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德纳（DAN）与UMB FINANCIAL CORP（UMBF）财务数据对比。点击上方公司名可切换其他公司
德纳的季度营收约是UMB FINANCIAL CORP的1.8倍（$1.3B vs $739.2M），UMB FINANCIAL CORP净利率更高（35.4% vs -3.9%，领先39.2%），UMB FINANCIAL CORP同比增速更快（321.6% vs -44.5%），过去两年UMB FINANCIAL CORP的营收复合增速更高（73.7% vs -31.2%）
德纳（Dana Inc.）是美国知名汽车零部件供应商，创立于1904年，总部位于俄亥俄州莫米。公司为传统燃油车、混合动力车及电动车提供车桥、传动轴，以及电驱动、热管理、密封、数字设备等产品，服务于轻型车、商用车市场，业务遍及33个国家，员工近2.8万人，2022年销售额达102亿美元，位列财富世界500强。
UMB金融集团是总部位于美国密苏里州堪萨斯城的金融服务机构，面向美国全境及爱尔兰的个人、企业与机构客户，提供多元化金融服务，涵盖支票、储蓄等存款产品，住房按揭、车贷、商贷、信用卡等信贷服务，以及投资与财富管理解决方案。
DAN vs UMBF — 直观对比
营收规模更大
DAN
是对方的1.8倍
$739.2M
营收增速更快
UMBF
高出366.1%
-44.5%
净利率更高
UMBF
高出39.2%
-3.9%
两年增速更快
UMBF
近两年复合增速
-31.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $739.2M |
| 净利润 | $-50.0M | $261.4M |
| 毛利率 | 6.0% | — |
| 营业利润率 | -0.2% | — |
| 净利率 | -3.9% | 35.4% |
| 营收同比 | -44.5% | 321.6% |
| 净利润同比 | 37.5% | 221.4% |
| 每股收益（稀释后） | $-0.36 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DANUMBF
| Q1 26 | — | $739.2M | ||
| Q4 25 | $1.3B | $522.5M | ||
| Q3 25 | $1.9B | $475.0M | ||
| Q2 25 | $1.9B | $467.0M | ||
| Q1 25 | $2.4B | $397.6M | ||
| Q4 24 | $2.3B | $269.0M | ||
| Q3 24 | $2.5B | $247.4M | ||
| Q2 24 | $2.7B | $245.1M |
净利润DANUMBF
| Q1 26 | — | $261.4M | ||
| Q4 25 | $-50.0M | $215.4M | ||
| Q3 25 | $83.0M | $188.3M | ||
| Q2 25 | $27.0M | $217.4M | ||
| Q1 25 | $25.0M | $81.3M | ||
| Q4 24 | $-80.0M | $120.0M | ||
| Q3 24 | $4.0M | $109.6M | ||
| Q2 24 | $16.0M | $101.3M |
毛利率DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | 6.0% | — | ||
| Q3 25 | 8.7% | — | ||
| Q2 25 | 7.1% | — | ||
| Q1 25 | 9.4% | — | ||
| Q4 24 | 5.7% | — | ||
| Q3 24 | 9.9% | — | ||
| Q2 24 | 9.3% | — |
营业利润率DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | -0.2% | 51.7% | ||
| Q3 25 | 2.8% | 49.8% | ||
| Q2 25 | 0.8% | 58.9% | ||
| Q1 25 | 3.1% | 23.4% | ||
| Q4 24 | -1.5% | 53.8% | ||
| Q3 24 | 3.6% | 54.8% | ||
| Q2 24 | 3.8% | 51.8% |
净利率DANUMBF
| Q1 26 | — | 35.4% | ||
| Q4 25 | -3.9% | 41.2% | ||
| Q3 25 | 4.3% | 39.6% | ||
| Q2 25 | 1.4% | 46.5% | ||
| Q1 25 | 1.1% | 20.5% | ||
| Q4 24 | -3.4% | 44.6% | ||
| Q3 24 | 0.2% | 44.3% | ||
| Q2 24 | 0.6% | 41.3% |
每股收益（稀释后）DANUMBF
| Q1 26 | — | $3.35 | ||
| Q4 25 | $-0.36 | $2.90 | ||
| Q3 25 | $0.64 | $2.36 | ||
| Q2 25 | $0.19 | $2.82 | ||
| Q1 25 | $0.17 | $1.21 | ||
| Q4 24 | $-0.55 | $2.44 | ||
| Q3 24 | $0.03 | $2.23 | ||
| Q2 24 | $0.11 | $2.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $469.0M | — |
| 总债务越低越好 | $2.6B | $477.2M |
| 股东权益账面价值 | $840.0M | $7.8B |
| 总资产 | $7.8B | $72.7B |
| 负债/权益比越低杠杆越低 | 3.05× | 0.06× |
8季度趋势，按日历期对齐
现金及短期投资DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | $469.0M | $7.8B | ||
| Q3 25 | $414.0M | $8.8B | ||
| Q2 25 | $486.0M | $11.0B | ||
| Q1 25 | $507.0M | $10.6B | ||
| Q4 24 | $494.0M | $8.4B | ||
| Q3 24 | $419.0M | $7.3B | ||
| Q2 24 | $419.0M | $5.0B |
总债务DANUMBF
| Q1 26 | — | $477.2M | ||
| Q4 25 | $2.6B | $474.2M | ||
| Q3 25 | $2.6B | $471.3M | ||
| Q2 25 | $2.6B | $657.3M | ||
| Q1 25 | $2.4B | $654.4M | ||
| Q4 24 | $2.4B | $385.3M | ||
| Q3 24 | $2.4B | $384.8M | ||
| Q2 24 | $2.4B | $384.2M |
股东权益DANUMBF
| Q1 26 | — | $7.8B | ||
| Q4 25 | $840.0M | $7.7B | ||
| Q3 25 | $1.1B | $7.4B | ||
| Q2 25 | $1.2B | $7.3B | ||
| Q1 25 | $1.4B | $6.7B | ||
| Q4 24 | $1.3B | $3.5B | ||
| Q3 24 | $1.5B | $3.5B | ||
| Q2 24 | $1.5B | $3.2B |
总资产DANUMBF
| Q1 26 | — | $72.7B | ||
| Q4 25 | $7.8B | $73.1B | ||
| Q3 25 | $8.1B | $71.9B | ||
| Q2 25 | $8.1B | $71.8B | ||
| Q1 25 | $7.8B | $69.3B | ||
| Q4 24 | $7.5B | $50.4B | ||
| Q3 24 | $7.9B | $47.5B | ||
| Q2 24 | $7.8B | $44.5B |
负债/权益比DANUMBF
| Q1 26 | — | 0.06× | ||
| Q4 25 | 3.05× | 0.06× | ||
| Q3 25 | 2.35× | 0.06× | ||
| Q2 25 | 2.13× | 0.09× | ||
| Q1 25 | 1.76× | 0.10× | ||
| Q4 24 | 1.79× | 0.11× | ||
| Q3 24 | 1.65× | 0.11× | ||
| Q2 24 | 1.62× | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $406.0M | — |
| 自由现金流经营现金流 - 资本支出 | $345.0M | — |
| 自由现金流率自由现金流/营收 | 26.6% | — |
| 资本支出强度资本支出/营收 | 4.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $298.0M | — |
8季度趋势，按日历期对齐
经营现金流DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | $406.0M | $106.1M | ||
| Q3 25 | $111.0M | $272.2M | ||
| Q2 25 | $32.0M | $285.4M | ||
| Q1 25 | $-37.0M | $363.0M | ||
| Q4 24 | $302.0M | $-66.9M | ||
| Q3 24 | $35.0M | $123.6M | ||
| Q2 24 | $215.0M | $112.4M |
自由现金流DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | $345.0M | $95.3M | ||
| Q3 25 | $62.0M | $257.8M | ||
| Q2 25 | $3.0M | $270.8M | ||
| Q1 25 | $-112.0M | $354.2M | ||
| Q4 24 | $149.0M | $-77.1M | ||
| Q3 24 | $-11.0M | $117.7M | ||
| Q2 24 | $104.0M | $106.7M |
自由现金流率DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | 26.6% | 18.2% | ||
| Q3 25 | 3.2% | 54.3% | ||
| Q2 25 | 0.2% | 58.0% | ||
| Q1 25 | -4.8% | 89.1% | ||
| Q4 24 | 6.4% | -28.6% | ||
| Q3 24 | -0.4% | 47.6% | ||
| Q2 24 | 3.8% | 43.5% |
资本支出强度DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | 2.1% | ||
| Q3 25 | 2.6% | 3.0% | ||
| Q2 25 | 1.5% | 3.1% | ||
| Q1 25 | 3.2% | 2.2% | ||
| Q4 24 | 6.6% | 3.8% | ||
| Q3 24 | 1.9% | 2.4% | ||
| Q2 24 | 4.1% | 2.3% |
现金转化率DANUMBF
| Q1 26 | — | — | ||
| Q4 25 | — | 0.49× | ||
| Q3 25 | 1.34× | 1.45× | ||
| Q2 25 | 1.19× | 1.31× | ||
| Q1 25 | -1.48× | 4.46× | ||
| Q4 24 | — | -0.56× | ||
| Q3 24 | 8.75× | 1.13× | ||
| Q2 24 | 13.44× | 1.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAN
| Light Vehicle Segment | $912.0M | 70% |
| Commercial Vehicle Segment | $218.0M | 17% |
| Other | $166.0M | 13% |
UMBF
暂无分部数据
