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DILLARD'S, INC.（DDS）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是DILLARD'S, INC.的1.5倍（$2.2B vs $1.5B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 8.8%，领先14.7%），DILLARD'S, INC.同比增速更快（2.9% vs -36.8%），过去两年RENAISSANCERE HOLDINGS LTD的营收复合增速更高（-11.9% vs -16.9%）
Dillard's, Inc.是美国知名连锁百货企业，1938年由威廉·T·迪拉德创立，总部位于阿肯色州小石城，目前在全美30个州运营约272家门店，其中得克萨斯州、佛罗里达州分别设有57家、42家门店，为其门店数量最多的两个区域。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
DDS vs RNR — 直观对比
营收规模更大
RNR
是对方的1.5倍
$1.5B
营收增速更快
DDS
高出39.7%
-36.8%
净利率更高
RNR
高出14.7%
8.8%
两年增速更快
RNR
近两年复合增速
-16.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $2.2B |
| 净利润 | $129.8M | $515.8M |
| 毛利率 | 43.4% | — |
| 营业利润率 | 11.5% | — |
| 净利率 | 8.8% | 23.5% |
| 营收同比 | 2.9% | -36.8% |
| 净利润同比 | 4.2% | 72.6% |
| 每股收益（稀释后） | $8.31 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DDSRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.5B | $3.0B | ||
| Q3 25 | $1.5B | $3.2B | ||
| Q2 25 | $1.5B | $3.2B | ||
| Q1 25 | $2.0B | $3.5B | ||
| Q4 24 | $1.4B | $2.3B | ||
| Q3 24 | $1.5B | $4.0B | ||
| Q2 24 | $1.5B | $2.8B |
净利润DDSRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $129.8M | $760.5M | ||
| Q3 25 | $72.8M | $916.5M | ||
| Q2 25 | $163.8M | $835.4M | ||
| Q1 25 | $214.4M | $170.0M | ||
| Q4 24 | $124.6M | $-189.7M | ||
| Q3 24 | $74.5M | $1.2B | ||
| Q2 24 | $180.0M | $503.9M |
毛利率DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | 43.4% | — | ||
| Q3 25 | 36.6% | — | ||
| Q2 25 | 43.9% | — | ||
| Q1 25 | 34.9% | — | ||
| Q4 24 | 42.6% | — | ||
| Q3 24 | 37.6% | — | ||
| Q2 24 | 44.6% | — |
营业利润率DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | 11.5% | 42.5% | ||
| Q3 25 | 6.2% | 46.3% | ||
| Q2 25 | 14.0% | 41.8% | ||
| Q1 25 | 11.7% | -2.0% | ||
| Q4 24 | 11.4% | -3.6% | ||
| Q3 24 | 6.5% | 43.7% | ||
| Q2 24 | 15.2% | 25.0% |
净利率DDSRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 8.8% | 25.6% | ||
| Q3 25 | 4.8% | 28.7% | ||
| Q2 25 | 10.7% | 26.1% | ||
| Q1 25 | 10.6% | 4.9% | ||
| Q4 24 | 8.7% | -8.3% | ||
| Q3 24 | 5.0% | 29.8% | ||
| Q2 24 | 11.6% | 17.8% |
每股收益（稀释后）DDSRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $8.31 | $16.16 | ||
| Q3 25 | $4.66 | $19.40 | ||
| Q2 25 | $10.39 | $17.20 | ||
| Q1 25 | $13.41 | $3.27 | ||
| Q4 24 | $7.73 | $-3.76 | ||
| Q3 24 | $4.59 | $22.62 | ||
| Q2 24 | $11.09 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.0B | $4.3B |
| 总资产 | $4.3B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资DDSRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.1B | $1.7B | ||
| Q3 25 | $1.0B | $1.7B | ||
| Q2 25 | $900.5M | $1.4B | ||
| Q1 25 | $717.9M | $1.6B | ||
| Q4 24 | $980.4M | $1.7B | ||
| Q3 24 | $946.7M | $1.6B | ||
| Q2 24 | $817.8M | $1.6B |
总债务DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益DDSRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $2.0B | $11.6B | ||
| Q3 25 | $1.9B | $11.5B | ||
| Q2 25 | $1.9B | $10.8B | ||
| Q1 25 | $1.8B | $10.3B | ||
| Q4 24 | $2.0B | $10.6B | ||
| Q3 24 | $1.9B | $11.2B | ||
| Q2 24 | $1.9B | $10.2B |
总资产DDSRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $4.3B | $53.8B | ||
| Q3 25 | $3.7B | $54.5B | ||
| Q2 25 | $3.9B | $54.7B | ||
| Q1 25 | $3.5B | $53.6B | ||
| Q4 24 | $4.1B | $50.7B | ||
| Q3 24 | $3.7B | $52.8B | ||
| Q2 24 | $3.9B | $51.6B |
负债/权益比DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $186.5M | — |
| 自由现金流经营现金流 - 资本支出 | $156.2M | — |
| 自由现金流率自由现金流/营收 | 10.6% | — |
| 资本支出强度资本支出/营收 | 2.1% | — |
| 现金转化率经营现金流/净利润 | 1.44× | — |
| 过去12个月自由现金流最近4个季度 | $781.3M | — |
8季度趋势，按日历期对齐
经营现金流DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | $186.5M | $483.0M | ||
| Q3 25 | $86.8M | $1.6B | ||
| Q2 25 | $232.6M | $1.5B | ||
| Q1 25 | $364.7M | $157.8M | ||
| Q4 24 | $173.5M | $778.9M | ||
| Q3 24 | $-68.4M | $1.5B | ||
| Q2 24 | $244.4M | $1.2B |
自由现金流DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | $156.2M | — | ||
| Q3 25 | $60.1M | — | ||
| Q2 25 | $215.8M | — | ||
| Q1 25 | $349.3M | — | ||
| Q4 24 | $145.4M | — | ||
| Q3 24 | $-94.3M | — | ||
| Q2 24 | $209.2M | — |
自由现金流率DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | 10.6% | — | ||
| Q3 25 | 4.0% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 17.3% | — | ||
| Q4 24 | 10.2% | — | ||
| Q3 24 | -6.3% | — | ||
| Q2 24 | 13.5% | — |
资本支出强度DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 2.3% | — |
现金转化率DDSRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.44× | 0.64× | ||
| Q3 25 | 1.19× | 1.73× | ||
| Q2 25 | 1.42× | 1.76× | ||
| Q1 25 | 1.70× | 0.93× | ||
| Q4 24 | 1.39× | — | ||
| Q3 24 | -0.92× | 1.26× | ||
| Q2 24 | 1.36× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
