vs
Dayforce（DAY）与FNB CORP（FNB）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是FNB CORP的1.3倍（$481.6M vs $366.0M），FNB CORP净利率更高（45.9% vs -40.9%，领先86.8%），FNB CORP同比增速更快（13.7% vs 9.5%），过去两年Dayforce的营收复合增速更高（9.8% vs 7.1%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
DAY vs FNB — 直观对比
营收规模更大
DAY
是对方的1.3倍
$366.0M
营收增速更快
FNB
高出4.2%
9.5%
净利率更高
FNB
高出86.8%
-40.9%
两年增速更快
DAY
近两年复合增速
7.1%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $366.0M |
| 净利润 | $-196.8M | $168.0M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 45.1% |
| 净利率 | -40.9% | 45.9% |
| 营收同比 | 9.5% | 13.7% |
| 净利润同比 | -9940.0% | 52.7% |
| 每股收益（稀释后） | $-1.23 | $0.47 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYFNB
| Q4 25 | — | $366.0M | ||
| Q3 25 | $481.6M | $359.0M | ||
| Q2 25 | $464.7M | $348.0M | ||
| Q1 25 | $481.8M | $323.0M | ||
| Q4 24 | $465.2M | $322.0M | ||
| Q3 24 | $440.0M | $323.0M | ||
| Q2 24 | $423.3M | $316.0M | ||
| Q1 24 | $431.5M | $319.0M |
净利润DAYFNB
| Q4 25 | — | $168.0M | ||
| Q3 25 | $-196.8M | $150.0M | ||
| Q2 25 | $21.3M | $130.0M | ||
| Q1 25 | $14.9M | $117.0M | ||
| Q4 24 | $10.8M | $110.0M | ||
| Q3 24 | $2.0M | $110.0M | ||
| Q2 24 | $-1.8M | $123.0M | ||
| Q1 24 | $7.1M | $122.0M |
毛利率DAYFNB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
营业利润率DAYFNB
| Q4 25 | — | 45.1% | ||
| Q3 25 | 6.3% | 52.9% | ||
| Q2 25 | 9.1% | 47.7% | ||
| Q1 25 | 6.4% | 45.8% | ||
| Q4 24 | 6.1% | 31.7% | ||
| Q3 24 | 4.7% | 43.3% | ||
| Q2 24 | 3.3% | 49.7% | ||
| Q1 24 | 9.4% | 48.9% |
净利率DAYFNB
| Q4 25 | — | 45.9% | ||
| Q3 25 | -40.9% | 41.8% | ||
| Q2 25 | 4.6% | 37.4% | ||
| Q1 25 | 3.1% | 36.2% | ||
| Q4 24 | 2.3% | 34.2% | ||
| Q3 24 | 0.5% | 34.1% | ||
| Q2 24 | -0.4% | 38.9% | ||
| Q1 24 | 1.6% | 38.2% |
每股收益（稀释后）DAYFNB
| Q4 25 | — | $0.47 | ||
| Q3 25 | $-1.23 | $0.41 | ||
| Q2 25 | $0.13 | $0.36 | ||
| Q1 25 | $0.09 | $0.32 | ||
| Q4 24 | $0.07 | $0.31 | ||
| Q3 24 | $0.01 | $0.30 | ||
| Q2 24 | $-0.01 | $0.34 | ||
| Q1 24 | $0.04 | $0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $2.5B |
| 总债务越低越好 | $631.1M | $1.9B |
| 股东权益账面价值 | $2.7B | $6.8B |
| 总资产 | $8.7B | $50.2B |
| 负债/权益比越低杠杆越低 | 0.23× | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资DAYFNB
| Q4 25 | — | $2.5B | ||
| Q3 25 | $627.6M | $2.4B | ||
| Q2 25 | $625.2M | $2.4B | ||
| Q1 25 | $557.3M | $2.4B | ||
| Q4 24 | $579.7M | $2.4B | ||
| Q3 24 | $494.1M | $2.1B | ||
| Q2 24 | $465.4M | $1.9B | ||
| Q1 24 | $392.5M | $1.5B |
总债务DAYFNB
| Q4 25 | — | $1.9B | ||
| Q3 25 | $631.1M | $2.1B | ||
| Q2 25 | $631.8M | $2.7B | ||
| Q1 25 | $632.4M | $2.5B | ||
| Q4 24 | $1.2B | $3.0B | ||
| Q3 24 | $1.2B | $2.5B | ||
| Q2 24 | $1.2B | $2.0B | ||
| Q1 24 | $1.2B | $2.1B |
股东权益DAYFNB
| Q4 25 | — | $6.8B | ||
| Q3 25 | $2.7B | $6.6B | ||
| Q2 25 | $2.7B | $6.5B | ||
| Q1 25 | $2.6B | $6.4B | ||
| Q4 24 | $2.5B | $6.3B | ||
| Q3 24 | $2.6B | $6.2B | ||
| Q2 24 | $2.5B | $6.1B | ||
| Q1 24 | $2.4B | $6.0B |
总资产DAYFNB
| Q4 25 | — | $50.2B | ||
| Q3 25 | $8.7B | $49.9B | ||
| Q2 25 | $8.5B | $49.7B | ||
| Q1 25 | $9.5B | $49.0B | ||
| Q4 24 | $9.1B | $48.6B | ||
| Q3 24 | $8.1B | $48.0B | ||
| Q2 24 | $9.0B | $47.7B | ||
| Q1 24 | $10.8B | $45.9B |
负债/权益比DAYFNB
| Q4 25 | — | 0.28× | ||
| Q3 25 | 0.23× | 0.32× | ||
| Q2 25 | 0.23× | 0.41× | ||
| Q1 25 | 0.24× | 0.39× | ||
| Q4 24 | 0.47× | 0.48× | ||
| Q3 24 | 0.47× | 0.40× | ||
| Q2 24 | 0.49× | 0.33× | ||
| Q1 24 | 0.50× | 0.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $128.0M |
| 自由现金流经营现金流 - 资本支出 | — | $99.0M |
| 自由现金流率自由现金流/营收 | — | 27.0% |
| 资本支出强度资本支出/营收 | — | 7.9% |
| 现金转化率经营现金流/净利润 | — | 0.76× |
| 过去12个月自由现金流最近4个季度 | — | $376.0M |
8季度趋势，按日历期对齐
经营现金流DAYFNB
| Q4 25 | — | $128.0M | ||
| Q3 25 | $31.2M | $167.0M | ||
| Q2 25 | $112.7M | $123.0M | ||
| Q1 25 | $49.6M | $64.0M | ||
| Q4 24 | $81.0M | $326.0M | ||
| Q3 24 | $91.8M | $-14.0M | ||
| Q2 24 | $99.2M | $85.0M | ||
| Q1 24 | $9.1M | $245.0M |
自由现金流DAYFNB
| Q4 25 | — | $99.0M | ||
| Q3 25 | — | $149.0M | ||
| Q2 25 | — | $85.0M | ||
| Q1 25 | — | $43.0M | ||
| Q4 24 | — | $278.0M | ||
| Q3 24 | — | $-46.0M | ||
| Q2 24 | — | $55.0M | ||
| Q1 24 | — | $216.0M |
自由现金流率DAYFNB
| Q4 25 | — | 27.0% | ||
| Q3 25 | — | 41.5% | ||
| Q2 25 | — | 24.4% | ||
| Q1 25 | — | 13.3% | ||
| Q4 24 | — | 86.3% | ||
| Q3 24 | — | -14.2% | ||
| Q2 24 | — | 17.4% | ||
| Q1 24 | — | 67.7% |
资本支出强度DAYFNB
| Q4 25 | — | 7.9% | ||
| Q3 25 | — | 5.0% | ||
| Q2 25 | — | 10.9% | ||
| Q1 25 | — | 6.5% | ||
| Q4 24 | — | 14.9% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 9.5% | ||
| Q1 24 | — | 9.1% |
现金转化率DAYFNB
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 1.11× | ||
| Q2 25 | 5.29× | 0.95× | ||
| Q1 25 | 3.33× | 0.55× | ||
| Q4 24 | 7.50× | 2.96× | ||
| Q3 24 | 45.90× | -0.13× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | 1.28× | 2.01× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
FNB
暂无分部数据
