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CITIZENS FINANCIAL SERVICES INC（CZFS）与FiscalNote Holdings, Inc.（NOTE）财务数据对比。点击上方公司名可切换其他公司
CITIZENS FINANCIAL SERVICES INC的季度营收约是FiscalNote Holdings, Inc.的1.3倍（$29.6M vs $22.2M），CITIZENS FINANCIAL SERVICES INC同比增速更快（13.0% vs -24.7%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $-1.9M），过去两年CITIZENS FINANCIAL SERVICES INC的营收复合增速更高（6.9% vs -16.8%）
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
FiscalNote Holdings, Inc.（常称FiscalNote）是一家上市的软件数据与传媒企业，总部位于美国华盛顿特区，2013年由三位创始人创立。核心业务为通过政府关系管理服务FiscalNote GRM提供软件工具、平台、数据服务与资讯，同时依托人工智能平台分析美国待审议法案相关内容。
CZFS vs NOTE — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.6M | $22.2M |
| 净利润 | $10.5M | — |
| 毛利率 | — | — |
| 营业利润率 | 44.2% | -83.7% |
| 净利率 | 35.4% | — |
| 营收同比 | 13.0% | -24.7% |
| 净利润同比 | 31.3% | — |
| 每股收益（稀释后） | $2.17 | $-2.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $29.6M | $22.2M | ||
| Q3 25 | $29.0M | $22.4M | ||
| Q2 25 | $27.3M | $23.3M | ||
| Q1 25 | $26.4M | $27.5M | ||
| Q4 24 | $26.2M | $29.5M | ||
| Q3 24 | $25.1M | $29.4M | ||
| Q2 24 | $24.6M | $29.2M | ||
| Q1 24 | $25.9M | $32.1M |
| Q4 25 | $10.5M | — | ||
| Q3 25 | $10.0M | $-24.9M | ||
| Q2 25 | $8.5M | $-13.3M | ||
| Q1 25 | $7.6M | $-4.3M | ||
| Q4 24 | $8.0M | — | ||
| Q3 24 | $7.5M | $-14.9M | ||
| Q2 24 | $5.3M | $-12.8M | ||
| Q1 24 | $7.0M | $50.6M |
| Q4 25 | 44.2% | -83.7% | ||
| Q3 25 | 42.6% | -43.4% | ||
| Q2 25 | 38.1% | -31.9% | ||
| Q1 25 | 35.5% | -50.0% | ||
| Q4 24 | 37.2% | -19.4% | ||
| Q3 24 | 36.9% | -23.1% | ||
| Q2 24 | 25.9% | -27.2% | ||
| Q1 24 | 32.8% | -35.6% |
| Q4 25 | 35.4% | — | ||
| Q3 25 | 34.5% | -110.8% | ||
| Q2 25 | 31.0% | -57.0% | ||
| Q1 25 | 28.8% | -15.4% | ||
| Q4 24 | 30.5% | — | ||
| Q3 24 | 30.0% | -50.7% | ||
| Q2 24 | 21.4% | -43.6% | ||
| Q1 24 | 27.1% | 157.6% |
| Q4 25 | $2.17 | $-2.81 | ||
| Q3 25 | $2.09 | $-1.73 | ||
| Q2 25 | $1.76 | $-0.08 | ||
| Q1 25 | $1.60 | $-0.03 | ||
| Q4 24 | $1.64 | $1.88 | ||
| Q3 24 | $1.57 | $-1.33 | ||
| Q2 24 | $1.10 | $-0.09 | ||
| Q1 24 | $1.48 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $26.3M |
| 总债务越低越好 | — | $128.4M |
| 股东权益账面价值 | $338.1M | $62.0M |
| 总资产 | $3.1B | $255.1M |
| 负债/权益比越低杠杆越低 | — | 2.07× |
8季度趋势，按日历期对齐
| Q4 25 | $34.3M | $26.3M | ||
| Q3 25 | $31.1M | $31.2M | ||
| Q2 25 | $49.5M | $38.5M | ||
| Q1 25 | $36.8M | $46.3M | ||
| Q4 24 | $42.2M | $34.6M | ||
| Q3 24 | $36.8M | $32.7M | ||
| Q2 24 | $38.4M | $37.7M | ||
| Q1 24 | $29.6M | $43.6M |
| Q4 25 | — | $128.4M | ||
| Q3 25 | — | $131.5M | ||
| Q2 25 | — | $116.7M | ||
| Q1 25 | — | $118.0M | ||
| Q4 24 | — | $147.1M | ||
| Q3 24 | — | $152.2M | ||
| Q2 24 | — | $145.9M | ||
| Q1 24 | — | $153.0M |
| Q4 25 | $338.1M | $62.0M | ||
| Q3 25 | $327.7M | $75.5M | ||
| Q2 25 | $313.7M | $95.1M | ||
| Q1 25 | $308.3M | $98.7M | ||
| Q4 24 | $299.7M | $97.8M | ||
| Q3 24 | $298.7M | $98.5M | ||
| Q2 24 | $286.5M | $106.9M | ||
| Q1 24 | $282.7M | $106.1M |
| Q4 25 | $3.1B | $255.1M | ||
| Q3 25 | $3.1B | $273.9M | ||
| Q2 25 | $3.0B | $288.3M | ||
| Q1 25 | $3.0B | $299.7M | ||
| Q4 24 | $3.0B | $326.2M | ||
| Q3 24 | $3.0B | $337.9M | ||
| Q2 24 | $2.9B | $346.3M | ||
| Q1 24 | $2.9B | $357.8M |
| Q4 25 | — | 2.07× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | — | 1.23× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 1.50× | ||
| Q3 24 | — | 1.54× | ||
| Q2 24 | — | 1.36× | ||
| Q1 24 | — | 1.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $-279.0K |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $-1.9M |
| 自由现金流率自由现金流/营收 | 119.0% | -8.7% |
| 资本支出强度资本支出/营收 | 4.4% | 7.4% |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $53.8M | $-18.6M |
8季度趋势，按日历期对齐
| Q4 25 | $36.5M | $-279.0K | ||
| Q3 25 | $2.9M | $-8.3M | ||
| Q2 25 | $6.0M | $-6.2M | ||
| Q1 25 | $10.9M | $3.3M | ||
| Q4 24 | $33.2M | $-1.3M | ||
| Q3 24 | $6.2M | $-3.0M | ||
| Q2 24 | $3.0M | $-3.7M | ||
| Q1 24 | $13.5M | $2.7M |
| Q4 25 | $35.2M | $-1.9M | ||
| Q3 25 | $2.7M | $-10.4M | ||
| Q2 25 | $5.5M | $-7.7M | ||
| Q1 25 | $10.4M | $1.3M | ||
| Q4 24 | $31.9M | $-3.4M | ||
| Q3 24 | $5.6M | $-5.4M | ||
| Q2 24 | $2.9M | $-6.5M | ||
| Q1 24 | $13.4M | $1.0M |
| Q4 25 | 119.0% | -8.7% | ||
| Q3 25 | 9.4% | -46.2% | ||
| Q2 25 | 20.1% | -33.0% | ||
| Q1 25 | 39.2% | 4.7% | ||
| Q4 24 | 121.6% | -11.4% | ||
| Q3 24 | 22.3% | -18.4% | ||
| Q2 24 | 11.8% | -22.1% | ||
| Q1 24 | 51.5% | 3.3% |
| Q4 25 | 4.4% | 7.4% | ||
| Q3 25 | 0.5% | 9.3% | ||
| Q2 25 | 1.8% | 6.4% | ||
| Q1 25 | 2.2% | 7.2% | ||
| Q4 24 | 5.0% | 6.8% | ||
| Q3 24 | 2.5% | 8.3% | ||
| Q2 24 | 0.5% | 9.4% | ||
| Q1 24 | 0.4% | 5.3% |
| Q4 25 | 3.49× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.16× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.57× | — | ||
| Q1 24 | 1.92× | 0.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CZFS
暂无分部数据
NOTE
| Subscription | $21.2M | 95% |
| Advisory Advertising And Other | $1.0M | 5% |
