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Community West Bancshares（CWBC）与FiscalNote Holdings, Inc.（NOTE）财务数据对比。点击上方公司名可切换其他公司
Community West Bancshares的季度营收约是FiscalNote Holdings, Inc.的1.7倍（$38.3M vs $22.2M），Community West Bancshares同比增速更快（11.6% vs -24.7%），Community West Bancshares自由现金流更多（$43.6M vs $-1.9M），过去两年Community West Bancshares的营收复合增速更高（36.0% vs -16.8%）
Community West Bancshares是一家总部位于美国加利福尼亚州的注册银行控股公司，依据银行控股公司相关法案全资持有Community West Bank，开展银行相关控股经营业务。
FiscalNote Holdings, Inc.（常称FiscalNote）是一家上市的软件数据与传媒企业，总部位于美国华盛顿特区，2013年由三位创始人创立。核心业务为通过政府关系管理服务FiscalNote GRM提供软件工具、平台、数据服务与资讯，同时依托人工智能平台分析美国待审议法案相关内容。
CWBC vs NOTE — 直观对比
营收规模更大
CWBC
是对方的1.7倍
$22.2M
营收增速更快
CWBC
高出36.2%
-24.7%
自由现金流更多
CWBC
多$45.5M
$-1.9M
两年增速更快
CWBC
近两年复合增速
-16.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $38.3M | $22.2M |
| 净利润 | — | — |
| 毛利率 | — | — |
| 营业利润率 | 40.0% | -83.7% |
| 净利率 | — | — |
| 营收同比 | 11.6% | -24.7% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.58 | $-2.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CWBCNOTE
| Q4 25 | $38.3M | $22.2M | ||
| Q3 25 | $37.9M | $22.4M | ||
| Q2 25 | $35.7M | $23.3M | ||
| Q1 25 | $34.8M | $27.5M | ||
| Q4 24 | $34.3M | $29.5M | ||
| Q3 24 | $31.3M | $29.4M | ||
| Q2 24 | $30.5M | $29.2M | ||
| Q1 24 | $20.7M | $32.1M |
净利润CWBCNOTE
| Q4 25 | — | — | ||
| Q3 25 | $10.9M | $-24.9M | ||
| Q2 25 | $7.8M | $-13.3M | ||
| Q1 25 | $8.3M | $-4.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $3.4M | $-14.9M | ||
| Q2 24 | $-6.3M | $-12.8M | ||
| Q1 24 | $3.7M | $50.6M |
营业利润率CWBCNOTE
| Q4 25 | 40.0% | -83.7% | ||
| Q3 25 | 39.8% | -43.4% | ||
| Q2 25 | 30.2% | -31.9% | ||
| Q1 25 | 32.7% | -50.0% | ||
| Q4 24 | 31.0% | -19.4% | ||
| Q3 24 | 13.3% | -23.1% | ||
| Q2 24 | -25.9% | -27.2% | ||
| Q1 24 | 23.2% | -35.6% |
净利率CWBCNOTE
| Q4 25 | — | — | ||
| Q3 25 | 28.7% | -110.8% | ||
| Q2 25 | 22.0% | -57.0% | ||
| Q1 25 | 23.8% | -15.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | 10.8% | -50.7% | ||
| Q2 24 | -20.7% | -43.6% | ||
| Q1 24 | 17.8% | 157.6% |
每股收益（稀释后）CWBCNOTE
| Q4 25 | $0.58 | $-2.81 | ||
| Q3 25 | $0.57 | $-1.73 | ||
| Q2 25 | $0.41 | $-0.08 | ||
| Q1 25 | $0.44 | $-0.03 | ||
| Q4 24 | $0.29 | $1.88 | ||
| Q3 24 | $0.18 | $-1.33 | ||
| Q2 24 | $-0.33 | $-0.09 | ||
| Q1 24 | $0.31 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $119.0M | $26.3M |
| 总债务越低越好 | $69.5M | $128.4M |
| 股东权益账面价值 | $409.6M | $62.0M |
| 总资产 | $3.7B | $255.1M |
| 负债/权益比越低杠杆越低 | 0.17× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资CWBCNOTE
| Q4 25 | $119.0M | $26.3M | ||
| Q3 25 | $121.6M | $31.2M | ||
| Q2 25 | $134.4M | $38.5M | ||
| Q1 25 | $148.4M | $46.3M | ||
| Q4 24 | $120.4M | $34.6M | ||
| Q3 24 | $149.0M | $32.7M | ||
| Q2 24 | $109.7M | $37.7M | ||
| Q1 24 | $61.0M | $43.6M |
总债务CWBCNOTE
| Q4 25 | $69.5M | $128.4M | ||
| Q3 25 | — | $131.5M | ||
| Q2 25 | — | $116.7M | ||
| Q1 25 | — | $118.0M | ||
| Q4 24 | $69.9M | $147.1M | ||
| Q3 24 | — | $152.2M | ||
| Q2 24 | — | $145.9M | ||
| Q1 24 | — | $153.0M |
股东权益CWBCNOTE
| Q4 25 | $409.6M | $62.0M | ||
| Q3 25 | $397.6M | $75.5M | ||
| Q2 25 | $380.0M | $95.1M | ||
| Q1 25 | $372.2M | $98.7M | ||
| Q4 24 | $362.7M | $97.8M | ||
| Q3 24 | $363.5M | $98.5M | ||
| Q2 24 | $350.2M | $106.9M | ||
| Q1 24 | $211.7M | $106.1M |
总资产CWBCNOTE
| Q4 25 | $3.7B | $255.1M | ||
| Q3 25 | $3.6B | $273.9M | ||
| Q2 25 | $3.6B | $288.3M | ||
| Q1 25 | $3.6B | $299.7M | ||
| Q4 24 | $3.5B | $326.2M | ||
| Q3 24 | $3.5B | $337.9M | ||
| Q2 24 | $3.5B | $346.3M | ||
| Q1 24 | $2.4B | $357.8M |
负债/权益比CWBCNOTE
| Q4 25 | 0.17× | 2.07× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | — | 1.23× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | 0.19× | 1.50× | ||
| Q3 24 | — | 1.54× | ||
| Q2 24 | — | 1.36× | ||
| Q1 24 | — | 1.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $46.1M | $-279.0K |
| 自由现金流经营现金流 - 资本支出 | $43.6M | $-1.9M |
| 自由现金流率自由现金流/营收 | 113.9% | -8.7% |
| 资本支出强度资本支出/营收 | 6.6% | 7.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $77.7M | $-18.6M |
8季度趋势，按日历期对齐
经营现金流CWBCNOTE
| Q4 25 | $46.1M | $-279.0K | ||
| Q3 25 | $13.2M | $-8.3M | ||
| Q2 25 | $11.5M | $-6.2M | ||
| Q1 25 | $11.1M | $3.3M | ||
| Q4 24 | $22.2M | $-1.3M | ||
| Q3 24 | $7.8M | $-3.0M | ||
| Q2 24 | $5.2M | $-3.7M | ||
| Q1 24 | $4.0M | $2.7M |
自由现金流CWBCNOTE
| Q4 25 | $43.6M | $-1.9M | ||
| Q3 25 | $12.8M | $-10.4M | ||
| Q2 25 | $10.6M | $-7.7M | ||
| Q1 25 | $10.8M | $1.3M | ||
| Q4 24 | $17.2M | $-3.4M | ||
| Q3 24 | $5.2M | $-5.4M | ||
| Q2 24 | $4.8M | $-6.5M | ||
| Q1 24 | $3.6M | $1.0M |
自由现金流率CWBCNOTE
| Q4 25 | 113.9% | -8.7% | ||
| Q3 25 | 33.7% | -46.2% | ||
| Q2 25 | 29.6% | -33.0% | ||
| Q1 25 | 30.9% | 4.7% | ||
| Q4 24 | 50.0% | -11.4% | ||
| Q3 24 | 16.7% | -18.4% | ||
| Q2 24 | 15.7% | -22.1% | ||
| Q1 24 | 17.3% | 3.3% |
资本支出强度CWBCNOTE
| Q4 25 | 6.6% | 7.4% | ||
| Q3 25 | 1.1% | 9.3% | ||
| Q2 25 | 2.7% | 6.4% | ||
| Q1 25 | 0.9% | 7.2% | ||
| Q4 24 | 14.7% | 6.8% | ||
| Q3 24 | 8.1% | 8.3% | ||
| Q2 24 | 1.4% | 9.4% | ||
| Q1 24 | 2.1% | 5.3% |
现金转化率CWBCNOTE
| Q4 25 | — | — | ||
| Q3 25 | 1.21× | — | ||
| Q2 25 | 1.47× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.29× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.09× | 0.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CWBC
暂无分部数据
NOTE
| Subscription | $21.2M | 95% |
| Advisory Advertising And Other | $1.0M | 5% |
