vs
Dayforce（DAY）与PROSPERITY BANCSHARES INC（PB）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是PROSPERITY BANCSHARES INC的1.3倍（$481.6M vs $367.6M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs -40.9%，领先72.5%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
DAY vs PB — 直观对比
营收规模更大
DAY
是对方的1.3倍
$367.6M
净利率更高
PB
高出72.5%
-40.9%
两年增速更快
PB
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $367.6M |
| 净利润 | $-196.8M | $116.3M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | — |
| 净利率 | -40.9% | 31.6% |
| 营收同比 | 9.5% | — |
| 净利润同比 | -9940.0% | -10.7% |
| 每股收益（稀释后） | $-1.23 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYPB
| Q1 26 | — | $367.6M | ||
| Q4 25 | — | $275.0M | ||
| Q3 25 | $481.6M | $273.4M | ||
| Q2 25 | $464.7M | $267.7M | ||
| Q1 25 | $481.8M | $265.4M | ||
| Q4 24 | $465.2M | $267.8M | ||
| Q3 24 | $440.0M | $261.7M | ||
| Q2 24 | $423.3M | $258.8M |
净利润DAYPB
| Q1 26 | — | $116.3M | ||
| Q4 25 | — | $139.9M | ||
| Q3 25 | $-196.8M | $137.6M | ||
| Q2 25 | $21.3M | $135.2M | ||
| Q1 25 | $14.9M | $130.2M | ||
| Q4 24 | $10.8M | $130.1M | ||
| Q3 24 | $2.0M | $127.3M | ||
| Q2 24 | $-1.8M | $111.6M |
毛利率DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
营业利润率DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | 65.1% | ||
| Q3 25 | 6.3% | 64.4% | ||
| Q2 25 | 9.1% | 64.3% | ||
| Q1 25 | 6.4% | 62.7% | ||
| Q4 24 | 6.1% | 62.0% | ||
| Q3 24 | 4.7% | 62.1% | ||
| Q2 24 | 3.3% | 55.2% |
净利率DAYPB
| Q1 26 | — | 31.6% | ||
| Q4 25 | — | 50.9% | ||
| Q3 25 | -40.9% | 50.3% | ||
| Q2 25 | 4.6% | 50.5% | ||
| Q1 25 | 3.1% | 49.1% | ||
| Q4 24 | 2.3% | 48.6% | ||
| Q3 24 | 0.5% | 48.6% | ||
| Q2 24 | -0.4% | 43.1% |
每股收益（稀释后）DAYPB
| Q1 26 | — | $1.16 | ||
| Q4 25 | — | $1.48 | ||
| Q3 25 | $-1.23 | $1.45 | ||
| Q2 25 | $0.13 | $1.42 | ||
| Q1 25 | $0.09 | $1.37 | ||
| Q4 24 | $0.07 | $1.36 | ||
| Q3 24 | $0.01 | $1.34 | ||
| Q2 24 | $-0.01 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | — |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $8.2B |
| 总资产 | $8.7B | $43.6B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $627.6M | — | ||
| Q2 25 | $625.2M | — | ||
| Q1 25 | $557.3M | — | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | — | ||
| Q2 24 | $465.4M | — |
总债务DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
股东权益DAYPB
| Q1 26 | — | $8.2B | ||
| Q4 25 | — | $7.6B | ||
| Q3 25 | $2.7B | $7.7B | ||
| Q2 25 | $2.7B | $7.6B | ||
| Q1 25 | $2.6B | $7.5B | ||
| Q4 24 | $2.5B | $7.4B | ||
| Q3 24 | $2.6B | $7.4B | ||
| Q2 24 | $2.5B | $7.3B |
总资产DAYPB
| Q1 26 | — | $43.6B | ||
| Q4 25 | — | $38.5B | ||
| Q3 25 | $8.7B | $38.3B | ||
| Q2 25 | $8.5B | $38.4B | ||
| Q1 25 | $9.5B | $38.8B | ||
| Q4 24 | $9.1B | $39.6B | ||
| Q3 24 | $8.1B | $40.1B | ||
| Q2 24 | $9.0B | $39.8B |
负债/权益比DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | $78.3M | ||
| Q3 25 | $31.2M | $194.8M | ||
| Q2 25 | $112.7M | $98.2M | ||
| Q1 25 | $49.6M | $178.2M | ||
| Q4 24 | $81.0M | $-205.8M | ||
| Q3 24 | $91.8M | $274.6M | ||
| Q2 24 | $99.2M | $216.5M |
自由现金流DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | $68.5M | ||
| Q3 25 | — | $185.7M | ||
| Q2 25 | — | $91.8M | ||
| Q1 25 | — | $171.1M | ||
| Q4 24 | — | $-210.7M | ||
| Q3 24 | — | $270.2M | ||
| Q2 24 | — | $211.8M |
自由现金流率DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | 24.9% | ||
| Q3 25 | — | 67.9% | ||
| Q2 25 | — | 34.3% | ||
| Q1 25 | — | 64.5% | ||
| Q4 24 | — | -78.7% | ||
| Q3 24 | — | 103.3% | ||
| Q2 24 | — | 81.8% |
资本支出强度DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 2.7% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.8% |
现金转化率DAYPB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.56× | ||
| Q3 25 | — | 1.42× | ||
| Q2 25 | 5.29× | 0.73× | ||
| Q1 25 | 3.33× | 1.37× | ||
| Q4 24 | 7.50× | -1.58× | ||
| Q3 24 | 45.90× | 2.16× | ||
| Q2 24 | — | 1.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
