vs
Dayforce（DAY）与SAFETY INSURANCE GROUP INC（SAFT）财务数据对比。点击上方公司名可切换其他公司
Dayforce的季度营收约是SAFETY INSURANCE GROUP INC的1.5倍（$481.6M vs $319.3M），SAFETY INSURANCE GROUP INC净利率更高（6.3% vs -40.9%，领先47.2%），SAFETY INSURANCE GROUP INC同比增速更快（11.4% vs 9.5%），过去两年Dayforce的营收复合增速更高（9.8% vs 9.1%）
Dayforce前身为知名人力资源服务商Ceridian，是一家总部位于美国的人力资源软件及服务企业，面向各行业不同规模的客户提供覆盖薪酬核算、人员管理、考勤等多场景的HR SaaS产品及配套专业服务，助力企业提升人力资源运营效率。
全美互助保险集团及其关联公司，常简称为Nationwide，是一家总部位于美国俄亥俄州哥伦布市的大型保险金融服务集团，在亚利桑那州斯科茨代尔、爱荷华州得梅因都设有区域总部。目前集团拥有约2.4万名员工，位列2025年财富美国500强榜单第72名。
DAY vs SAFT — 直观对比
营收规模更大
DAY
是对方的1.5倍
$319.3M
营收增速更快
SAFT
高出1.9%
9.5%
净利率更高
SAFT
高出47.2%
-40.9%
两年增速更快
DAY
近两年复合增速
9.1%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $319.3M |
| 净利润 | $-196.8M | $20.1M |
| 毛利率 | — | — |
| 营业利润率 | 6.3% | 8.0% |
| 净利率 | -40.9% | 6.3% |
| 营收同比 | 9.5% | 11.4% |
| 净利润同比 | -9940.0% | 147.3% |
| 每股收益（稀释后） | $-1.23 | $1.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DAYSAFT
| Q4 25 | — | $319.3M | ||
| Q3 25 | $481.6M | $326.6M | ||
| Q2 25 | $464.7M | $316.3M | ||
| Q1 25 | $481.8M | $301.4M | ||
| Q4 24 | $465.2M | $286.7M | ||
| Q3 24 | $440.0M | $295.3M | ||
| Q2 24 | $423.3M | $269.8M | ||
| Q1 24 | $431.5M | $268.2M |
净利润DAYSAFT
| Q4 25 | — | $20.1M | ||
| Q3 25 | $-196.8M | $28.3M | ||
| Q2 25 | $21.3M | $28.9M | ||
| Q1 25 | $14.9M | $21.9M | ||
| Q4 24 | $10.8M | $8.1M | ||
| Q3 24 | $2.0M | $25.9M | ||
| Q2 24 | $-1.8M | $16.6M | ||
| Q1 24 | $7.1M | $20.1M |
毛利率DAYSAFT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
营业利润率DAYSAFT
| Q4 25 | — | 8.0% | ||
| Q3 25 | 6.3% | 11.1% | ||
| Q2 25 | 9.1% | 11.6% | ||
| Q1 25 | 6.4% | 9.4% | ||
| Q4 24 | 6.1% | 3.5% | ||
| Q3 24 | 4.7% | 11.1% | ||
| Q2 24 | 3.3% | 7.9% | ||
| Q1 24 | 9.4% | 9.5% |
净利率DAYSAFT
| Q4 25 | — | 6.3% | ||
| Q3 25 | -40.9% | 8.7% | ||
| Q2 25 | 4.6% | 9.1% | ||
| Q1 25 | 3.1% | 7.3% | ||
| Q4 24 | 2.3% | 2.8% | ||
| Q3 24 | 0.5% | 8.8% | ||
| Q2 24 | -0.4% | 6.2% | ||
| Q1 24 | 1.6% | 7.5% |
每股收益（稀释后）DAYSAFT
| Q4 25 | — | $1.36 | ||
| Q3 25 | $-1.23 | $1.91 | ||
| Q2 25 | $0.13 | $1.95 | ||
| Q1 25 | $0.09 | $1.48 | ||
| Q4 24 | $0.07 | $0.56 | ||
| Q3 24 | $0.01 | $1.73 | ||
| Q2 24 | $-0.01 | $1.13 | ||
| Q1 24 | $0.04 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $627.6M | $73.9M |
| 总债务越低越好 | $631.1M | $50.0M |
| 股东权益账面价值 | $2.7B | $892.3M |
| 总资产 | $8.7B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.23× | 0.06× |
8季度趋势，按日历期对齐
现金及短期投资DAYSAFT
| Q4 25 | — | $73.9M | ||
| Q3 25 | $627.6M | $56.2M | ||
| Q2 25 | $625.2M | $49.4M | ||
| Q1 25 | $557.3M | $64.7M | ||
| Q4 24 | $579.7M | $59.0M | ||
| Q3 24 | $494.1M | $82.3M | ||
| Q2 24 | $465.4M | $44.6M | ||
| Q1 24 | $392.5M | $30.8M |
总债务DAYSAFT
| Q4 25 | — | $50.0M | ||
| Q3 25 | $631.1M | $30.0M | ||
| Q2 25 | $631.8M | $30.0M | ||
| Q1 25 | $632.4M | $30.0M | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
股东权益DAYSAFT
| Q4 25 | — | $892.3M | ||
| Q3 25 | $2.7B | $899.6M | ||
| Q2 25 | $2.7B | $873.3M | ||
| Q1 25 | $2.6B | $850.7M | ||
| Q4 24 | $2.5B | $828.5M | ||
| Q3 24 | $2.6B | $851.4M | ||
| Q2 24 | $2.5B | $810.2M | ||
| Q1 24 | $2.4B | $807.1M |
总资产DAYSAFT
| Q4 25 | — | $2.5B | ||
| Q3 25 | $8.7B | $2.4B | ||
| Q2 25 | $8.5B | $2.4B | ||
| Q1 25 | $9.5B | $2.3B | ||
| Q4 24 | $9.1B | $2.3B | ||
| Q3 24 | $8.1B | $2.3B | ||
| Q2 24 | $9.0B | $2.2B | ||
| Q1 24 | $10.8B | $2.1B |
负债/权益比DAYSAFT
| Q4 25 | — | 0.06× | ||
| Q3 25 | 0.23× | 0.03× | ||
| Q2 25 | 0.23× | 0.03× | ||
| Q1 25 | 0.24× | 0.04× | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — | ||
| Q1 24 | 0.50× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.2M | $194.5M |
| 自由现金流经营现金流 - 资本支出 | — | $192.0M |
| 自由现金流率自由现金流/营收 | — | 60.1% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 9.67× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DAYSAFT
| Q4 25 | — | $194.5M | ||
| Q3 25 | $31.2M | $85.5M | ||
| Q2 25 | $112.7M | $32.3M | ||
| Q1 25 | $49.6M | $3.2M | ||
| Q4 24 | $81.0M | $128.7M | ||
| Q3 24 | $91.8M | $73.8M | ||
| Q2 24 | $99.2M | $25.6M | ||
| Q1 24 | $9.1M | $-21.1M |
自由现金流DAYSAFT
| Q4 25 | — | $192.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $32.3M | ||
| Q1 25 | — | $2.8M | ||
| Q4 24 | — | $124.3M | ||
| Q3 24 | — | $73.2M | ||
| Q2 24 | — | $25.0M | ||
| Q1 24 | — | $-24.2M |
自由现金流率DAYSAFT
| Q4 25 | — | 60.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 10.2% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 43.4% | ||
| Q3 24 | — | 24.8% | ||
| Q2 24 | — | 9.3% | ||
| Q1 24 | — | -9.0% |
资本支出强度DAYSAFT
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 1.1% |
现金转化率DAYSAFT
| Q4 25 | — | 9.67× | ||
| Q3 25 | — | 3.02× | ||
| Q2 25 | 5.29× | 1.12× | ||
| Q1 25 | 3.33× | 0.14× | ||
| Q4 24 | 7.50× | 15.83× | ||
| Q3 24 | 45.90× | 2.85× | ||
| Q2 24 | — | 1.54× | ||
| Q1 24 | 1.28× | -1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
SAFT
暂无分部数据
