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Sprinklr, Inc.（CXM）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是Sprinklr, Inc.的1.2倍（$252.3M vs $219.1M），LendingClub Corp净利率更高（20.5% vs 1.3%，领先19.1%），LendingClub Corp同比增速更快（15.9% vs 9.2%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 6.2%）
Sprinklr是美国的一家SaaS企业，专注于客户体验管理（CXM）平台研发。其同名产品整合了社媒营销、社交广告、内容管理、团队协作、员工倡导、客户服务、社媒调研与监测等多类应用模块，为企业提供全链路的客户体验管理解决方案。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
CXM vs LC — 直观对比
营收规模更大
LC
是对方的1.2倍
$219.1M
营收增速更快
LC
高出6.7%
9.2%
净利率更高
LC
高出19.1%
1.3%
两年增速更快
LC
近两年复合增速
6.2%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $219.1M | $252.3M |
| 净利润 | $2.9M | $51.6M |
| 毛利率 | 66.4% | — |
| 营业利润率 | 5.3% | — |
| 净利率 | 1.3% | 20.5% |
| 营收同比 | 9.2% | 15.9% |
| 净利润同比 | -72.2% | 341.0% |
| 每股收益（稀释后） | $0.01 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CXMLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $219.1M | $266.5M | ||
| Q3 25 | $212.0M | $266.2M | ||
| Q2 25 | $205.5M | $248.4M | ||
| Q1 25 | $202.5M | $217.7M | ||
| Q4 24 | $200.7M | $217.2M | ||
| Q3 24 | $197.2M | $201.9M | ||
| Q2 24 | $196.0M | $187.2M |
净利润CXMLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $2.9M | — | ||
| Q3 25 | $12.6M | $44.3M | ||
| Q2 25 | $-1.6M | $38.2M | ||
| Q1 25 | $98.7M | $11.7M | ||
| Q4 24 | $10.5M | — | ||
| Q3 24 | $1.8M | $14.5M | ||
| Q2 24 | $10.6M | $14.9M |
毛利率CXMLC
| Q1 26 | — | — | ||
| Q4 25 | 66.4% | — | ||
| Q3 25 | 68.2% | — | ||
| Q2 25 | 69.5% | — | ||
| Q1 25 | 71.0% | — | ||
| Q4 24 | 71.2% | — | ||
| Q3 24 | 72.6% | — | ||
| Q2 24 | 73.9% | — |
营业利润率CXMLC
| Q1 26 | — | — | ||
| Q4 25 | 5.3% | 18.8% | ||
| Q3 25 | 7.7% | 21.5% | ||
| Q2 25 | -0.9% | 21.7% | ||
| Q1 25 | 5.2% | 7.2% | ||
| Q4 24 | 3.9% | 5.1% | ||
| Q3 24 | -0.0% | 8.9% | ||
| Q2 24 | 2.9% | 10.4% |
净利率CXMLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 1.3% | — | ||
| Q3 25 | 5.9% | 16.6% | ||
| Q2 25 | -0.8% | 15.4% | ||
| Q1 25 | 48.7% | 5.4% | ||
| Q4 24 | 5.2% | — | ||
| Q3 24 | 0.9% | 7.2% | ||
| Q2 24 | 5.4% | 8.0% |
每股收益（稀释后）CXMLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.01 | $0.36 | ||
| Q3 25 | $0.05 | $0.37 | ||
| Q2 25 | $-0.01 | $0.33 | ||
| Q1 25 | $0.35 | $0.10 | ||
| Q4 24 | $0.04 | $0.08 | ||
| Q3 24 | $0.01 | $0.13 | ||
| Q2 24 | $0.04 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $189.6M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $558.1M | $1.5B |
| 总资产 | $1.1B | $11.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CXMLC
| Q1 26 | — | — | ||
| Q4 25 | $189.6M | — | ||
| Q3 25 | $125.4M | — | ||
| Q2 25 | $126.4M | — | ||
| Q1 25 | $145.3M | — | ||
| Q4 24 | $93.2M | — | ||
| Q3 24 | $119.1M | — | ||
| Q2 24 | $126.8M | — |
总债务CXMLC
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CXMLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $558.1M | $1.5B | ||
| Q3 25 | $543.4M | $1.5B | ||
| Q2 25 | $639.8M | $1.4B | ||
| Q1 25 | $612.1M | $1.4B | ||
| Q4 24 | $497.0M | $1.3B | ||
| Q3 24 | $469.0M | $1.3B | ||
| Q2 24 | $610.9M | $1.3B |
总资产CXMLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.1B | $11.6B | ||
| Q3 25 | $1.1B | $11.1B | ||
| Q2 25 | $1.2B | $10.8B | ||
| Q1 25 | $1.2B | $10.5B | ||
| Q4 24 | $970.3M | $10.6B | ||
| Q3 24 | $983.8M | $11.0B | ||
| Q2 24 | $1.1B | $9.6B |
负债/权益比CXMLC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $20.0M | — |
| 自由现金流经营现金流 - 资本支出 | $19.8M | — |
| 自由现金流率自由现金流/营收 | 9.0% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 6.87× | — |
| 过去12个月自由现金流最近4个季度 | $142.3M | — |
8季度趋势，按日历期对齐
经营现金流CXMLC
| Q1 26 | — | — | ||
| Q4 25 | $20.0M | $-2.7B | ||
| Q3 25 | $34.8M | $-770.8M | ||
| Q2 25 | $83.8M | $-713.1M | ||
| Q1 25 | $5.4M | $-339.3M | ||
| Q4 24 | $9.2M | $-2.6B | ||
| Q3 24 | $21.3M | $-669.8M | ||
| Q2 24 | $41.7M | $-932.5M |
自由现金流CXMLC
| Q1 26 | — | — | ||
| Q4 25 | $19.8M | $-2.9B | ||
| Q3 25 | $34.4M | $-791.8M | ||
| Q2 25 | $83.5M | $-803.8M | ||
| Q1 25 | $4.6M | $-352.3M | ||
| Q4 24 | $8.2M | $-2.7B | ||
| Q3 24 | $19.8M | $-682.3M | ||
| Q2 24 | $39.2M | $-945.3M |
自由现金流率CXMLC
| Q1 26 | — | — | ||
| Q4 25 | 9.0% | -1076.0% | ||
| Q3 25 | 16.2% | -297.4% | ||
| Q2 25 | 40.6% | -323.5% | ||
| Q1 25 | 2.3% | -161.8% | ||
| Q4 24 | 4.1% | -1237.8% | ||
| Q3 24 | 10.1% | -338.0% | ||
| Q2 24 | 20.0% | -504.9% |
资本支出强度CXMLC
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 52.7% | ||
| Q3 25 | 0.2% | 7.9% | ||
| Q2 25 | 0.1% | 36.5% | ||
| Q1 25 | 0.4% | 6.0% | ||
| Q4 24 | 0.5% | 25.0% | ||
| Q3 24 | 0.8% | 6.2% | ||
| Q2 24 | 1.3% | 6.9% |
现金转化率CXMLC
| Q1 26 | — | — | ||
| Q4 25 | 6.87× | — | ||
| Q3 25 | 2.76× | -17.41× | ||
| Q2 25 | — | -18.68× | ||
| Q1 25 | 0.05× | -29.07× | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 11.58× | -46.33× | ||
| Q2 24 | 3.92× | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CXM
| License And Service | $190.3M | 87% |
| Professional Services | $28.8M | 13% |
LC
暂无分部数据
