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CITIZENS FINANCIAL SERVICES INC（CZFS）与TELOS CORP（TLS）财务数据对比。点击上方公司名可切换其他公司
TELOS CORP的季度营收约是CITIZENS FINANCIAL SERVICES INC的1.6倍（$46.8M vs $29.6M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs -34.9%，领先70.3%），TELOS CORP同比增速更快（77.4% vs 13.0%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $8.0M），过去两年TELOS CORP的营收复合增速更高（25.7% vs 6.9%）
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
泰洛斯公司（Telos Corporation）是一家信息技术与网络安全企业，总部位于美国弗吉尼亚州阿什本。公司主要服务对象为政府与企业客户，业务合同大部分来自美国国防部，核心客户涵盖美国军方、情报机构、民政部门以及北约盟友机构。
CZFS vs TLS — 直观对比
营收规模更大
TLS
是对方的1.6倍
$29.6M
营收增速更快
TLS
高出64.4%
13.0%
净利率更高
CZFS
高出70.3%
-34.9%
自由现金流更多
CZFS
多$27.3M
$8.0M
两年增速更快
TLS
近两年复合增速
6.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.6M | $46.8M |
| 净利润 | $10.5M | $-16.3M |
| 毛利率 | — | 35.0% |
| 营业利润率 | 44.2% | -39.6% |
| 净利率 | 35.4% | -34.9% |
| 营收同比 | 13.0% | 77.4% |
| 净利润同比 | 31.3% | -74.8% |
| 每股收益（稀释后） | $2.17 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CZFSTLS
| Q4 25 | $29.6M | $46.8M | ||
| Q3 25 | $29.0M | $51.4M | ||
| Q2 25 | $27.3M | $36.0M | ||
| Q1 25 | $26.4M | $30.6M | ||
| Q4 24 | $26.2M | $26.4M | ||
| Q3 24 | $25.1M | $23.8M | ||
| Q2 24 | $24.6M | $28.5M | ||
| Q1 24 | $25.9M | $29.6M |
净利润CZFSTLS
| Q4 25 | $10.5M | $-16.3M | ||
| Q3 25 | $10.0M | $-2.1M | ||
| Q2 25 | $8.5M | $-9.5M | ||
| Q1 25 | $7.6M | $-8.6M | ||
| Q4 24 | $8.0M | $-9.3M | ||
| Q3 24 | $7.5M | $-28.1M | ||
| Q2 24 | $5.3M | $-7.8M | ||
| Q1 24 | $7.0M | $-7.4M |
毛利率CZFSTLS
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 33.2% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 40.3% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 37.0% |
营业利润率CZFSTLS
| Q4 25 | 44.2% | -39.6% | ||
| Q3 25 | 42.6% | -4.8% | ||
| Q2 25 | 38.1% | -27.5% | ||
| Q1 25 | 35.5% | -29.5% | ||
| Q4 24 | 37.2% | -37.6% | ||
| Q3 24 | 36.9% | -121.4% | ||
| Q2 24 | 25.9% | -30.3% | ||
| Q1 24 | 32.8% | -28.5% |
净利率CZFSTLS
| Q4 25 | 35.4% | -34.9% | ||
| Q3 25 | 34.5% | -4.1% | ||
| Q2 25 | 31.0% | -26.5% | ||
| Q1 25 | 28.8% | -28.1% | ||
| Q4 24 | 30.5% | -35.4% | ||
| Q3 24 | 30.0% | -118.0% | ||
| Q2 24 | 21.4% | -27.2% | ||
| Q1 24 | 27.1% | -24.9% |
每股收益（稀释后）CZFSTLS
| Q4 25 | $2.17 | $-0.22 | ||
| Q3 25 | $2.09 | $-0.03 | ||
| Q2 25 | $1.76 | $-0.13 | ||
| Q1 25 | $1.60 | $-0.12 | ||
| Q4 24 | $1.64 | $-0.13 | ||
| Q3 24 | $1.57 | $-0.39 | ||
| Q2 24 | $1.10 | $-0.11 | ||
| Q1 24 | $1.48 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $53.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.1M | $96.0M |
| 总资产 | $3.1B | $139.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CZFSTLS
| Q4 25 | $34.3M | $53.2M | ||
| Q3 25 | $31.1M | $59.0M | ||
| Q2 25 | $49.5M | $57.0M | ||
| Q1 25 | $36.8M | $57.8M | ||
| Q4 24 | $42.2M | $54.6M | ||
| Q3 24 | $36.8M | $69.8M | ||
| Q2 24 | $38.4M | $80.1M | ||
| Q1 24 | $29.6M | $93.9M |
股东权益CZFSTLS
| Q4 25 | $338.1M | $96.0M | ||
| Q3 25 | $327.7M | $119.7M | ||
| Q2 25 | $313.7M | $118.4M | ||
| Q1 25 | $308.3M | $126.1M | ||
| Q4 24 | $299.7M | $127.1M | ||
| Q3 24 | $298.7M | $129.5M | ||
| Q2 24 | $286.5M | $149.1M | ||
| Q1 24 | $282.7M | $154.4M |
总资产CZFSTLS
| Q4 25 | $3.1B | $139.9M | ||
| Q3 25 | $3.1B | $164.3M | ||
| Q2 25 | $3.0B | $165.0M | ||
| Q1 25 | $3.0B | $158.1M | ||
| Q4 24 | $3.0B | $158.2M | ||
| Q3 24 | $3.0B | $166.3M | ||
| Q2 24 | $2.9B | $182.4M | ||
| Q1 24 | $2.9B | $195.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $8.0M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $8.0M |
| 自由现金流率自由现金流/营收 | 119.0% | 17.0% |
| 资本支出强度资本支出/营收 | 4.4% | 0.1% |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $53.8M | $29.4M |
8季度趋势，按日历期对齐
经营现金流CZFSTLS
| Q4 25 | $36.5M | $8.0M | ||
| Q3 25 | $2.9M | $9.1M | ||
| Q2 25 | $6.0M | $7.0M | ||
| Q1 25 | $10.9M | $6.1M | ||
| Q4 24 | $33.2M | $-10.5M | ||
| Q3 24 | $6.2M | $-7.1M | ||
| Q2 24 | $3.0M | $-8.0M | ||
| Q1 24 | $13.5M | $-350.0K |
自由现金流CZFSTLS
| Q4 25 | $35.2M | $8.0M | ||
| Q3 25 | $2.7M | $8.7M | ||
| Q2 25 | $5.5M | $6.8M | ||
| Q1 25 | $10.4M | $6.0M | ||
| Q4 24 | $31.9M | $-12.4M | ||
| Q3 24 | $5.6M | $-7.1M | ||
| Q2 24 | $2.9M | $-8.2M | ||
| Q1 24 | $13.4M | $-447.0K |
自由现金流率CZFSTLS
| Q4 25 | 119.0% | 17.0% | ||
| Q3 25 | 9.4% | 16.9% | ||
| Q2 25 | 20.1% | 19.0% | ||
| Q1 25 | 39.2% | 19.5% | ||
| Q4 24 | 121.6% | -47.0% | ||
| Q3 24 | 22.3% | -30.0% | ||
| Q2 24 | 11.8% | -28.9% | ||
| Q1 24 | 51.5% | -1.5% |
资本支出强度CZFSTLS
| Q4 25 | 4.4% | 0.1% | ||
| Q3 25 | 0.5% | 0.9% | ||
| Q2 25 | 1.8% | 0.4% | ||
| Q1 25 | 2.2% | 0.4% | ||
| Q4 24 | 5.0% | 7.1% | ||
| Q3 24 | 2.5% | 0.2% | ||
| Q2 24 | 0.5% | 0.8% | ||
| Q1 24 | 0.4% | 0.3% |
现金转化率CZFSTLS
| Q4 25 | 3.49× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.16× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.57× | — | ||
| Q1 24 | 1.92× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CZFS
暂无分部数据
TLS
| Security Solutions Segment | $44.8M | 96% |
| Secure Networks Segment | $1.9M | 4% |
