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Community West Bancshares（CWBC）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是Community West Bancshares的1.9倍（$71.1M vs $38.3M），Community West Bancshares同比增速更快（11.6% vs -1.8%），Community West Bancshares自由现金流更多（$43.6M vs $33.5M），过去两年Community West Bancshares的营收复合增速更高（36.0% vs -4.7%）
Community West Bancshares是一家总部位于美国加利福尼亚州的注册银行控股公司，依据银行控股公司相关法案全资持有Community West Bank，开展银行相关控股经营业务。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
CWBC vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.9倍
$38.3M
营收增速更快
CWBC
高出13.4%
-1.8%
自由现金流更多
CWBC
多$10.1M
$33.5M
两年增速更快
CWBC
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $38.3M | $71.1M |
| 净利润 | — | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 40.0% | 13.1% |
| 净利率 | — | 2.0% |
| 营收同比 | 11.6% | -1.8% |
| 净利润同比 | — | -75.2% |
| 每股收益（稀释后） | $0.58 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CWBCRMAX
| Q4 25 | $38.3M | $71.1M | ||
| Q3 25 | $37.9M | $73.2M | ||
| Q2 25 | $35.7M | $72.8M | ||
| Q1 25 | $34.8M | $74.5M | ||
| Q4 24 | $34.3M | $72.5M | ||
| Q3 24 | $31.3M | $78.5M | ||
| Q2 24 | $30.5M | $78.5M | ||
| Q1 24 | $20.7M | $78.3M |
净利润CWBCRMAX
| Q4 25 | — | $1.4M | ||
| Q3 25 | $10.9M | $4.0M | ||
| Q2 25 | $7.8M | $4.7M | ||
| Q1 25 | $8.3M | $-2.0M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $3.4M | $966.0K | ||
| Q2 24 | $-6.3M | $3.7M | ||
| Q1 24 | $3.7M | $-3.4M |
营业利润率CWBCRMAX
| Q4 25 | 40.0% | 13.1% | ||
| Q3 25 | 39.8% | 25.0% | ||
| Q2 25 | 30.2% | 19.3% | ||
| Q1 25 | 32.7% | 7.2% | ||
| Q4 24 | 31.0% | 5.9% | ||
| Q3 24 | 13.3% | 19.4% | ||
| Q2 24 | -25.9% | 20.6% | ||
| Q1 24 | 23.2% | 5.8% |
净利率CWBCRMAX
| Q4 25 | — | 2.0% | ||
| Q3 25 | 28.7% | 5.4% | ||
| Q2 25 | 22.0% | 6.4% | ||
| Q1 25 | 23.8% | -2.6% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 10.8% | 1.2% | ||
| Q2 24 | -20.7% | 4.7% | ||
| Q1 24 | 17.8% | -4.3% |
每股收益（稀释后）CWBCRMAX
| Q4 25 | $0.58 | — | ||
| Q3 25 | $0.57 | — | ||
| Q2 25 | $0.41 | — | ||
| Q1 25 | $0.44 | — | ||
| Q4 24 | $0.29 | — | ||
| Q3 24 | $0.18 | — | ||
| Q2 24 | $-0.33 | — | ||
| Q1 24 | $0.31 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $119.0M | $118.7M |
| 总债务越低越好 | $69.5M | $432.2M |
| 股东权益账面价值 | $409.6M | $452.4M |
| 总资产 | $3.7B | $582.5M |
| 负债/权益比越低杠杆越低 | 0.17× | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资CWBCRMAX
| Q4 25 | $119.0M | $118.7M | ||
| Q3 25 | $121.6M | $107.5M | ||
| Q2 25 | $134.4M | $94.3M | ||
| Q1 25 | $148.4M | $89.1M | ||
| Q4 24 | $120.4M | $96.6M | ||
| Q3 24 | $149.0M | $83.8M | ||
| Q2 24 | $109.7M | $66.1M | ||
| Q1 24 | $61.0M | $82.1M |
总债务CWBCRMAX
| Q4 25 | $69.5M | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | $69.9M | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益CWBCRMAX
| Q4 25 | $409.6M | $452.4M | ||
| Q3 25 | $397.6M | $448.1M | ||
| Q2 25 | $380.0M | $442.4M | ||
| Q1 25 | $372.2M | $433.5M | ||
| Q4 24 | $362.7M | $429.5M | ||
| Q3 24 | $363.5M | $423.1M | ||
| Q2 24 | $350.2M | $418.4M | ||
| Q1 24 | $211.7M | $412.0M |
总资产CWBCRMAX
| Q4 25 | $3.7B | $582.5M | ||
| Q3 25 | $3.6B | $582.2M | ||
| Q2 25 | $3.6B | $574.8M | ||
| Q1 25 | $3.6B | $571.4M | ||
| Q4 24 | $3.5B | $581.6M | ||
| Q3 24 | $3.5B | $578.6M | ||
| Q2 24 | $3.5B | $571.4M | ||
| Q1 24 | $2.4B | $566.7M |
负债/权益比CWBCRMAX
| Q4 25 | 0.17× | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | 0.19× | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $46.1M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $43.6M | $33.5M |
| 自由现金流率自由现金流/营收 | 113.9% | 47.1% |
| 资本支出强度资本支出/营收 | 6.6% | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | $77.7M | $56.8M |
8季度趋势，按日历期对齐
经营现金流CWBCRMAX
| Q4 25 | $46.1M | $40.9M | ||
| Q3 25 | $13.2M | $17.7M | ||
| Q2 25 | $11.5M | $4.6M | ||
| Q1 25 | $11.1M | $5.7M | ||
| Q4 24 | $22.2M | $59.7M | ||
| Q3 24 | $7.8M | $17.6M | ||
| Q2 24 | $5.2M | $15.9M | ||
| Q1 24 | $4.0M | $9.4M |
自由现金流CWBCRMAX
| Q4 25 | $43.6M | $33.5M | ||
| Q3 25 | $12.8M | $16.4M | ||
| Q2 25 | $10.6M | $2.9M | ||
| Q1 25 | $10.8M | $4.0M | ||
| Q4 24 | $17.2M | $53.0M | ||
| Q3 24 | $5.2M | $16.3M | ||
| Q2 24 | $4.8M | $14.0M | ||
| Q1 24 | $3.6M | $6.8M |
自由现金流率CWBCRMAX
| Q4 25 | 113.9% | 47.1% | ||
| Q3 25 | 33.7% | 22.4% | ||
| Q2 25 | 29.6% | 4.0% | ||
| Q1 25 | 30.9% | 5.3% | ||
| Q4 24 | 50.0% | 73.2% | ||
| Q3 24 | 16.7% | 20.8% | ||
| Q2 24 | 15.7% | 17.8% | ||
| Q1 24 | 17.3% | 8.6% |
资本支出强度CWBCRMAX
| Q4 25 | 6.6% | 10.4% | ||
| Q3 25 | 1.1% | 1.8% | ||
| Q2 25 | 2.7% | 2.2% | ||
| Q1 25 | 0.9% | 2.3% | ||
| Q4 24 | 14.7% | 9.1% | ||
| Q3 24 | 8.1% | 1.7% | ||
| Q2 24 | 1.4% | 2.4% | ||
| Q1 24 | 2.1% | 3.3% |
现金转化率CWBCRMAX
| Q4 25 | — | 28.39× | ||
| Q3 25 | 1.21× | 4.45× | ||
| Q2 25 | 1.47× | 0.97× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | — | 10.28× | ||
| Q3 24 | 2.29× | 18.22× | ||
| Q2 24 | — | 4.29× | ||
| Q1 24 | 1.09× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CWBC
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
