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Dayforce（DAY）与Fidelity National Financial, Inc.（FNF）财务数据对比。点击上方公司名可切换其他公司
Fidelity National Financial, Inc.的季度营收约是Dayforce的1.1倍（$544.0M vs $481.6M），Fidelity National Financial, Inc.净利率更高（-21.5% vs -40.9%，领先19.4%），Fidelity National Financial, Inc.同比增速更快（10.3% vs 9.5%），过去两年Fidelity National Financial, Inc.的营收复合增速更高（13.7% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
富达国民金融是美国财富500强企业，主要面向房地产与抵押贷款行业提供产权保险及交割服务，2019年其产权及房地产业务相关年度营收约为84.69亿美元，是全球领先的产权保险服务供应商。
DAY vs FNF — 直观对比
营收规模更大
FNF
是对方的1.1倍
$481.6M
营收增速更快
FNF
高出0.9%
9.5%
净利率更高
FNF
高出19.4%
-40.9%
两年增速更快
FNF
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $544.0M |
| 净利润 | $-196.8M | $-117.0M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 82.9% |
| 净利率 | -40.9% | -21.5% |
| 营收同比 | 9.5% | 10.3% |
| 净利润同比 | -9940.0% | -126.0% |
| 每股收益（稀释后） | $-1.23 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYFNF
| Q4 25 | — | $544.0M | ||
| Q3 25 | $481.6M | $553.0M | ||
| Q2 25 | $464.7M | $547.0M | ||
| Q1 25 | $481.8M | $455.0M | ||
| Q4 24 | $465.2M | $493.0M | ||
| Q3 24 | $440.0M | $506.0M | ||
| Q2 24 | $423.3M | $504.0M | ||
| Q1 24 | $431.5M | $421.0M |
净利润DAYFNF
| Q4 25 | — | $-117.0M | ||
| Q3 25 | $-196.8M | $358.0M | ||
| Q2 25 | $21.3M | $278.0M | ||
| Q1 25 | $14.9M | $83.0M | ||
| Q4 24 | $10.8M | $450.0M | ||
| Q3 24 | $2.0M | $266.0M | ||
| Q2 24 | $-1.8M | $306.0M | ||
| Q1 24 | $7.1M | $248.0M |
毛利率DAYFNF
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
营业利润率DAYFNF
| Q4 25 | — | 82.9% | ||
| Q3 25 | 6.3% | 81.9% | ||
| Q2 25 | 9.1% | 69.8% | ||
| Q1 25 | 6.4% | 24.4% | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 4.7% | 61.9% | ||
| Q2 24 | 3.3% | 90.9% | ||
| Q1 24 | 9.4% | 78.6% |
净利率DAYFNF
| Q4 25 | — | -21.5% | ||
| Q3 25 | -40.9% | 64.7% | ||
| Q2 25 | 4.6% | 50.8% | ||
| Q1 25 | 3.1% | 18.2% | ||
| Q4 24 | 2.3% | 91.3% | ||
| Q3 24 | 0.5% | 52.6% | ||
| Q2 24 | -0.4% | 60.7% | ||
| Q1 24 | 1.6% | 58.9% |
每股收益（稀释后）DAYFNF
| Q4 25 | — | $-0.44 | ||
| Q3 25 | $-1.23 | $1.33 | ||
| Q2 25 | $0.13 | $1.02 | ||
| Q1 25 | $0.09 | $0.30 | ||
| Q4 24 | $0.07 | $1.65 | ||
| Q3 24 | $0.01 | $0.97 | ||
| Q2 24 | $-0.01 | $1.12 | ||
| Q1 24 | $0.04 | $0.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $2.6B |
| 总债务越低越好 | $631.1M | $4.4B |
| 股东权益账面价值 | $2.7B | $7.4B |
| 总资产 | $8.7B | $109.0B |
| 负债/权益比越低杠杆越低 | 0.23× | 0.59× |
8季度趋势，按日历期对齐
现金及短期投资DAYFNF
| Q4 25 | — | $2.6B | ||
| Q3 25 | $627.6M | $3.5B | ||
| Q2 25 | $625.2M | $3.3B | ||
| Q1 25 | $557.3M | $4.5B | ||
| Q4 24 | $579.7M | $3.5B | ||
| Q3 24 | $494.1M | $5.0B | ||
| Q2 24 | $465.4M | $4.9B | ||
| Q1 24 | $392.5M | $3.5B |
总债务DAYFNF
| Q4 25 | — | $4.4B | ||
| Q3 25 | $631.1M | $4.4B | ||
| Q2 25 | $631.8M | $4.4B | ||
| Q1 25 | $632.4M | $4.4B | ||
| Q4 24 | $1.2B | $4.3B | ||
| Q3 24 | $1.2B | $4.2B | ||
| Q2 24 | $1.2B | $4.2B | ||
| Q1 24 | $1.2B | $3.9B |
股东权益DAYFNF
| Q4 25 | — | $7.4B | ||
| Q3 25 | $2.7B | $8.4B | ||
| Q2 25 | $2.7B | $7.9B | ||
| Q1 25 | $2.6B | $7.9B | ||
| Q4 24 | $2.5B | $7.8B | ||
| Q3 24 | $2.6B | $8.1B | ||
| Q2 24 | $2.5B | $7.3B | ||
| Q1 24 | $2.4B | $7.1B |
总资产DAYFNF
| Q4 25 | — | $109.0B | ||
| Q3 25 | $8.7B | $106.6B | ||
| Q2 25 | $8.5B | $102.3B | ||
| Q1 25 | $9.5B | $98.2B | ||
| Q4 24 | $9.1B | $95.4B | ||
| Q3 24 | $8.1B | $94.7B | ||
| Q2 24 | $9.0B | $88.8B | ||
| Q1 24 | $10.8B | $84.5B |
负债/权益比DAYFNF
| Q4 25 | — | 0.59× | ||
| Q3 25 | 0.23× | 0.53× | ||
| Q2 25 | 0.23× | 0.56× | ||
| Q1 25 | 0.24× | 0.56× | ||
| Q4 24 | 0.47× | 0.56× | ||
| Q3 24 | 0.47× | 0.52× | ||
| Q2 24 | 0.49× | 0.58× | ||
| Q1 24 | 0.50× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $1.5B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYFNF
| Q4 25 | — | $1.5B | ||
| Q3 25 | $31.2M | $1.3B | ||
| Q2 25 | $112.7M | $1.9B | ||
| Q1 25 | $49.6M | $1.1B | ||
| Q4 24 | $81.0M | $1.5B | ||
| Q3 24 | $91.8M | $2.4B | ||
| Q2 24 | $99.2M | $1.4B | ||
| Q1 24 | $9.1M | $1.6B |
现金转化率DAYFNF
| Q4 25 | — | — | ||
| Q3 25 | — | 3.66× | ||
| Q2 25 | 5.29× | 6.82× | ||
| Q1 25 | 3.33× | 13.43× | ||
| Q4 24 | 7.50× | 3.32× | ||
| Q3 24 | 45.90× | 8.89× | ||
| Q2 24 | — | 4.45× | ||
| Q1 24 | 1.28× | 6.42× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
