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柯蒂斯-莱特（CW）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
柯蒂斯-莱特的季度营收约是FirstCash Holdings, Inc.的1.8倍（$914.0M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 14.0%，领先6.8%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 13.4%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 7.9%）
柯蒂斯-莱特公司是总部位于美国北卡罗来纳州戴维森的制造与服务提供商，在美国内外均设有工厂及业务网点。公司1929年由柯蒂斯、莱特及多家供应商合并成立，成立之初即为美国最大航空企业，二战期间为美军生产了超14.2万台航空发动机。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
CW vs FCFS — 直观对比
营收规模更大
CW
是对方的1.8倍
$501.3M
营收增速更快
FCFS
高出7.8%
13.4%
净利率更高
FCFS
高出6.8%
14.0%
两年增速更快
FCFS
近两年复合增速
7.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $914.0M | $501.3M |
| 净利润 | $128.2M | $104.2M |
| 毛利率 | 36.3% | — |
| 营业利润率 | 17.5% | 28.5% |
| 净利率 | 14.0% | 20.8% |
| 营收同比 | 13.4% | 21.2% |
| 净利润同比 | 26.5% | 24.7% |
| 每股收益（稀释后） | $3.46 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CWFCFS
| Q1 26 | $914.0M | — | ||
| Q4 25 | $947.0M | $501.3M | ||
| Q3 25 | $869.2M | $411.0M | ||
| Q2 25 | $876.6M | $385.1M | ||
| Q1 25 | $805.6M | $371.1M | ||
| Q4 24 | $824.3M | $413.7M | ||
| Q3 24 | $798.9M | $363.1M | ||
| Q2 24 | $784.8M | $363.5M |
净利润CWFCFS
| Q1 26 | $128.2M | — | ||
| Q4 25 | $137.0M | $104.2M | ||
| Q3 25 | $124.8M | $82.8M | ||
| Q2 25 | $121.1M | $59.8M | ||
| Q1 25 | $101.3M | $83.6M | ||
| Q4 24 | $117.9M | $83.5M | ||
| Q3 24 | $111.2M | $64.8M | ||
| Q2 24 | $99.5M | $49.1M |
毛利率CWFCFS
| Q1 26 | 36.3% | — | ||
| Q4 25 | 37.5% | — | ||
| Q3 25 | 37.7% | — | ||
| Q2 25 | 37.2% | — | ||
| Q1 25 | 36.3% | — | ||
| Q4 24 | 38.5% | — | ||
| Q3 24 | 37.3% | — | ||
| Q2 24 | 36.2% | — |
营业利润率CWFCFS
| Q1 26 | 17.5% | — | ||
| Q4 25 | 19.2% | 28.5% | ||
| Q3 25 | 19.1% | 27.4% | ||
| Q2 25 | 17.8% | 21.1% | ||
| Q1 25 | 16.0% | 30.0% | ||
| Q4 24 | 18.8% | 26.5% | ||
| Q3 24 | 18.1% | 23.5% | ||
| Q2 24 | 16.4% | 18.2% |
净利率CWFCFS
| Q1 26 | 14.0% | — | ||
| Q4 25 | 14.5% | 20.8% | ||
| Q3 25 | 14.4% | 20.1% | ||
| Q2 25 | 13.8% | 15.5% | ||
| Q1 25 | 12.6% | 22.5% | ||
| Q4 24 | 14.3% | 20.2% | ||
| Q3 24 | 13.9% | 17.9% | ||
| Q2 24 | 12.7% | 13.5% |
每股收益（稀释后）CWFCFS
| Q1 26 | $3.46 | — | ||
| Q4 25 | $3.69 | $2.35 | ||
| Q3 25 | $3.31 | $1.86 | ||
| Q2 25 | $3.19 | $1.34 | ||
| Q1 25 | $2.68 | $1.87 | ||
| Q4 24 | $3.09 | $1.86 | ||
| Q3 24 | $2.89 | $1.44 | ||
| Q2 24 | $2.58 | $1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $343.4M | $125.2M |
| 总债务越低越好 | $757.6M | $2.2B |
| 股东权益账面价值 | $2.6B | $2.3B |
| 总资产 | $5.3B | $5.3B |
| 负债/权益比越低杠杆越低 | 0.29× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资CWFCFS
| Q1 26 | $343.4M | — | ||
| Q4 25 | — | $125.2M | ||
| Q3 25 | — | $130.2M | ||
| Q2 25 | — | $101.5M | ||
| Q1 25 | $226.5M | $146.0M | ||
| Q4 24 | $385.0M | $175.1M | ||
| Q3 24 | — | $106.3M | ||
| Q2 24 | — | $113.7M |
总债务CWFCFS
| Q1 26 | $757.6M | — | ||
| Q4 25 | $957.9M | $2.2B | ||
| Q3 25 | $968.6M | $2.2B | ||
| Q2 25 | $958.4M | $1.7B | ||
| Q1 25 | $958.6M | $1.7B | ||
| Q4 24 | $1.0B | $1.7B | ||
| Q3 24 | $1.0B | $1.7B | ||
| Q2 24 | $1.0B | $1.7B |
股东权益CWFCFS
| Q1 26 | $2.6B | — | ||
| Q4 25 | $2.5B | $2.3B | ||
| Q3 25 | $2.5B | $2.2B | ||
| Q2 25 | $2.7B | $2.1B | ||
| Q1 25 | $2.6B | $2.1B | ||
| Q4 24 | $2.4B | $2.1B | ||
| Q3 24 | $2.5B | $2.0B | ||
| Q2 24 | $2.5B | $2.0B |
总资产CWFCFS
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.2B | $5.3B | ||
| Q3 25 | $5.1B | $5.2B | ||
| Q2 25 | $5.2B | $4.5B | ||
| Q1 25 | $5.0B | $4.4B | ||
| Q4 24 | $5.0B | $4.5B | ||
| Q3 24 | $4.9B | $4.4B | ||
| Q2 24 | $4.7B | $4.3B |
负债/权益比CWFCFS
| Q1 26 | 0.29× | — | ||
| Q4 25 | 0.38× | 0.98× | ||
| Q3 25 | 0.38× | 1.01× | ||
| Q2 25 | 0.35× | 0.79× | ||
| Q1 25 | 0.37× | 0.83× | ||
| Q4 24 | 0.43× | 0.85× | ||
| Q3 24 | 0.42× | 0.87× | ||
| Q2 24 | 0.43× | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $-17.0M | — |
| 自由现金流率自由现金流/营收 | -1.9% | — |
| 资本支出强度资本支出/营收 | 1.3% | — |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | $591.2M | — |
8季度趋势，按日历期对齐
经营现金流CWFCFS
| Q1 26 | — | — | ||
| Q4 25 | $352.7M | $206.6M | ||
| Q3 25 | $192.8M | $135.8M | ||
| Q2 25 | $136.6M | $116.9M | ||
| Q1 25 | $-38.8M | $126.6M | ||
| Q4 24 | $301.3M | $198.1M | ||
| Q3 24 | $177.3M | $113.1M | ||
| Q2 24 | $111.3M | $106.2M |
自由现金流CWFCFS
| Q1 26 | $-17.0M | — | ||
| Q4 25 | $315.1M | — | ||
| Q3 25 | $175.9M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $-54.5M | — | ||
| Q4 24 | $278.0M | — | ||
| Q3 24 | $162.7M | — | ||
| Q2 24 | $100.3M | — |
自由现金流率CWFCFS
| Q1 26 | -1.9% | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 20.2% | — | ||
| Q2 25 | 13.4% | — | ||
| Q1 25 | -6.8% | — | ||
| Q4 24 | 33.7% | — | ||
| Q3 24 | 20.4% | — | ||
| Q2 24 | 12.8% | — |
资本支出强度CWFCFS
| Q1 26 | 1.3% | — | ||
| Q4 25 | 4.0% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 2.2% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 2.8% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 1.4% | — |
现金转化率CWFCFS
| Q1 26 | — | — | ||
| Q4 25 | 2.57× | 1.98× | ||
| Q3 25 | 1.54× | 1.64× | ||
| Q2 25 | 1.13× | 1.95× | ||
| Q1 25 | -0.38× | 1.51× | ||
| Q4 24 | 2.56× | 2.37× | ||
| Q3 24 | 1.59× | 1.74× | ||
| Q2 24 | 1.12× | 2.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CW
暂无分部数据
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
