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Dayforce（DAY）与Primerica, Inc.（PRI）财务数据对比。点击上方公司名可切换其他公司
Primerica, Inc.的季度营收约是Dayforce的1.8倍（$853.7M vs $481.6M），Primerica, Inc.净利率更高（23.1% vs -40.9%，领先63.9%），Primerica, Inc.同比增速更快（11.0% vs 9.5%），过去两年Dayforce的营收复合增速更高（9.8% vs 7.2%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
DAY vs PRI — 直观对比
营收规模更大
PRI
是对方的1.8倍
$481.6M
营收增速更快
PRI
高出1.6%
9.5%
净利率更高
PRI
高出63.9%
-40.9%
两年增速更快
DAY
近两年复合增速
7.2%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $853.7M |
| 净利润 | $-196.8M | $197.0M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 28.9% |
| 净利率 | -40.9% | 23.1% |
| 营收同比 | 9.5% | 11.0% |
| 净利润同比 | -9940.0% | 17.9% |
| 每股收益（稀释后） | $-1.23 | $6.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYPRI
| Q4 25 | — | $853.7M | ||
| Q3 25 | $481.6M | $839.9M | ||
| Q2 25 | $464.7M | $793.3M | ||
| Q1 25 | $481.8M | $804.8M | ||
| Q4 24 | $465.2M | $768.8M | ||
| Q3 24 | $440.0M | $774.1M | ||
| Q2 24 | $423.3M | $803.4M | ||
| Q1 24 | $431.5M | $742.8M |
净利润DAYPRI
| Q4 25 | — | $197.0M | ||
| Q3 25 | $-196.8M | $206.8M | ||
| Q2 25 | $21.3M | $178.3M | ||
| Q1 25 | $14.9M | $169.1M | ||
| Q4 24 | $10.8M | $167.1M | ||
| Q3 24 | $2.0M | $164.4M | ||
| Q2 24 | $-1.8M | $1.2M | ||
| Q1 24 | $7.1M | $137.9M |
毛利率DAYPRI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | 98.0% | ||
| Q1 24 | 47.6% | 98.2% |
营业利润率DAYPRI
| Q4 25 | — | 28.9% | ||
| Q3 25 | 6.3% | 32.3% | ||
| Q2 25 | 9.1% | 29.6% | ||
| Q1 25 | 6.4% | 27.5% | ||
| Q4 24 | 6.1% | 64.7% | ||
| Q3 24 | 4.7% | 32.9% | ||
| Q2 24 | 3.3% | 1.0% | ||
| Q1 24 | 9.4% | 24.1% |
净利率DAYPRI
| Q4 25 | — | 23.1% | ||
| Q3 25 | -40.9% | 24.6% | ||
| Q2 25 | 4.6% | 22.5% | ||
| Q1 25 | 3.1% | 21.0% | ||
| Q4 24 | 2.3% | 21.7% | ||
| Q3 24 | 0.5% | 21.2% | ||
| Q2 24 | -0.4% | 0.1% | ||
| Q1 24 | 1.6% | 18.6% |
每股收益（稀释后）DAYPRI
| Q4 25 | — | $6.11 | ||
| Q3 25 | $-1.23 | $6.35 | ||
| Q2 25 | $0.13 | $5.40 | ||
| Q1 25 | $0.09 | $5.05 | ||
| Q4 24 | $0.07 | $4.92 | ||
| Q3 24 | $0.01 | $4.83 | ||
| Q2 24 | $-0.01 | $0.03 | ||
| Q1 24 | $0.04 | $3.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $756.2M |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $2.4B |
| 总资产 | $8.7B | $15.0B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYPRI
| Q4 25 | — | $756.2M | ||
| Q3 25 | $627.6M | $644.9M | ||
| Q2 25 | $625.2M | $621.2M | ||
| Q1 25 | $557.3M | $625.1M | ||
| Q4 24 | $579.7M | $687.8M | ||
| Q3 24 | $494.1M | $550.1M | ||
| Q2 24 | $465.4M | $627.3M | ||
| Q1 24 | $392.5M | $593.4M |
总债务DAYPRI
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
股东权益DAYPRI
| Q4 25 | — | $2.4B | ||
| Q3 25 | $2.7B | $2.3B | ||
| Q2 25 | $2.7B | $2.3B | ||
| Q1 25 | $2.6B | $2.3B | ||
| Q4 24 | $2.5B | $2.3B | ||
| Q3 24 | $2.6B | $1.9B | ||
| Q2 24 | $2.5B | $2.1B | ||
| Q1 24 | $2.4B | $2.2B |
总资产DAYPRI
| Q4 25 | — | $15.0B | ||
| Q3 25 | $8.7B | $14.8B | ||
| Q2 25 | $8.5B | $14.8B | ||
| Q1 25 | $9.5B | $14.6B | ||
| Q4 24 | $9.1B | $14.6B | ||
| Q3 24 | $8.1B | $14.8B | ||
| Q2 24 | $9.0B | $14.6B | ||
| Q1 24 | $10.8B | $14.9B |
负债/权益比DAYPRI
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — | ||
| Q1 24 | 0.50× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $338.2M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.72× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYPRI
| Q4 25 | — | $338.2M | ||
| Q3 25 | $31.2M | $202.9M | ||
| Q2 25 | $112.7M | $162.6M | ||
| Q1 25 | $49.6M | $197.5M | ||
| Q4 24 | $81.0M | $270.6M | ||
| Q3 24 | $91.8M | $207.3M | ||
| Q2 24 | $99.2M | $173.3M | ||
| Q1 24 | $9.1M | $210.9M |
现金转化率DAYPRI
| Q4 25 | — | 1.72× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | 5.29× | 0.91× | ||
| Q1 25 | 3.33× | 1.17× | ||
| Q4 24 | 7.50× | 1.62× | ||
| Q3 24 | 45.90× | 1.26× | ||
| Q2 24 | — | 147.98× | ||
| Q1 24 | 1.28× | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
