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CITIZENS FINANCIAL SERVICES INC（CZFS）与花花公子（PLBY）财务数据对比。点击上方公司名可切换其他公司
花花公子的季度营收约是CITIZENS FINANCIAL SERVICES INC的1.2倍（$34.9M vs $29.6M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs 10.3%，领先25.1%），CITIZENS FINANCIAL SERVICES INC同比增速更快（13.0% vs 4.2%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $1.1M），过去两年花花公子的营收复合增速更高（11.0% vs 6.9%）
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
花花公子集团（Playboy, Inc.）起源于1953年由休·海夫纳联合合伙人在美国芝加哥创立，初始部分资金来自海夫纳母亲提供的1000美元贷款，是美国知名生活方式与娱乐内容品牌，旗下核心《花花公子》杂志同时发行电子版与纸质版。
CZFS vs PLBY — 直观对比
营收规模更大
PLBY
是对方的1.2倍
$29.6M
营收增速更快
CZFS
高出8.7%
4.2%
净利率更高
CZFS
高出25.1%
10.3%
自由现金流更多
CZFS
多$34.1M
$1.1M
两年增速更快
PLBY
近两年复合增速
6.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.6M | $34.9M |
| 净利润 | $10.5M | $3.6M |
| 毛利率 | — | 73.3% |
| 营业利润率 | 44.2% | 7.9% |
| 净利率 | 35.4% | 10.3% |
| 营收同比 | 13.0% | 4.2% |
| 净利润同比 | 31.3% | 128.6% |
| 每股收益（稀释后） | $2.17 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CZFSPLBY
| Q4 25 | $29.6M | $34.9M | ||
| Q3 25 | $29.0M | $29.0M | ||
| Q2 25 | $27.3M | $28.1M | ||
| Q1 25 | $26.4M | $28.9M | ||
| Q4 24 | $26.2M | $33.5M | ||
| Q3 24 | $25.1M | $29.4M | ||
| Q2 24 | $24.6M | $24.9M | ||
| Q1 24 | $25.9M | $28.3M |
净利润CZFSPLBY
| Q4 25 | $10.5M | $3.6M | ||
| Q3 25 | $10.0M | $460.0K | ||
| Q2 25 | $8.5M | $-7.7M | ||
| Q1 25 | $7.6M | $-9.0M | ||
| Q4 24 | $8.0M | $-12.5M | ||
| Q3 24 | $7.5M | $-33.8M | ||
| Q2 24 | $5.3M | $-16.7M | ||
| Q1 24 | $7.0M | $-16.4M |
毛利率CZFSPLBY
| Q4 25 | — | 73.3% | ||
| Q3 25 | — | 76.0% | ||
| Q2 25 | — | 65.4% | ||
| Q1 25 | — | 68.6% | ||
| Q4 24 | — | 70.8% | ||
| Q3 24 | — | 61.0% | ||
| Q2 24 | — | 67.8% | ||
| Q1 24 | — | 55.8% |
营业利润率CZFSPLBY
| Q4 25 | 44.2% | 7.9% | ||
| Q3 25 | 42.6% | 4.7% | ||
| Q2 25 | 38.1% | -20.9% | ||
| Q1 25 | 35.5% | -21.7% | ||
| Q4 24 | 37.2% | -13.3% | ||
| Q3 24 | 36.9% | -96.0% | ||
| Q2 24 | 25.9% | -37.0% | ||
| Q1 24 | 32.8% | -31.5% |
净利率CZFSPLBY
| Q4 25 | 35.4% | 10.3% | ||
| Q3 25 | 34.5% | 1.6% | ||
| Q2 25 | 31.0% | -27.3% | ||
| Q1 25 | 28.8% | -31.3% | ||
| Q4 24 | 30.5% | -37.4% | ||
| Q3 24 | 30.0% | -114.7% | ||
| Q2 24 | 21.4% | -66.9% | ||
| Q1 24 | 27.1% | -58.1% |
每股收益（稀释后）CZFSPLBY
| Q4 25 | $2.17 | $0.05 | ||
| Q3 25 | $2.09 | $0.00 | ||
| Q2 25 | $1.76 | $-0.08 | ||
| Q1 25 | $1.60 | $-0.10 | ||
| Q4 24 | $1.64 | $-0.13 | ||
| Q3 24 | $1.57 | $-0.45 | ||
| Q2 24 | $1.10 | $-0.23 | ||
| Q1 24 | $1.48 | $-0.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $37.8M |
| 总债务越低越好 | — | $174.2M |
| 股东权益账面价值 | $338.1M | $18.4M |
| 总资产 | $3.1B | $292.4M |
| 负债/权益比越低杠杆越低 | — | 9.48× |
8季度趋势，按日历期对齐
现金及短期投资CZFSPLBY
| Q4 25 | $34.3M | $37.8M | ||
| Q3 25 | $31.1M | $27.5M | ||
| Q2 25 | $49.5M | $19.6M | ||
| Q1 25 | $36.8M | $23.7M | ||
| Q4 24 | $42.2M | $30.9M | ||
| Q3 24 | $36.8M | $9.5M | ||
| Q2 24 | $38.4M | $16.9M | ||
| Q1 24 | $29.6M | $19.0M |
总债务CZFSPLBY
| Q4 25 | — | $174.2M | ||
| Q3 25 | — | $176.8M | ||
| Q2 25 | — | $177.5M | ||
| Q1 25 | — | $176.3M | ||
| Q4 24 | — | $176.6M | ||
| Q3 24 | — | $200.0M | ||
| Q2 24 | — | $196.3M | ||
| Q1 24 | — | $193.4M |
股东权益CZFSPLBY
| Q4 25 | $338.1M | $18.4M | ||
| Q3 25 | $327.7M | $3.8M | ||
| Q2 25 | $313.7M | $-17.5M | ||
| Q1 25 | $308.3M | $-11.4M | ||
| Q4 24 | $299.7M | $-7.7M | ||
| Q3 24 | $298.7M | $-15.7M | ||
| Q2 24 | $286.5M | $15.7M | ||
| Q1 24 | $282.7M | $29.5M |
总资产CZFSPLBY
| Q4 25 | $3.1B | $292.4M | ||
| Q3 25 | $3.1B | $278.3M | ||
| Q2 25 | $3.0B | $264.1M | ||
| Q1 25 | $3.0B | $270.6M | ||
| Q4 24 | $3.0B | $284.7M | ||
| Q3 24 | $3.0B | $271.5M | ||
| Q2 24 | $2.9B | $301.8M | ||
| Q1 24 | $2.9B | $309.1M |
负债/权益比CZFSPLBY
| Q4 25 | — | 9.48× | ||
| Q3 25 | — | 46.86× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 12.51× | ||
| Q1 24 | — | 6.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $1.4M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $1.1M |
| 自由现金流率自由现金流/营收 | 119.0% | 3.2% |
| 资本支出强度资本支出/营收 | 4.4% | 0.8% |
| 现金转化率经营现金流/净利润 | 3.49× | 0.39× |
| 过去12个月自由现金流最近4个季度 | $53.8M | $-1.0M |
8季度趋势，按日历期对齐
经营现金流CZFSPLBY
| Q4 25 | $36.5M | $1.4M | ||
| Q3 25 | $2.9M | $10.1M | ||
| Q2 25 | $6.0M | $-3.9M | ||
| Q1 25 | $10.9M | $-7.6M | ||
| Q4 24 | $33.2M | $161.0K | ||
| Q3 24 | $6.2M | $-6.5M | ||
| Q2 24 | $3.0M | $-3.0M | ||
| Q1 24 | $13.5M | $-9.8M |
自由现金流CZFSPLBY
| Q4 25 | $35.2M | $1.1M | ||
| Q3 25 | $2.7M | $9.8M | ||
| Q2 25 | $5.5M | $-4.3M | ||
| Q1 25 | $10.4M | $-7.7M | ||
| Q4 24 | $31.9M | $-401.0K | ||
| Q3 24 | $5.6M | $-7.0M | ||
| Q2 24 | $2.9M | $-3.7M | ||
| Q1 24 | $13.4M | $-10.3M |
自由现金流率CZFSPLBY
| Q4 25 | 119.0% | 3.2% | ||
| Q3 25 | 9.4% | 33.8% | ||
| Q2 25 | 20.1% | -15.2% | ||
| Q1 25 | 39.2% | -26.5% | ||
| Q4 24 | 121.6% | -1.2% | ||
| Q3 24 | 22.3% | -23.7% | ||
| Q2 24 | 11.8% | -14.8% | ||
| Q1 24 | 51.5% | -36.5% |
资本支出强度CZFSPLBY
| Q4 25 | 4.4% | 0.8% | ||
| Q3 25 | 0.5% | 1.1% | ||
| Q2 25 | 1.8% | 1.4% | ||
| Q1 25 | 2.2% | 0.1% | ||
| Q4 24 | 5.0% | 1.7% | ||
| Q3 24 | 2.5% | 1.5% | ||
| Q2 24 | 0.5% | 2.6% | ||
| Q1 24 | 0.4% | 2.1% |
现金转化率CZFSPLBY
| Q4 25 | 3.49× | 0.39× | ||
| Q3 25 | 0.29× | 22.02× | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.16× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.57× | — | ||
| Q1 24 | 1.92× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CZFS
暂无分部数据
PLBY
| Transferred At Point In Time | $22.2M | 64% |
| Trademark Licensing | $6.5M | 19% |
| Related Party | $5.0M | 14% |
| Other | $1.1M | 3% |
