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Dayforce（DAY）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Dayforce的1.0倍（$501.3M vs $481.6M），FirstCash Holdings, Inc.净利率更高（20.8% vs -40.9%，领先61.6%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 9.5%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
DAY vs FCFS — 直观对比
营收规模更大
FCFS
是对方的1.0倍
$481.6M
营收增速更快
FCFS
高出11.7%
9.5%
净利率更高
FCFS
高出61.6%
-40.9%
两年增速更快
FCFS
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $501.3M |
| 净利润 | $-196.8M | $104.2M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 28.5% |
| 净利率 | -40.9% | 20.8% |
| 营收同比 | 9.5% | 21.2% |
| 净利润同比 | -9940.0% | 24.7% |
| 每股收益（稀释后） | $-1.23 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYFCFS
| Q4 25 | — | $501.3M | ||
| Q3 25 | $481.6M | $411.0M | ||
| Q2 25 | $464.7M | $385.1M | ||
| Q1 25 | $481.8M | $371.1M | ||
| Q4 24 | $465.2M | $413.7M | ||
| Q3 24 | $440.0M | $363.1M | ||
| Q2 24 | $423.3M | $363.5M | ||
| Q1 24 | $431.5M | $366.8M |
净利润DAYFCFS
| Q4 25 | — | $104.2M | ||
| Q3 25 | $-196.8M | $82.8M | ||
| Q2 25 | $21.3M | $59.8M | ||
| Q1 25 | $14.9M | $83.6M | ||
| Q4 24 | $10.8M | $83.5M | ||
| Q3 24 | $2.0M | $64.8M | ||
| Q2 24 | $-1.8M | $49.1M | ||
| Q1 24 | $7.1M | $61.4M |
毛利率DAYFCFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
营业利润率DAYFCFS
| Q4 25 | — | 28.5% | ||
| Q3 25 | 6.3% | 27.4% | ||
| Q2 25 | 9.1% | 21.1% | ||
| Q1 25 | 6.4% | 30.0% | ||
| Q4 24 | 6.1% | 26.5% | ||
| Q3 24 | 4.7% | 23.5% | ||
| Q2 24 | 3.3% | 18.2% | ||
| Q1 24 | 9.4% | 22.3% |
净利率DAYFCFS
| Q4 25 | — | 20.8% | ||
| Q3 25 | -40.9% | 20.1% | ||
| Q2 25 | 4.6% | 15.5% | ||
| Q1 25 | 3.1% | 22.5% | ||
| Q4 24 | 2.3% | 20.2% | ||
| Q3 24 | 0.5% | 17.9% | ||
| Q2 24 | -0.4% | 13.5% | ||
| Q1 24 | 1.6% | 16.7% |
每股收益（稀释后）DAYFCFS
| Q4 25 | — | $2.35 | ||
| Q3 25 | $-1.23 | $1.86 | ||
| Q2 25 | $0.13 | $1.34 | ||
| Q1 25 | $0.09 | $1.87 | ||
| Q4 24 | $0.07 | $1.86 | ||
| Q3 24 | $0.01 | $1.44 | ||
| Q2 24 | $-0.01 | $1.08 | ||
| Q1 24 | $0.04 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $125.2M |
| 总债务越低越好 | $631.1M | $2.2B |
| 股东权益账面价值 | $2.7B | $2.3B |
| 总资产 | $8.7B | $5.3B |
| 负债/权益比越低杠杆越低 | 0.23× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资DAYFCFS
| Q4 25 | — | $125.2M | ||
| Q3 25 | $627.6M | $130.2M | ||
| Q2 25 | $625.2M | $101.5M | ||
| Q1 25 | $557.3M | $146.0M | ||
| Q4 24 | $579.7M | $175.1M | ||
| Q3 24 | $494.1M | $106.3M | ||
| Q2 24 | $465.4M | $113.7M | ||
| Q1 24 | $392.5M | $135.1M |
总债务DAYFCFS
| Q4 25 | — | $2.2B | ||
| Q3 25 | $631.1M | $2.2B | ||
| Q2 25 | $631.8M | $1.7B | ||
| Q1 25 | $632.4M | $1.7B | ||
| Q4 24 | $1.2B | $1.7B | ||
| Q3 24 | $1.2B | $1.7B | ||
| Q2 24 | $1.2B | $1.7B | ||
| Q1 24 | $1.2B | $1.5B |
股东权益DAYFCFS
| Q4 25 | — | $2.3B | ||
| Q3 25 | $2.7B | $2.2B | ||
| Q2 25 | $2.7B | $2.1B | ||
| Q1 25 | $2.6B | $2.1B | ||
| Q4 24 | $2.5B | $2.1B | ||
| Q3 24 | $2.6B | $2.0B | ||
| Q2 24 | $2.5B | $2.0B | ||
| Q1 24 | $2.4B | $2.0B |
总资产DAYFCFS
| Q4 25 | — | $5.3B | ||
| Q3 25 | $8.7B | $5.2B | ||
| Q2 25 | $8.5B | $4.5B | ||
| Q1 25 | $9.5B | $4.4B | ||
| Q4 24 | $9.1B | $4.5B | ||
| Q3 24 | $8.1B | $4.4B | ||
| Q2 24 | $9.0B | $4.3B | ||
| Q1 24 | $10.8B | $4.2B |
负债/权益比DAYFCFS
| Q4 25 | — | 0.98× | ||
| Q3 25 | 0.23× | 1.01× | ||
| Q2 25 | 0.23× | 0.79× | ||
| Q1 25 | 0.24× | 0.83× | ||
| Q4 24 | 0.47× | 0.85× | ||
| Q3 24 | 0.47× | 0.87× | ||
| Q2 24 | 0.49× | 0.85× | ||
| Q1 24 | 0.50× | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYFCFS
| Q4 25 | — | $206.6M | ||
| Q3 25 | $31.2M | $135.8M | ||
| Q2 25 | $112.7M | $116.9M | ||
| Q1 25 | $49.6M | $126.6M | ||
| Q4 24 | $81.0M | $198.1M | ||
| Q3 24 | $91.8M | $113.1M | ||
| Q2 24 | $99.2M | $106.2M | ||
| Q1 24 | $9.1M | $122.5M |
现金转化率DAYFCFS
| Q4 25 | — | 1.98× | ||
| Q3 25 | — | 1.64× | ||
| Q2 25 | 5.29× | 1.95× | ||
| Q1 25 | 3.33× | 1.51× | ||
| Q4 24 | 7.50× | 2.37× | ||
| Q3 24 | 45.90× | 1.74× | ||
| Q2 24 | — | 2.16× | ||
| Q1 24 | 1.28× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
