vs
CITIZENS FINANCIAL SERVICES INC（CZFS）与MP Materials Corp.（MP）财务数据对比。点击上方公司名可切换其他公司
MP Materials Corp.的季度营收约是CITIZENS FINANCIAL SERVICES INC的1.8倍（$52.7M vs $29.6M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs 17.9%，领先17.5%），CITIZENS FINANCIAL SERVICES INC同比增速更快（13.0% vs -13.6%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $-109.3M），过去两年CITIZENS FINANCIAL SERVICES INC的营收复合增速更高（6.9% vs 4.0%）
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
MP Materials Corp.是总部位于美国的稀土材料生产商，拥有并运营加利福尼亚州芒廷帕斯矿，这是西半球唯一在产的稀土开采及加工设施，所产核心材料可广泛应用于电动汽车、风力发电机、国防工业等多个关键领域。
CZFS vs MP — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.6M | $52.7M |
| 净利润 | $10.5M | $9.4M |
| 毛利率 | — | — |
| 营业利润率 | 44.2% | -7.0% |
| 净利率 | 35.4% | 17.9% |
| 营收同比 | 13.0% | -13.6% |
| 净利润同比 | 31.3% | 142.2% |
| 每股收益（稀释后） | $2.17 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $29.6M | $52.7M | ||
| Q3 25 | $29.0M | $53.6M | ||
| Q2 25 | $27.3M | $57.4M | ||
| Q1 25 | $26.4M | $60.8M | ||
| Q4 24 | $26.2M | $61.0M | ||
| Q3 24 | $25.1M | $62.9M | ||
| Q2 24 | $24.6M | $31.3M | ||
| Q1 24 | $25.9M | $48.7M |
| Q4 25 | $10.5M | $9.4M | ||
| Q3 25 | $10.0M | $-41.8M | ||
| Q2 25 | $8.5M | $-30.9M | ||
| Q1 25 | $7.6M | $-22.6M | ||
| Q4 24 | $8.0M | $-22.3M | ||
| Q3 24 | $7.5M | $-25.5M | ||
| Q2 24 | $5.3M | $-34.1M | ||
| Q1 24 | $7.0M | $16.5M |
| Q4 25 | 44.2% | -7.0% | ||
| Q3 25 | 42.6% | -125.2% | ||
| Q2 25 | 38.1% | -76.5% | ||
| Q1 25 | 35.5% | -57.2% | ||
| Q4 24 | 37.2% | -72.1% | ||
| Q3 24 | 36.9% | -62.8% | ||
| Q2 24 | 25.9% | -171.1% | ||
| Q1 24 | 32.8% | -66.6% |
| Q4 25 | 35.4% | 17.9% | ||
| Q3 25 | 34.5% | -78.0% | ||
| Q2 25 | 31.0% | -53.8% | ||
| Q1 25 | 28.8% | -37.2% | ||
| Q4 24 | 30.5% | -36.6% | ||
| Q3 24 | 30.0% | -40.5% | ||
| Q2 24 | 21.4% | -108.9% | ||
| Q1 24 | 27.1% | 33.9% |
| Q4 25 | $2.17 | $0.07 | ||
| Q3 25 | $2.09 | $-0.24 | ||
| Q2 25 | $1.76 | $-0.19 | ||
| Q1 25 | $1.60 | $-0.14 | ||
| Q4 24 | $1.64 | $-0.12 | ||
| Q3 24 | $1.57 | $-0.16 | ||
| Q2 24 | $1.10 | $-0.21 | ||
| Q1 24 | $1.48 | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $1.2B |
| 总债务越低越好 | — | $998.7M |
| 股东权益账面价值 | $338.1M | $2.0B |
| 总资产 | $3.1B | $3.9B |
| 负债/权益比越低杠杆越低 | — | 0.50× |
8季度趋势，按日历期对齐
| Q4 25 | $34.3M | $1.2B | ||
| Q3 25 | $31.1M | $1.1B | ||
| Q2 25 | $49.5M | $261.5M | ||
| Q1 25 | $36.8M | $198.3M | ||
| Q4 24 | $42.2M | $282.4M | ||
| Q3 24 | $36.8M | $284.4M | ||
| Q2 24 | $38.4M | $295.6M | ||
| Q1 24 | $29.6M | $296.5M |
| Q4 25 | — | $998.7M | ||
| Q3 25 | — | $997.3M | ||
| Q2 25 | — | $910.8M | ||
| Q1 25 | — | $909.8M | ||
| Q4 24 | — | $908.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $338.1M | $2.0B | ||
| Q3 25 | $327.7M | $2.0B | ||
| Q2 25 | $313.7M | $1.0B | ||
| Q1 25 | $308.3M | $1.0B | ||
| Q4 24 | $299.7M | $1.1B | ||
| Q3 24 | $298.7M | $1.1B | ||
| Q2 24 | $286.5M | $1.1B | ||
| Q1 24 | $282.7M | $1.1B |
| Q4 25 | $3.1B | $3.9B | ||
| Q3 25 | $3.1B | $3.8B | ||
| Q2 25 | $3.0B | $2.3B | ||
| Q1 25 | $3.0B | $2.4B | ||
| Q4 24 | $3.0B | $2.3B | ||
| Q3 24 | $3.0B | $2.3B | ||
| Q2 24 | $2.9B | $2.4B | ||
| Q1 24 | $2.9B | $2.4B |
| Q4 25 | — | 0.50× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $-46.9M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $-109.3M |
| 自由现金流率自由现金流/营收 | 119.0% | -207.4% |
| 资本支出强度资本支出/营收 | 4.4% | 118.5% |
| 现金转化率经营现金流/净利润 | 3.49× | -4.97× |
| 过去12个月自由现金流最近4个季度 | $53.8M | $-328.1M |
8季度趋势，按日历期对齐
| Q4 25 | $36.5M | $-46.9M | ||
| Q3 25 | $2.9M | $-42.0M | ||
| Q2 25 | $6.0M | $-3.7M | ||
| Q1 25 | $10.9M | $-63.2M | ||
| Q4 24 | $33.2M | $30.5M | ||
| Q3 24 | $6.2M | $-6.8M | ||
| Q2 24 | $3.0M | $30.8M | ||
| Q1 24 | $13.5M | $-41.1M |
| Q4 25 | $35.2M | $-109.3M | ||
| Q3 25 | $2.7M | $-92.5M | ||
| Q2 25 | $5.5M | $-32.7M | ||
| Q1 25 | $10.4M | $-93.7M | ||
| Q4 24 | $31.9M | $-11.2M | ||
| Q3 24 | $5.6M | $-53.3M | ||
| Q2 24 | $2.9M | $-15.6M | ||
| Q1 24 | $13.4M | $-93.0M |
| Q4 25 | 119.0% | -207.4% | ||
| Q3 25 | 9.4% | -172.8% | ||
| Q2 25 | 20.1% | -56.9% | ||
| Q1 25 | 39.2% | -154.0% | ||
| Q4 24 | 121.6% | -18.3% | ||
| Q3 24 | 22.3% | -84.7% | ||
| Q2 24 | 11.8% | -50.1% | ||
| Q1 24 | 51.5% | -191.0% |
| Q4 25 | 4.4% | 118.5% | ||
| Q3 25 | 0.5% | 94.3% | ||
| Q2 25 | 1.8% | 50.5% | ||
| Q1 25 | 2.2% | 50.1% | ||
| Q4 24 | 5.0% | 68.3% | ||
| Q3 24 | 2.5% | 73.8% | ||
| Q2 24 | 0.5% | 148.7% | ||
| Q1 24 | 0.4% | 106.5% |
| Q4 25 | 3.49× | -4.97× | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.16× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.57× | — | ||
| Q1 24 | 1.92× | -2.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CZFS
暂无分部数据
MP
| Materials Segment | $35.6M | 68% |
| Other | $17.1M | 32% |
