — | ||
| Q2 25 | -3.7% | — | ||
| Q1 25 | -5.5% | — | ||
| Q4 24 | 3.0% | 58.9% | ||
| Q3 24 | -3.9% | -8.4% | ||
| Q2 24 | 2.9% | 47.4% |
营业利润率CVIRKT
| Q1 26 | — | — | ||
| Q4 25 | -5.3% | 6.3% | ||
| Q3 25 | 26.3% | -11.5% | ||
| Q2 25 | -5.8% | 1.8% | ||
| Q1 25 | -8.0% | -21.5% | ||
| Q4 24 | 1.1% | 38.1% | ||
| Q3 24 | -6.2% | -76.9% | ||
| Q2 24 | 1.4% | 14.8% |
净利率CVIRKT
| Q1 26 | -8.1% | — | ||
| Q4 25 | -6.1% | 2.5% | ||
| Q3 25 | 19.2% | -7.7% | ||
| Q2 25 | -6.5% | -0.1% | ||
| Q1 25 | -7.5% | -1.0% | ||
| Q4 24 | 1.4% | 1.9% | ||
| Q3 24 | -6.8% | -3.4% | ||
| Q2 24 | 1.1% | 0.1% |
每股收益（稀释后）CVIRKT
| Q1 26 | $-1.91 | — | ||
| Q4 25 | $-1.09 | $0.10 | ||
| Q3 25 | $3.72 | $-0.06 | ||
| Q2 25 | $-1.14 | $-0.01 | ||
| Q1 25 | $-1.22 | $-0.08 | ||
| Q4 24 | $0.28 | $0.28 | ||
| Q3 24 | $-1.24 | $-0.19 | ||
| Q2 24 | $0.21 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $512.0M | $2.7B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | — | $22.9B |
| 总资产 | $3.9B | $60.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CVIRKT
| Q1 26 | $512.0M | — | ||
| Q4 25 | $511.0M | $2.7B | ||
| Q3 25 | $670.0M | $5.8B | ||
| Q2 25 | $596.0M | $5.1B | ||
| Q1 25 | $695.0M | $1.4B | ||
| Q4 24 | $987.0M | $1.3B | ||
| Q3 24 | $534.0M | $1.2B | ||
| Q2 24 | $586.0M | $1.3B |
总债务CVIRKT
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.6B | — |
股东权益CVIRKT
| Q1 26 | — | — | ||
| Q4 25 | $730.0M | $22.9B | ||
| Q3 25 | $840.0M | $8.9B | ||
| Q2 25 | $466.0M | $7.4B | ||
| Q1 25 | $580.0M | $8.6B | ||
| Q4 24 | $703.0M | $9.0B | ||
| Q3 24 | $675.0M | $8.4B | ||
| Q2 24 | $849.0M | $8.8B |
总资产CVIRKT
| Q1 26 | $3.9B | — | ||
| Q4 25 | $3.7B | $60.7B | ||
| Q3 25 | $4.0B | $33.6B | ||
| Q2 25 | $4.0B | $30.4B | ||
| Q1 25 | $4.3B | $25.3B | ||
| Q4 24 | $4.3B | $24.5B | ||
| Q3 24 | $3.9B | $25.1B | ||
| Q2 24 | $4.0B | $23.6B |
负债/权益比CVIRKT
| Q1 26 | — | — | ||
| Q4 25 | 2.40× | — | ||
| Q3 25 | 2.17× | — | ||
| Q2 25 | 3.97× | — | ||
| Q1 25 | 3.29× | — | ||
| Q4 24 | 2.71× | — | ||
| Q3 24 | 2.33× | — | ||
| Q2 24 | 1.86× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | $21.0M | $-1.3B |
| 自由现金流率自由现金流/营收 | 1.1% | -47.2% |
| 资本支出强度资本支出/营收 | 1.5% | 1.5% |
| 现金转化率经营现金流/净利润 | — | -18.08× |
| 过去12个月自由现金流最近4个季度 | — | $-4.0B |
8季度趋势，按日历期对齐
经营现金流CVIRKT
| Q1 26 | — | — | ||
| Q4 25 | $0 | $-1.2B | ||
| Q3 25 | $163.0M | $-50.3M | ||
| Q2 25 | $176.0M | $-1.9B | ||
| Q1 25 | $-195.0M | $-797.0M | ||
| Q4 24 | $98.0M | $1.8B | ||
| Q3 24 | $48.0M | $-1.3B | ||
| Q2 24 | $81.0M | $-122.3M |
自由现金流CVIRKT
| Q1 26 | $21.0M | — | ||
| Q4 25 | — | $-1.3B | ||
| Q3 25 | $125.0M | $-71.8M | ||
| Q2 25 | $135.0M | $-1.9B | ||
| Q1 25 | $-246.0M | $-811.0M | ||
| Q4 24 | $43.0M | $1.8B | ||
| Q3 24 | $14.0M | $-1.4B | ||
| Q2 24 | $38.0M | $-138.3M |
自由现金流率CVIRKT
| Q1 26 | 1.1% | — | ||
| Q4 25 | — | -47.2% | ||
| Q3 25 | 6.4% | -4.5% | ||
| Q2 25 | 7.7% | -137.2% | ||
| Q1 25 | -14.9% | -78.2% | ||
| Q4 24 | 2.2% | 103.1% | ||
| Q3 24 | 0.8% | -209.6% | ||
| Q2 24 | 1.9% | -10.6% |
资本支出强度CVIRKT
| Q1 26 | 1.5% | — | ||
| Q4 25 | 3.0% | 1.5% | ||
| Q3 25 | 2.0% | 1.3% | ||
| Q2 25 | 2.3% | 1.1% | ||
| Q1 25 | 3.1% | 1.4% | ||
| Q4 24 | 2.8% | 1.1% | ||
| Q3 24 | 1.9% | 2.9% | ||
| Q2 24 | 2.2% | 1.2% |
现金转化率CVIRKT
| Q1 26 | — | — | ||
| Q4 25 | — | -18.08× | ||
| Q3 25 | 0.44× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 3.50× | 54.42× | ||
| Q3 24 | — | — | ||
| Q2 24 | 3.86× | -94.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CVI
暂无分部数据
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
