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Dayforce（DAY）与loanDepot, Inc.（LDI）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是loanDepot, Inc.的1.6倍（$481.6M vs $310.3M），loanDepot, Inc.净利率更高（-7.2% vs -40.9%，领先33.6%），loanDepot, Inc.同比增速更快（20.5% vs 9.5%），过去两年loanDepot, Inc.的营收复合增速更高（18.0% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
loanDepot, Inc.是一家总部位于美国加利福尼亚州欧文市的非银行控股公司，主营抵押贷款及其他非抵押类贷款产品的销售业务，是美国市场上颇具规模的消费信贷服务提供商。
DAY vs LDI — 直观对比
营收规模更大
DAY
是对方的1.6倍
$310.3M
营收增速更快
LDI
高出11.1%
9.5%
净利率更高
LDI
高出33.6%
-40.9%
两年增速更快
LDI
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $310.3M |
| 净利润 | $-196.8M | $-22.5M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | -10.3% |
| 净利率 | -40.9% | -7.2% |
| 营收同比 | 9.5% | 20.5% |
| 净利润同比 | -9940.0% | 32.4% |
| 每股收益（稀释后） | $-1.23 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYLDI
| Q4 25 | — | $310.3M | ||
| Q3 25 | $481.6M | $323.3M | ||
| Q2 25 | $464.7M | $282.5M | ||
| Q1 25 | $481.8M | $273.6M | ||
| Q4 24 | $465.2M | $257.5M | ||
| Q3 24 | $440.0M | $314.6M | ||
| Q2 24 | $423.3M | $265.4M | ||
| Q1 24 | $431.5M | $222.8M |
净利润DAYLDI
| Q4 25 | — | $-22.5M | ||
| Q3 25 | $-196.8M | $-4.9M | ||
| Q2 25 | $21.3M | $-13.4M | ||
| Q1 25 | $14.9M | $-21.9M | ||
| Q4 24 | $10.8M | $-33.2M | ||
| Q3 24 | $2.0M | $1.4M | ||
| Q2 24 | $-1.8M | $-32.2M | ||
| Q1 24 | $7.1M | $-34.3M |
毛利率DAYLDI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
营业利润率DAYLDI
| Q4 25 | — | -10.3% | ||
| Q3 25 | 6.3% | -3.2% | ||
| Q2 25 | 9.1% | -11.4% | ||
| Q1 25 | 6.4% | -16.8% | ||
| Q4 24 | 6.1% | -32.7% | ||
| Q3 24 | 4.7% | 1.1% | ||
| Q2 24 | 3.3% | -29.1% | ||
| Q1 24 | 9.4% | -38.2% |
净利率DAYLDI
| Q4 25 | — | -7.2% | ||
| Q3 25 | -40.9% | -1.5% | ||
| Q2 25 | 4.6% | -4.7% | ||
| Q1 25 | 3.1% | -8.0% | ||
| Q4 24 | 2.3% | -12.9% | ||
| Q3 24 | 0.5% | 0.4% | ||
| Q2 24 | -0.4% | -12.1% | ||
| Q1 24 | 1.6% | -15.4% |
每股收益（稀释后）DAYLDI
| Q4 25 | — | — | ||
| Q3 25 | $-1.23 | — | ||
| Q2 25 | $0.13 | — | ||
| Q1 25 | $0.09 | — | ||
| Q4 24 | $0.07 | — | ||
| Q3 24 | $0.01 | $0.01 | ||
| Q2 24 | $-0.01 | $-0.18 | ||
| Q1 24 | $0.04 | $-0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $337.2M |
| 总债务越低越好 | $631.1M | $2.1B |
| 股东权益账面价值 | $2.7B | $386.0M |
| 总资产 | $8.7B | $6.9B |
| 负债/权益比越低杠杆越低 | 0.23× | 5.44× |
8季度趋势，按日历期对齐
现金及短期投资DAYLDI
| Q4 25 | — | $337.2M | ||
| Q3 25 | $627.6M | $459.2M | ||
| Q2 25 | $625.2M | $408.6M | ||
| Q1 25 | $557.3M | $371.5M | ||
| Q4 24 | $579.7M | $421.6M | ||
| Q3 24 | $494.1M | $483.0M | ||
| Q2 24 | $465.4M | $533.2M | ||
| Q1 24 | $392.5M | $603.7M |
总债务DAYLDI
| Q4 25 | — | $2.1B | ||
| Q3 25 | $631.1M | $2.1B | ||
| Q2 25 | $631.8M | $2.1B | ||
| Q1 25 | $632.4M | $2.0B | ||
| Q4 24 | $1.2B | $2.0B | ||
| Q3 24 | $1.2B | $2.0B | ||
| Q2 24 | $1.2B | $2.0B | ||
| Q1 24 | $1.2B | $2.3B |
股东权益DAYLDI
| Q4 25 | — | $386.0M | ||
| Q3 25 | $2.7B | $433.3M | ||
| Q2 25 | $2.7B | $439.1M | ||
| Q1 25 | $2.6B | $469.3M | ||
| Q4 24 | $2.5B | $506.6M | ||
| Q3 24 | $2.6B | $592.0M | ||
| Q2 24 | $2.5B | $578.9M | ||
| Q1 24 | $2.4B | $637.3M |
总资产DAYLDI
| Q4 25 | — | $6.9B | ||
| Q3 25 | $8.7B | $6.2B | ||
| Q2 25 | $8.5B | $6.2B | ||
| Q1 25 | $9.5B | $6.4B | ||
| Q4 24 | $9.1B | $6.3B | ||
| Q3 24 | $8.1B | $6.4B | ||
| Q2 24 | $9.0B | $5.9B | ||
| Q1 24 | $10.8B | $6.2B |
负债/权益比DAYLDI
| Q4 25 | — | 5.44× | ||
| Q3 25 | 0.23× | 4.83× | ||
| Q2 25 | 0.23× | 4.70× | ||
| Q1 25 | 0.24× | 4.30× | ||
| Q4 24 | 0.47× | 4.00× | ||
| Q3 24 | 0.47× | 3.31× | ||
| Q2 24 | 0.49× | 3.41× | ||
| Q1 24 | 0.50× | 3.63× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $-638.7M |
| 自由现金流经营现金流 - 资本支出 | — | $-648.0M |
| 自由现金流率自由现金流/营收 | — | -208.9% |
| 资本支出强度资本支出/营收 | — | 3.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-734.6M |
8季度趋势，按日历期对齐
经营现金流DAYLDI
| Q4 25 | — | $-638.7M | ||
| Q3 25 | $31.2M | $43.4M | ||
| Q2 25 | $112.7M | $67.6M | ||
| Q1 25 | $49.6M | $-179.9M | ||
| Q4 24 | $81.0M | $47.7M | ||
| Q3 24 | $91.8M | $-349.2M | ||
| Q2 24 | $99.2M | $-278.3M | ||
| Q1 24 | $9.1M | $-278.5M |
自由现金流DAYLDI
| Q4 25 | — | $-648.0M | ||
| Q3 25 | — | $38.7M | ||
| Q2 25 | — | $61.4M | ||
| Q1 25 | — | $-186.7M | ||
| Q4 24 | — | $40.8M | ||
| Q3 24 | — | $-356.4M | ||
| Q2 24 | — | $-285.7M | ||
| Q1 24 | — | $-283.3M |
自由现金流率DAYLDI
| Q4 25 | — | -208.9% | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | 21.7% | ||
| Q1 25 | — | -68.2% | ||
| Q4 24 | — | 15.8% | ||
| Q3 24 | — | -113.3% | ||
| Q2 24 | — | -107.7% | ||
| Q1 24 | — | -127.2% |
资本支出强度DAYLDI
| Q4 25 | — | 3.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 2.1% |
现金转化率DAYLDI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 5.29× | — | ||
| Q1 25 | 3.33× | — | ||
| Q4 24 | 7.50× | — | ||
| Q3 24 | 45.90× | -255.05× | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.28× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
LDI
暂无分部数据
