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CITIZENS FINANCIAL SERVICES INC（CZFS）与LIGHTPATH TECHNOLOGIES INC（LPTH）财务数据对比。点击上方公司名可切换其他公司
CITIZENS FINANCIAL SERVICES INC的季度营收约是LIGHTPATH TECHNOLOGIES INC的1.8倍（$29.6M vs $16.4M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs -57.5%，领先92.9%），LIGHTPATH TECHNOLOGIES INC同比增速更快（120.2% vs 13.0%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $2.0M），过去两年LIGHTPATH TECHNOLOGIES INC的营收复合增速更高（45.7% vs 6.9%）
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
LightPath Technologies Inc是一家精密光学组件及组件生产商，主营非球面透镜、红外光学器件、光纤产品等，服务工业自动化、航空航天、国防、医疗成像、电信等领域的全球客户，提供标准及定制化光学解决方案。
CZFS vs LPTH — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $29.6M | $16.4M |
| 净利润 | $10.5M | $-9.4M |
| 毛利率 | — | 36.8% |
| 营业利润率 | 44.2% | -52.6% |
| 净利率 | 35.4% | -57.5% |
| 营收同比 | 13.0% | 120.2% |
| 净利润同比 | 31.3% | -260.1% |
| 每股收益（稀释后） | $2.17 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $29.6M | $16.4M | ||
| Q3 25 | $29.0M | $15.1M | ||
| Q2 25 | $27.3M | $12.2M | ||
| Q1 25 | $26.4M | $9.2M | ||
| Q4 24 | $26.2M | $7.4M | ||
| Q3 24 | $25.1M | $8.4M | ||
| Q2 24 | $24.6M | $8.6M | ||
| Q1 24 | $25.9M | $7.7M |
| Q4 25 | $10.5M | $-9.4M | ||
| Q3 25 | $10.0M | $-2.9M | ||
| Q2 25 | $8.5M | $-7.1M | ||
| Q1 25 | $7.6M | $-3.6M | ||
| Q4 24 | $8.0M | $-2.6M | ||
| Q3 24 | $7.5M | $-1.6M | ||
| Q2 24 | $5.3M | $-2.4M | ||
| Q1 24 | $7.0M | $-2.6M |
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 33.9% | ||
| Q2 24 | — | 29.2% | ||
| Q1 24 | — | 20.9% |
| Q4 25 | 44.2% | -52.6% | ||
| Q3 25 | 42.6% | -16.6% | ||
| Q2 25 | 38.1% | -38.0% | ||
| Q1 25 | 35.5% | -36.3% | ||
| Q4 24 | 37.2% | -33.5% | ||
| Q3 24 | 36.9% | -16.4% | ||
| Q2 24 | 25.9% | -25.6% | ||
| Q1 24 | 32.8% | -33.6% |
| Q4 25 | 35.4% | -57.5% | ||
| Q3 25 | 34.5% | -19.2% | ||
| Q2 25 | 31.0% | -57.8% | ||
| Q1 25 | 28.8% | -39.1% | ||
| Q4 24 | 30.5% | -35.2% | ||
| Q3 24 | 30.0% | -19.3% | ||
| Q2 24 | 21.4% | -27.3% | ||
| Q1 24 | 27.1% | -33.7% |
| Q4 25 | $2.17 | $-0.20 | ||
| Q3 25 | $2.09 | $-0.07 | ||
| Q2 25 | $1.76 | $0.19 | ||
| Q1 25 | $1.60 | $-0.44 | ||
| Q4 24 | $1.64 | $-0.07 | ||
| Q3 24 | $1.57 | $-0.04 | ||
| Q2 24 | $1.10 | $-0.15 | ||
| Q1 24 | $1.48 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $73.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.1M | $77.9M |
| 总资产 | $3.1B | $148.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $34.3M | $73.6M | ||
| Q3 25 | $31.1M | — | ||
| Q2 25 | $49.5M | $4.9M | ||
| Q1 25 | $36.8M | — | ||
| Q4 24 | $42.2M | — | ||
| Q3 24 | $36.8M | — | ||
| Q2 24 | $38.4M | — | ||
| Q1 24 | $29.6M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $535.0K | ||
| Q1 24 | — | $599.4K |
| Q4 25 | $338.1M | $77.9M | ||
| Q3 25 | $327.7M | $21.4M | ||
| Q2 25 | $313.7M | $15.6M | ||
| Q1 25 | $308.3M | $15.7M | ||
| Q4 24 | $299.7M | $26.7M | ||
| Q3 24 | $298.7M | $29.4M | ||
| Q2 24 | $286.5M | $30.2M | ||
| Q1 24 | $282.7M | $31.7M |
| Q4 25 | $3.1B | $148.6M | ||
| Q3 25 | $3.1B | $87.3M | ||
| Q2 25 | $3.0B | $81.5M | ||
| Q1 25 | $3.0B | $81.4M | ||
| Q4 24 | $3.0B | $45.8M | ||
| Q3 24 | $3.0B | $48.4M | ||
| Q2 24 | $2.9B | $48.1M | ||
| Q1 24 | $2.9B | $49.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.02× | ||
| Q1 24 | — | 0.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $2.8M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $2.0M |
| 自由现金流率自由现金流/营收 | 119.0% | 12.0% |
| 资本支出强度资本支出/营收 | 4.4% | 5.3% |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $53.8M | $-6.3M |
8季度趋势，按日历期对齐
| Q4 25 | $36.5M | $2.8M | ||
| Q3 25 | $2.9M | $-1.1M | ||
| Q2 25 | $6.0M | $-2.6M | ||
| Q1 25 | $10.9M | $-3.2M | ||
| Q4 24 | $33.2M | $-737.4K | ||
| Q3 24 | $6.2M | $-1.7M | ||
| Q2 24 | $3.0M | $64.7K | ||
| Q1 24 | $13.5M | $-394.2K |
| Q4 25 | $35.2M | $2.0M | ||
| Q3 25 | $2.7M | $-1.2M | ||
| Q2 25 | $5.5M | $-3.3M | ||
| Q1 25 | $10.4M | $-3.7M | ||
| Q4 24 | $31.9M | $-817.8K | ||
| Q3 24 | $5.6M | $-1.8M | ||
| Q2 24 | $2.9M | $-225.5K | ||
| Q1 24 | $13.4M | $-802.5K |
| Q4 25 | 119.0% | 12.0% | ||
| Q3 25 | 9.4% | -8.1% | ||
| Q2 25 | 20.1% | -27.3% | ||
| Q1 25 | 39.2% | -40.0% | ||
| Q4 24 | 121.6% | -11.0% | ||
| Q3 24 | 22.3% | -21.2% | ||
| Q2 24 | 11.8% | -2.6% | ||
| Q1 24 | 51.5% | -10.4% |
| Q4 25 | 4.4% | 5.3% | ||
| Q3 25 | 0.5% | 0.5% | ||
| Q2 25 | 1.8% | 5.6% | ||
| Q1 25 | 2.2% | 4.6% | ||
| Q4 24 | 5.0% | 1.1% | ||
| Q3 24 | 2.5% | 0.9% | ||
| Q2 24 | 0.5% | 3.4% | ||
| Q1 24 | 0.4% | 5.3% |
| Q4 25 | 3.49× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.16× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.57× | — | ||
| Q1 24 | 1.92× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CZFS
暂无分部数据
LPTH
| Other | $7.9M | 48% |
| Infrared Components | $5.0M | 31% |
| Visible Components | $3.4M | 21% |
