vs
CITIZENS FINANCIAL SERVICES INC（CZFS）与Simulations Plus, Inc.（SLP）财务数据对比。点击上方公司名可切换其他公司
CITIZENS FINANCIAL SERVICES INC的季度营收约是Simulations Plus, Inc.的1.6倍（$29.6M vs $18.4M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs 3.7%，领先31.7%），CITIZENS FINANCIAL SERVICES INC同比增速更快（13.0% vs -2.7%），过去两年CITIZENS FINANCIAL SERVICES INC的营收复合增速更高（6.9% vs 0.3%）
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
Simulations Plus公司为医药生物、化工、化妆品、食品原料及除草剂领域开发ADMET（吸收、分布、代谢、排泄和毒性）建模仿真软件，并于2014年9月收购了提供临床试验数据分析及咨询服务的Cognigen公司，助力相关行业研发工作开展。
CZFS vs SLP — 直观对比
营收规模更大
CZFS
是对方的1.6倍
$18.4M
营收增速更快
CZFS
高出15.6%
-2.7%
净利率更高
CZFS
高出31.7%
3.7%
两年增速更快
CZFS
近两年复合增速
0.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $29.6M | $18.4M |
| 净利润 | $10.5M | $676.0K |
| 毛利率 | — | 59.1% |
| 营业利润率 | 44.2% | 3.9% |
| 净利率 | 35.4% | 3.7% |
| 营收同比 | 13.0% | -2.7% |
| 净利润同比 | 31.3% | 228.2% |
| 每股收益（稀释后） | $2.17 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CZFSSLP
| Q4 25 | $29.6M | $18.4M | ||
| Q3 25 | $29.0M | $17.5M | ||
| Q2 25 | $27.3M | $20.4M | ||
| Q1 25 | $26.4M | $22.4M | ||
| Q4 24 | $26.2M | $18.9M | ||
| Q3 24 | $25.1M | $18.7M | ||
| Q2 24 | $24.6M | $18.5M | ||
| Q1 24 | $25.9M | $18.3M |
净利润CZFSSLP
| Q4 25 | $10.5M | $676.0K | ||
| Q3 25 | $10.0M | $-681.0K | ||
| Q2 25 | $8.5M | $-67.3M | ||
| Q1 25 | $7.6M | $3.1M | ||
| Q4 24 | $8.0M | $206.0K | ||
| Q3 24 | $7.5M | $843.0K | ||
| Q2 24 | $5.3M | $3.1M | ||
| Q1 24 | $7.0M | $4.0M |
毛利率CZFSSLP
| Q4 25 | — | 59.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 64.0% | ||
| Q1 25 | — | 58.5% | ||
| Q4 24 | — | 54.0% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 71.5% | ||
| Q1 24 | — | 72.2% |
营业利润率CZFSSLP
| Q4 25 | 44.2% | 3.9% | ||
| Q3 25 | 42.6% | 3.8% | ||
| Q2 25 | 38.1% | -364.5% | ||
| Q1 25 | 35.5% | 12.1% | ||
| Q4 24 | 37.2% | 0.7% | ||
| Q3 24 | 36.9% | -6.2% | ||
| Q2 24 | 25.9% | 10.1% | ||
| Q1 24 | 32.8% | 24.3% |
净利率CZFSSLP
| Q4 25 | 35.4% | 3.7% | ||
| Q3 25 | 34.5% | -3.9% | ||
| Q2 25 | 31.0% | -330.6% | ||
| Q1 25 | 28.8% | 13.7% | ||
| Q4 24 | 30.5% | 1.1% | ||
| Q3 24 | 30.0% | 4.5% | ||
| Q2 24 | 21.4% | 16.9% | ||
| Q1 24 | 27.1% | 22.0% |
每股收益（稀释后）CZFSSLP
| Q4 25 | $2.17 | $0.03 | ||
| Q3 25 | $2.09 | $-0.03 | ||
| Q2 25 | $1.76 | $-3.35 | ||
| Q1 25 | $1.60 | $0.15 | ||
| Q4 24 | $1.64 | $0.01 | ||
| Q3 24 | $1.57 | $0.04 | ||
| Q2 24 | $1.10 | $0.15 | ||
| Q1 24 | $1.48 | $0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $35.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.1M | $127.1M |
| 总资产 | $3.1B | $137.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CZFSSLP
| Q4 25 | $34.3M | $35.7M | ||
| Q3 25 | $31.1M | $32.4M | ||
| Q2 25 | $49.5M | $28.4M | ||
| Q1 25 | $36.8M | $21.4M | ||
| Q4 24 | $42.2M | $18.2M | ||
| Q3 24 | $36.8M | $20.3M | ||
| Q2 24 | $38.4M | $119.0M | ||
| Q1 24 | $29.6M | $108.5M |
股东权益CZFSSLP
| Q4 25 | $338.1M | $127.1M | ||
| Q3 25 | $327.7M | $124.8M | ||
| Q2 25 | $313.7M | $123.8M | ||
| Q1 25 | $308.3M | $189.5M | ||
| Q4 24 | $299.7M | $184.7M | ||
| Q3 24 | $298.7M | $182.4M | ||
| Q2 24 | $286.5M | $180.9M | ||
| Q1 24 | $282.7M | $177.0M |
总资产CZFSSLP
| Q4 25 | $3.1B | $137.8M | ||
| Q3 25 | $3.1B | $131.9M | ||
| Q2 25 | $3.0B | $134.4M | ||
| Q1 25 | $3.0B | $201.4M | ||
| Q4 24 | $3.0B | $196.9M | ||
| Q3 24 | $3.0B | $196.6M | ||
| Q2 24 | $2.9B | $192.7M | ||
| Q1 24 | $2.9B | $194.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $4.2M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | — |
| 自由现金流率自由现金流/营收 | 119.0% | — |
| 资本支出强度资本支出/营收 | 4.4% | 0.0% |
| 现金转化率经营现金流/净利润 | 3.49× | 6.26× |
| 过去12个月自由现金流最近4个季度 | $53.8M | — |
8季度趋势，按日历期对齐
经营现金流CZFSSLP
| Q4 25 | $36.5M | $4.2M | ||
| Q3 25 | $2.9M | $5.6M | ||
| Q2 25 | $6.0M | $8.1M | ||
| Q1 25 | $10.9M | $5.7M | ||
| Q4 24 | $33.2M | $-1.3M | ||
| Q3 24 | $6.2M | $1.7M | ||
| Q2 24 | $3.0M | $5.7M | ||
| Q1 24 | $13.5M | $5.8M |
自由现金流CZFSSLP
| Q4 25 | $35.2M | — | ||
| Q3 25 | $2.7M | $5.3M | ||
| Q2 25 | $5.5M | $7.8M | ||
| Q1 25 | $10.4M | $5.6M | ||
| Q4 24 | $31.9M | $-1.4M | ||
| Q3 24 | $5.6M | $1.6M | ||
| Q2 24 | $2.9M | $5.6M | ||
| Q1 24 | $13.4M | $5.4M |
自由现金流率CZFSSLP
| Q4 25 | 119.0% | — | ||
| Q3 25 | 9.4% | 30.5% | ||
| Q2 25 | 20.1% | 38.5% | ||
| Q1 25 | 39.2% | 25.0% | ||
| Q4 24 | 121.6% | -7.2% | ||
| Q3 24 | 22.3% | 8.8% | ||
| Q2 24 | 11.8% | 30.0% | ||
| Q1 24 | 51.5% | 29.4% |
资本支出强度CZFSSLP
| Q4 25 | 4.4% | 0.0% | ||
| Q3 25 | 0.5% | 1.5% | ||
| Q2 25 | 1.8% | 1.5% | ||
| Q1 25 | 2.2% | 0.3% | ||
| Q4 24 | 5.0% | 0.5% | ||
| Q3 24 | 2.5% | 0.1% | ||
| Q2 24 | 0.5% | 0.6% | ||
| Q1 24 | 0.4% | 2.4% |
现金转化率CZFSSLP
| Q4 25 | 3.49× | 6.26× | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 1.44× | 1.84× | ||
| Q4 24 | 4.16× | -6.18× | ||
| Q3 24 | 0.83× | 1.97× | ||
| Q2 24 | 0.57× | 1.81× | ||
| Q1 24 | 1.92× | 1.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CZFS
暂无分部数据
SLP
| Services Segment | $9.5M | 52% |
| Development | $7.2M | 39% |
| Discovery | $1.3M | 7% |
