vs
Dayforce（DAY）与奇富科技（QFIN）财务数据对比。点击上方公司名可切换其他公司
奇富科技的季度营收约是Dayforce的1.5倍（$731.2M vs $481.6M），奇富科技净利率更高（27.5% vs -40.9%，领先68.4%），过去两年奇富科技的营收复合增速更高（16.4% vs 9.8%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
奇富科技（原360数科）是中国头部金融科技企业，主要为持牌金融机构提供智能风控、信贷技术解决方案，服务广大个人消费者及中小微企业，依托大数据、人工智能技术提升金融服务的普惠性与运营效率。
DAY vs QFIN — 直观对比
营收规模更大
QFIN
是对方的1.5倍
$481.6M
净利率更高
QFIN
高出68.4%
-40.9%
两年增速更快
QFIN
近两年复合增速
9.8%
损益表 — Q3 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $731.2M |
| 净利润 | $-196.8M | $201.2M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 32.7% |
| 净利率 | -40.9% | 27.5% |
| 营收同比 | 9.5% | — |
| 净利润同比 | -9940.0% | — |
| 每股收益（稀释后） | $-1.23 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYQFIN
| Q3 25 | $481.6M | $731.2M | ||
| Q2 25 | $464.7M | $728.1M | ||
| Q1 25 | $481.8M | $646.4M | ||
| Q4 24 | $465.2M | — | ||
| Q3 24 | $440.0M | $622.7M | ||
| Q2 24 | $423.3M | $572.4M | ||
| Q1 24 | $431.5M | $575.2M | ||
| Q4 23 | $399.7M | — |
净利润DAYQFIN
| Q3 25 | $-196.8M | $201.2M | ||
| Q2 25 | $21.3M | $241.6M | ||
| Q1 25 | $14.9M | $247.6M | ||
| Q4 24 | $10.8M | — | ||
| Q3 24 | $2.0M | $256.3M | ||
| Q2 24 | $-1.8M | $189.4M | ||
| Q1 24 | $7.1M | $160.7M | ||
| Q4 23 | $45.6M | — |
毛利率DAYQFIN
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — | ||
| Q4 23 | 42.5% | — |
营业利润率DAYQFIN
| Q3 25 | 6.3% | 32.7% | ||
| Q2 25 | 9.1% | 41.0% | ||
| Q1 25 | 6.4% | 42.1% | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 4.7% | 52.4% | ||
| Q2 24 | 3.3% | 47.7% | ||
| Q1 24 | 9.4% | 32.8% | ||
| Q4 23 | 9.7% | — |
净利率DAYQFIN
| Q3 25 | -40.9% | 27.5% | ||
| Q2 25 | 4.6% | 33.2% | ||
| Q1 25 | 3.1% | 38.3% | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 0.5% | 41.2% | ||
| Q2 24 | -0.4% | 33.1% | ||
| Q1 24 | 1.6% | 27.9% | ||
| Q4 23 | 11.4% | — |
每股收益（稀释后）DAYQFIN
| Q3 25 | $-1.23 | — | ||
| Q2 25 | $0.13 | — | ||
| Q1 25 | $0.09 | — | ||
| Q4 24 | $0.07 | — | ||
| Q3 24 | $0.01 | — | ||
| Q2 24 | $-0.01 | — | ||
| Q1 24 | $0.04 | — | ||
| Q4 23 | $0.29 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $6.5B |
| 总债务越低越好 | $631.1M | — |
| 股东权益账面价值 | $2.7B | $24.3B |
| 总资产 | $8.7B | $61.4B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资DAYQFIN
| Q3 25 | $627.6M | $6.5B | ||
| Q2 25 | $625.2M | $5.3B | ||
| Q1 25 | $557.3M | $8.6B | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | $4.3B | ||
| Q2 24 | $465.4M | $6.3B | ||
| Q1 24 | $392.5M | $5.3B | ||
| Q4 23 | $570.3M | — |
总债务DAYQFIN
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — | ||
| Q4 23 | $1.2B | — |
股东权益DAYQFIN
| Q3 25 | $2.7B | $24.3B | ||
| Q2 25 | $2.7B | $24.1B | ||
| Q1 25 | $2.6B | $23.1B | ||
| Q4 24 | $2.5B | — | ||
| Q3 24 | $2.6B | $22.9B | ||
| Q2 24 | $2.5B | $22.6B | ||
| Q1 24 | $2.4B | $22.1B | ||
| Q4 23 | $2.4B | — |
总资产DAYQFIN
| Q3 25 | $8.7B | $61.4B | ||
| Q2 25 | $8.5B | $59.8B | ||
| Q1 25 | $9.5B | $55.6B | ||
| Q4 24 | $9.1B | — | ||
| Q3 24 | $8.1B | $47.0B | ||
| Q2 24 | $9.0B | $47.0B | ||
| Q1 24 | $10.8B | $47.4B | ||
| Q4 23 | $9.0B | — |
负债/权益比DAYQFIN
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — | ||
| Q1 24 | 0.50× | — | ||
| Q4 23 | 0.50× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $351.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.75× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYQFIN
| Q3 25 | $31.2M | $351.4M | ||
| Q2 25 | $112.7M | $366.0M | ||
| Q1 25 | $49.6M | $386.6M | ||
| Q4 24 | $81.0M | — | ||
| Q3 24 | $91.8M | $338.0M | ||
| Q2 24 | $99.2M | $269.9M | ||
| Q1 24 | $9.1M | $271.2M | ||
| Q4 23 | $89.9M | — |
现金转化率DAYQFIN
| Q3 25 | — | 1.75× | ||
| Q2 25 | 5.29× | 1.52× | ||
| Q1 25 | 3.33× | 1.56× | ||
| Q4 24 | 7.50× | — | ||
| Q3 24 | 45.90× | 1.32× | ||
| Q2 24 | — | 1.43× | ||
| Q1 24 | 1.28× | 1.69× | ||
| Q4 23 | 1.97× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
QFIN
暂无分部数据
