vs
Dayforce（DAY）与Palomar Holdings, Inc.（PLMR）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是Palomar Holdings, Inc.的1.9倍（$481.6M vs $253.4M），Palomar Holdings, Inc.同比增速更快（62.7% vs 9.5%），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
DAY vs PLMR — 直观对比
营收规模更大
DAY
是对方的1.9倍
$253.4M
营收增速更快
PLMR
高出53.2%
9.5%
两年增速更快
PLMR
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $253.4M |
| 净利润 | $-196.8M | — |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 28.7% |
| 净利率 | -40.9% | — |
| 营收同比 | 9.5% | 62.7% |
| 净利润同比 | -9940.0% | — |
| 每股收益（稀释后） | $-1.23 | $2.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYPLMR
| Q4 25 | — | $253.4M | ||
| Q3 25 | $481.6M | $244.7M | ||
| Q2 25 | $464.7M | $203.3M | ||
| Q1 25 | $481.8M | $174.6M | ||
| Q4 24 | $465.2M | $155.8M | ||
| Q3 24 | $440.0M | $148.5M | ||
| Q2 24 | $423.3M | $131.1M | ||
| Q1 24 | $431.5M | $118.5M |
净利润DAYPLMR
| Q4 25 | — | — | ||
| Q3 25 | $-196.8M | $51.5M | ||
| Q2 25 | $21.3M | $46.5M | ||
| Q1 25 | $14.9M | $42.9M | ||
| Q4 24 | $10.8M | — | ||
| Q3 24 | $2.0M | $30.5M | ||
| Q2 24 | $-1.8M | $25.7M | ||
| Q1 24 | $7.1M | $26.4M |
毛利率DAYPLMR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
营业利润率DAYPLMR
| Q4 25 | — | 28.7% | ||
| Q3 25 | 6.3% | 27.4% | ||
| Q2 25 | 9.1% | 29.5% | ||
| Q1 25 | 6.4% | 30.8% | ||
| Q4 24 | 6.1% | 28.9% | ||
| Q3 24 | 4.7% | 25.9% | ||
| Q2 24 | 3.3% | 25.5% | ||
| Q1 24 | 9.4% | 29.0% |
净利率DAYPLMR
| Q4 25 | — | — | ||
| Q3 25 | -40.9% | 21.0% | ||
| Q2 25 | 4.6% | 22.9% | ||
| Q1 25 | 3.1% | 24.6% | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 0.5% | 20.5% | ||
| Q2 24 | -0.4% | 19.6% | ||
| Q1 24 | 1.6% | 22.3% |
每股收益（稀释后）DAYPLMR
| Q4 25 | — | $2.05 | ||
| Q3 25 | $-1.23 | $1.87 | ||
| Q2 25 | $0.13 | $1.68 | ||
| Q1 25 | $0.09 | $1.57 | ||
| Q4 24 | $0.07 | $1.29 | ||
| Q3 24 | $0.01 | $1.15 | ||
| Q2 24 | $-0.01 | $1.00 | ||
| Q1 24 | $0.04 | $1.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $106.9M |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $942.7M |
| 总资产 | $8.7B | $3.1B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYPLMR
| Q4 25 | — | $106.9M | ||
| Q3 25 | $627.6M | $111.7M | ||
| Q2 25 | $625.2M | $81.3M | ||
| Q1 25 | $557.3M | $119.3M | ||
| Q4 24 | $579.7M | $80.4M | ||
| Q3 24 | $494.1M | $86.5M | ||
| Q2 24 | $465.4M | $47.8M | ||
| Q1 24 | $392.5M | $61.4M |
总债务DAYPLMR
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
股东权益DAYPLMR
| Q4 25 | — | $942.7M | ||
| Q3 25 | $2.7B | $878.1M | ||
| Q2 25 | $2.7B | $847.2M | ||
| Q1 25 | $2.6B | $790.4M | ||
| Q4 24 | $2.5B | $729.0M | ||
| Q3 24 | $2.6B | $703.3M | ||
| Q2 24 | $2.5B | $532.6M | ||
| Q1 24 | $2.4B | $501.7M |
总资产DAYPLMR
| Q4 25 | — | $3.1B | ||
| Q3 25 | $8.7B | $2.9B | ||
| Q2 25 | $8.5B | $2.8B | ||
| Q1 25 | $9.5B | $2.4B | ||
| Q4 24 | $9.1B | $2.3B | ||
| Q3 24 | $8.1B | $2.3B | ||
| Q2 24 | $9.0B | $2.0B | ||
| Q1 24 | $10.8B | $1.9B |
负债/权益比DAYPLMR
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — | ||
| Q1 24 | 0.50× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $409.1M |
| 自由现金流经营现金流 - 资本支出 | — | $409.0M |
| 自由现金流率自由现金流/营收 | — | 161.4% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $700.6M |
8季度趋势，按日历期对齐
经营现金流DAYPLMR
| Q4 25 | — | $409.1M | ||
| Q3 25 | $31.2M | $83.6M | ||
| Q2 25 | $112.7M | $120.9M | ||
| Q1 25 | $49.6M | $87.2M | ||
| Q4 24 | $81.0M | $261.2M | ||
| Q3 24 | $91.8M | $100.3M | ||
| Q2 24 | $99.2M | $55.1M | ||
| Q1 24 | $9.1M | $33.1M |
自由现金流DAYPLMR
| Q4 25 | — | $409.0M | ||
| Q3 25 | — | $83.6M | ||
| Q2 25 | — | $120.8M | ||
| Q1 25 | — | $87.1M | ||
| Q4 24 | — | $260.9M | ||
| Q3 24 | — | $100.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率DAYPLMR
| Q4 25 | — | 161.4% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 59.4% | ||
| Q1 25 | — | 49.9% | ||
| Q4 24 | — | 167.5% | ||
| Q3 24 | — | 67.4% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度DAYPLMR
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.0% |
现金转化率DAYPLMR
| Q4 25 | — | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | 5.29× | 2.60× | ||
| Q1 25 | 3.33× | 2.03× | ||
| Q4 24 | 7.50× | — | ||
| Q3 24 | 45.90× | 3.29× | ||
| Q2 24 | — | 2.14× | ||
| Q1 24 | 1.28× | 1.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
PLMR
暂无分部数据
