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Community West Bancshares（CWBC）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是Community West Bancshares的1.5倍（$57.1M vs $38.3M），REGIS CORP同比增速更快（22.3% vs 11.6%），Community West Bancshares自由现金流更多（$43.6M vs $891.0K），过去两年Community West Bancshares的营收复合增速更高（36.0% vs 7.8%）
Community West Bancshares是一家总部位于美国加利福尼亚州的注册银行控股公司，依据银行控股公司相关法案全资持有Community West Bank，开展银行相关控股经营业务。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
CWBC vs RGS — 直观对比
营收规模更大
RGS
是对方的1.5倍
$38.3M
营收增速更快
RGS
高出10.7%
11.6%
自由现金流更多
CWBC
多$42.7M
$891.0K
两年增速更快
CWBC
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $38.3M | $57.1M |
| 净利润 | — | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 40.0% | 10.8% |
| 净利率 | — | 0.8% |
| 营收同比 | 11.6% | 22.3% |
| 净利润同比 | — | -94.0% |
| 每股收益（稀释后） | $0.58 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CWBCRGS
| Q4 25 | $38.3M | $57.1M | ||
| Q3 25 | $37.9M | $59.0M | ||
| Q2 25 | $35.7M | $60.4M | ||
| Q1 25 | $34.8M | $57.0M | ||
| Q4 24 | $34.3M | $46.7M | ||
| Q3 24 | $31.3M | $46.1M | ||
| Q2 24 | $30.5M | $49.4M | ||
| Q1 24 | $20.7M | $49.2M |
净利润CWBCRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $10.9M | $1.4M | ||
| Q2 25 | $7.8M | $116.5M | ||
| Q1 25 | $8.3M | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $3.4M | $-853.0K | ||
| Q2 24 | $-6.3M | $91.2M | ||
| Q1 24 | $3.7M | $-2.3M |
营业利润率CWBCRGS
| Q4 25 | 40.0% | 10.8% | ||
| Q3 25 | 39.8% | 10.0% | ||
| Q2 25 | 30.2% | 12.1% | ||
| Q1 25 | 32.7% | 8.8% | ||
| Q4 24 | 31.0% | 11.8% | ||
| Q3 24 | 13.3% | 4.6% | ||
| Q2 24 | -25.9% | — | ||
| Q1 24 | 23.2% | 8.3% |
净利率CWBCRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 28.7% | 2.3% | ||
| Q2 25 | 22.0% | 192.9% | ||
| Q1 25 | 23.8% | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 10.8% | -1.9% | ||
| Q2 24 | -20.7% | 184.7% | ||
| Q1 24 | 17.8% | -4.7% |
每股收益（稀释后）CWBCRGS
| Q4 25 | $0.58 | $0.16 | ||
| Q3 25 | $0.57 | $0.49 | ||
| Q2 25 | $0.41 | $43.67 | ||
| Q1 25 | $0.44 | $0.08 | ||
| Q4 24 | $0.29 | $2.71 | ||
| Q3 24 | $0.18 | $-0.36 | ||
| Q2 24 | $-0.33 | $38.40 | ||
| Q1 24 | $0.31 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $119.0M | $18.4M |
| 总债务越低越好 | $69.5M | $113.3M |
| 股东权益账面价值 | $409.6M | $188.7M |
| 总资产 | $3.7B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.17× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资CWBCRGS
| Q4 25 | $119.0M | $18.4M | ||
| Q3 25 | $121.6M | $16.6M | ||
| Q2 25 | $134.4M | $17.0M | ||
| Q1 25 | $148.4M | $13.3M | ||
| Q4 24 | $120.4M | $10.2M | ||
| Q3 24 | $149.0M | $6.3M | ||
| Q2 24 | $109.7M | $10.1M | ||
| Q1 24 | $61.0M | $5.9M |
总债务CWBCRGS
| Q4 25 | $69.5M | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | $69.9M | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益CWBCRGS
| Q4 25 | $409.6M | $188.7M | ||
| Q3 25 | $397.6M | $187.6M | ||
| Q2 25 | $380.0M | $185.6M | ||
| Q1 25 | $372.2M | $68.6M | ||
| Q4 24 | $362.7M | $66.7M | ||
| Q3 24 | $363.5M | $56.4M | ||
| Q2 24 | $350.2M | $56.8M | ||
| Q1 24 | $211.7M | $-35.8M |
总资产CWBCRGS
| Q4 25 | $3.7B | $588.3M | ||
| Q3 25 | $3.6B | $592.1M | ||
| Q2 25 | $3.6B | $599.0M | ||
| Q1 25 | $3.6B | $511.2M | ||
| Q4 24 | $3.5B | $530.1M | ||
| Q3 24 | $3.5B | $508.9M | ||
| Q2 24 | $3.5B | $530.5M | ||
| Q1 24 | $2.4B | $543.7M |
负债/权益比CWBCRGS
| Q4 25 | 0.17× | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | 0.19× | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $46.1M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $43.6M | $891.0K |
| 自由现金流率自由现金流/营收 | 113.9% | 1.6% |
| 资本支出强度资本支出/营收 | 6.6% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | $77.7M | $14.9M |
8季度趋势，按日历期对齐
经营现金流CWBCRGS
| Q4 25 | $46.1M | $1.7M | ||
| Q3 25 | $13.2M | $2.3M | ||
| Q2 25 | $11.5M | $6.8M | ||
| Q1 25 | $11.1M | $6.2M | ||
| Q4 24 | $22.2M | $2.1M | ||
| Q3 24 | $7.8M | $-1.3M | ||
| Q2 24 | $5.2M | $5.1M | ||
| Q1 24 | $4.0M | $-277.0K |
自由现金流CWBCRGS
| Q4 25 | $43.6M | $891.0K | ||
| Q3 25 | $12.8M | $1.9M | ||
| Q2 25 | $10.6M | $6.2M | ||
| Q1 25 | $10.8M | $5.9M | ||
| Q4 24 | $17.2M | $1.7M | ||
| Q3 24 | $5.2M | $-1.4M | ||
| Q2 24 | $4.8M | $5.1M | ||
| Q1 24 | $3.6M | $-326.0K |
自由现金流率CWBCRGS
| Q4 25 | 113.9% | 1.6% | ||
| Q3 25 | 33.7% | 3.2% | ||
| Q2 25 | 29.6% | 10.3% | ||
| Q1 25 | 30.9% | 10.3% | ||
| Q4 24 | 50.0% | 3.6% | ||
| Q3 24 | 16.7% | -3.0% | ||
| Q2 24 | 15.7% | 10.3% | ||
| Q1 24 | 17.3% | -0.7% |
资本支出强度CWBCRGS
| Q4 25 | 6.6% | 1.4% | ||
| Q3 25 | 1.1% | 0.7% | ||
| Q2 25 | 2.7% | 0.9% | ||
| Q1 25 | 0.9% | 0.6% | ||
| Q4 24 | 14.7% | 0.9% | ||
| Q3 24 | 8.1% | 0.0% | ||
| Q2 24 | 1.4% | 0.0% | ||
| Q1 24 | 2.1% | 0.1% |
现金转化率CWBCRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.21× | 1.68× | ||
| Q2 25 | 1.47× | 0.06× | ||
| Q1 25 | 1.33× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 2.29× | — | ||
| Q2 24 | — | 0.06× | ||
| Q1 24 | 1.09× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CWBC
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
