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CARVANA CO.（CVNA）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
CARVANA CO.的季度营收约是RENAISSANCERE HOLDINGS LTD的1.9倍（$4.2B vs $2.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 8.8%，领先14.7%），CARVANA CO.同比增速更快（-34.2% vs -36.8%），过去两年CARVANA CO.的营收复合增速更高（11.4% vs -11.9%）
Carvana Co.是总部位于美国亚利桑那州坦佩市的线上二手车零售企业，主打线上一站式购车服务，2021年成功入选《财富》500强榜单，是该榜单有史以来最年轻的上榜企业之一。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
CVNA vs RNR — 直观对比
营收规模更大
CVNA
是对方的1.9倍
$2.2B
营收增速更快
CVNA
高出2.6%
-36.8%
净利率更高
RNR
高出14.7%
8.8%
两年增速更快
CVNA
近两年复合增速
-11.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.2B | $2.2B |
| 净利润 | $373.0M | $515.8M |
| 毛利率 | — | — |
| 营业利润率 | 9.3% | — |
| 净利率 | 8.8% | 23.5% |
| 营收同比 | -34.2% | -36.8% |
| 净利润同比 | -7.9% | 72.6% |
| 每股收益（稀释后） | — | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CVNARNR
| Q1 26 | $4.2B | $2.2B | ||
| Q4 25 | $5.6B | $3.0B | ||
| Q3 25 | $5.6B | $3.2B | ||
| Q2 25 | $4.8B | $3.2B | ||
| Q1 25 | $4.2B | $3.5B | ||
| Q4 24 | $3.5B | $2.3B | ||
| Q3 24 | $3.7B | $4.0B | ||
| Q2 24 | $3.4B | $2.8B |
净利润CVNARNR
| Q1 26 | $373.0M | $515.8M | ||
| Q4 25 | $857.0M | $760.5M | ||
| Q3 25 | $151.0M | $916.5M | ||
| Q2 25 | $183.0M | $835.4M | ||
| Q1 25 | $216.0M | $170.0M | ||
| Q4 24 | $79.0M | $-189.7M | ||
| Q3 24 | $85.0M | $1.2B | ||
| Q2 24 | $18.0M | $503.9M |
毛利率CVNARNR
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | — | ||
| Q3 25 | 20.3% | — | ||
| Q2 25 | 22.0% | — | ||
| Q1 25 | 22.0% | — | ||
| Q4 24 | 21.5% | — | ||
| Q3 24 | 22.1% | — | ||
| Q2 24 | 21.0% | — |
营业利润率CVNARNR
| Q1 26 | 9.3% | — | ||
| Q4 25 | 7.6% | 42.5% | ||
| Q3 25 | 9.8% | 46.3% | ||
| Q2 25 | 10.6% | 41.8% | ||
| Q1 25 | 9.3% | -2.0% | ||
| Q4 24 | 7.3% | -3.6% | ||
| Q3 24 | 9.2% | 43.7% | ||
| Q2 24 | 7.6% | 25.0% |
净利率CVNARNR
| Q1 26 | 8.8% | 23.5% | ||
| Q4 25 | 15.3% | 25.6% | ||
| Q3 25 | 2.7% | 28.7% | ||
| Q2 25 | 3.8% | 26.1% | ||
| Q1 25 | 5.1% | 4.9% | ||
| Q4 24 | 2.2% | -8.3% | ||
| Q3 24 | 2.3% | 29.8% | ||
| Q2 24 | 0.5% | 17.8% |
每股收益（稀释后）CVNARNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | — | $16.16 | ||
| Q3 25 | — | $19.40 | ||
| Q2 25 | — | $17.20 | ||
| Q1 25 | — | $3.27 | ||
| Q4 24 | — | $-3.76 | ||
| Q3 24 | — | $22.62 | ||
| Q2 24 | — | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | — | $4.3B |
| 总资产 | — | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CVNARNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $2.3B | $1.7B | ||
| Q3 25 | $2.1B | $1.7B | ||
| Q2 25 | $1.9B | $1.4B | ||
| Q1 25 | $1.9B | $1.6B | ||
| Q4 24 | $1.7B | $1.7B | ||
| Q3 24 | $871.0M | $1.6B | ||
| Q2 24 | $542.0M | $1.6B |
总债务CVNARNR
| Q1 26 | — | — | ||
| Q4 25 | $4.9B | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | $5.3B | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益CVNARNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $3.4B | $11.6B | ||
| Q3 25 | $2.3B | $11.5B | ||
| Q2 25 | $1.7B | $10.8B | ||
| Q1 25 | $1.5B | $10.3B | ||
| Q4 24 | $1.3B | $10.6B | ||
| Q3 24 | $611.0M | $11.2B | ||
| Q2 24 | $526.0M | $10.2B |
总资产CVNARNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $13.2B | $53.8B | ||
| Q3 25 | $9.9B | $54.5B | ||
| Q2 25 | $9.4B | $54.7B | ||
| Q1 25 | $8.9B | $53.6B | ||
| Q4 24 | $8.5B | $50.7B | ||
| Q3 24 | $7.4B | $52.8B | ||
| Q2 24 | $7.2B | $51.6B |
负债/权益比CVNARNR
| Q1 26 | — | — | ||
| Q4 25 | 1.43× | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | 4.20× | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
