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Dream Finders Homes, Inc.（DFH）与STIFEL FINANCIAL CORP（SF）财务数据对比。点击上方公司名可切换其他公司
Dream Finders Homes, Inc.的季度营收约是STIFEL FINANCIAL CORP的1.1倍（$1.2B vs $1.1B），STIFEL FINANCIAL CORP净利率更高（23.5% vs 4.8%，领先18.6%），STIFEL FINANCIAL CORP同比增速更快（23.0% vs -22.3%），STIFEL FINANCIAL CORP自由现金流更多（$369.0M vs $136.0M），过去两年STIFEL FINANCIAL CORP的营收复合增速更高（21.1% vs 21.0%）
美国住宅建筑商Dream Finders Homes主要建造并销售独栋住宅、联排别墅等覆盖入门级到高端档次的居住物业，业务布局美国多个高速增长区域，同时为购房者提供按揭融资、产权保险、房屋保修等配套服务，覆盖各类客户群体。
司迪富金融是美国跨国独立投资银行及金融服务提供商，总部位于密苏里州圣路易斯市中心。其历史可追溯至1890年成立的Altheimer & Rawlings投资公司，1983年正式以Stifel为名成立，1986年11月24日在纽约证券交易所挂牌上市，为全球客户提供多元化金融服务。
DFH vs SF — 直观对比
营收规模更大
DFH
是对方的1.1倍
$1.1B
营收增速更快
SF
高出45.3%
-22.3%
净利率更高
SF
高出18.6%
4.8%
自由现金流更多
SF
多$232.9M
$136.0M
两年增速更快
SF
近两年复合增速
21.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.1B |
| 净利润 | $58.8M | $264.4M |
| 毛利率 | — | — |
| 营业利润率 | 6.4% | 27.3% |
| 净利率 | 4.8% | 23.5% |
| 营收同比 | -22.3% | 23.0% |
| 净利润同比 | -54.9% | 8.3% |
| 每股收益（稀释后） | $0.57 | $2.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DFHSF
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $969.8M | $962.6M | ||
| Q2 25 | $1.2B | $838.9M | ||
| Q1 25 | $989.9M | $842.5M | ||
| Q4 24 | $1.6B | $916.0M | ||
| Q3 24 | $1.0B | $810.9M | ||
| Q2 24 | $1.1B | $798.9M | ||
| Q1 24 | $827.8M | $768.1M |
净利润DFHSF
| Q4 25 | $58.8M | $264.4M | ||
| Q3 25 | $47.0M | $211.4M | ||
| Q2 25 | $56.6M | $155.1M | ||
| Q1 25 | $54.9M | $53.0M | ||
| Q4 24 | $130.5M | $244.0M | ||
| Q3 24 | $70.7M | $158.5M | ||
| Q2 24 | $80.9M | $165.3M | ||
| Q1 24 | $54.5M | $163.6M |
毛利率DFHSF
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 19.2% | — | ||
| Q1 24 | 18.0% | — |
营业利润率DFHSF
| Q4 25 | 6.4% | 27.3% | ||
| Q3 25 | 6.3% | 29.7% | ||
| Q2 25 | 6.4% | 25.5% | ||
| Q1 25 | 7.2% | 7.5% | ||
| Q4 24 | 10.8% | 29.1% | ||
| Q3 24 | 9.2% | 26.7% | ||
| Q2 24 | 10.0% | 28.4% | ||
| Q1 24 | 8.6% | 28.5% |
净利率DFHSF
| Q4 25 | 4.8% | 23.5% | ||
| Q3 25 | 4.8% | 22.0% | ||
| Q2 25 | 4.9% | 18.5% | ||
| Q1 25 | 5.5% | 6.3% | ||
| Q4 24 | 8.4% | 26.6% | ||
| Q3 24 | 7.0% | 19.5% | ||
| Q2 24 | 7.7% | 20.7% | ||
| Q1 24 | 6.6% | 21.3% |
每股收益（稀释后）DFHSF
| Q4 25 | $0.57 | $2.30 | ||
| Q3 25 | $0.47 | $1.84 | ||
| Q2 25 | $0.56 | $1.34 | ||
| Q1 25 | $0.54 | $0.39 | ||
| Q4 24 | $1.28 | $2.10 | ||
| Q3 24 | $0.70 | $1.34 | ||
| Q2 24 | $0.81 | $1.41 | ||
| Q1 24 | $0.55 | $1.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $234.8M | $2.3B |
| 总债务越低越好 | $1.6B | $617.4M |
| 股东权益账面价值 | $1.4B | $6.0B |
| 总资产 | $3.7B | $41.3B |
| 负债/权益比越低杠杆越低 | 1.13× | 0.10× |
8季度趋势，按日历期对齐
现金及短期投资DFHSF
| Q4 25 | $234.8M | $2.3B | ||
| Q3 25 | $251.0M | $3.2B | ||
| Q2 25 | $210.3M | $1.9B | ||
| Q1 25 | $297.5M | $2.7B | ||
| Q4 24 | $274.4M | $2.6B | ||
| Q3 24 | $204.9M | $1.9B | ||
| Q2 24 | $274.8M | $2.6B | ||
| Q1 24 | $239.4M | $3.4B |
总债务DFHSF
| Q4 25 | $1.6B | $617.4M | ||
| Q3 25 | $1.8B | $617.2M | ||
| Q2 25 | — | $617.0M | ||
| Q1 25 | — | $616.8M | ||
| Q4 24 | $1.3B | $616.6M | ||
| Q3 24 | — | $616.4M | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | — | $1.1B |
股东权益DFHSF
| Q4 25 | $1.4B | $6.0B | ||
| Q3 25 | $1.4B | $5.8B | ||
| Q2 25 | $1.3B | $5.6B | ||
| Q1 25 | $1.3B | $5.5B | ||
| Q4 24 | $1.2B | $5.7B | ||
| Q3 24 | $1.1B | $5.6B | ||
| Q2 24 | $1.0B | $5.4B | ||
| Q1 24 | $968.7M | $5.3B |
总资产DFHSF
| Q4 25 | $3.7B | $41.3B | ||
| Q3 25 | $3.8B | $41.7B | ||
| Q2 25 | $3.7B | $39.9B | ||
| Q1 25 | $3.5B | $40.4B | ||
| Q4 24 | $3.3B | $39.9B | ||
| Q3 24 | $3.3B | $38.9B | ||
| Q2 24 | $3.0B | $37.8B | ||
| Q1 24 | $2.7B | $38.3B |
负债/权益比DFHSF
| Q4 25 | 1.13× | 0.10× | ||
| Q3 25 | 1.29× | 0.11× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.11× | ||
| Q4 24 | 1.03× | 0.11× | ||
| Q3 24 | — | 0.11× | ||
| Q2 24 | — | 0.21× | ||
| Q1 24 | — | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $143.6M | $382.4M |
| 自由现金流经营现金流 - 资本支出 | $136.0M | $369.0M |
| 自由现金流率自由现金流/营收 | 11.2% | 32.7% |
| 资本支出强度资本支出/营收 | 0.6% | 1.2% |
| 现金转化率经营现金流/净利润 | 2.44× | 1.45× |
| 过去12个月自由现金流最近4个季度 | $-126.4M | $1.1B |
8季度趋势，按日历期对齐
经营现金流DFHSF
| Q4 25 | $143.6M | $382.4M | ||
| Q3 25 | $-131.0M | $338.3M | ||
| Q2 25 | $-68.5M | $607.5M | ||
| Q1 25 | $-44.7M | $-211.2M | ||
| Q4 24 | $306.5M | $694.6M | ||
| Q3 24 | $-205.0M | $198.3M | ||
| Q2 24 | $-110.6M | $207.2M | ||
| Q1 24 | $-247.5M | $-609.7M |
自由现金流DFHSF
| Q4 25 | $136.0M | $369.0M | ||
| Q3 25 | $-135.7M | $321.1M | ||
| Q2 25 | $-78.8M | $592.7M | ||
| Q1 25 | $-47.9M | $-227.8M | ||
| Q4 24 | $302.6M | $677.2M | ||
| Q3 24 | $-222.5M | $185.6M | ||
| Q2 24 | $-112.4M | $173.3M | ||
| Q1 24 | $-249.6M | $-619.4M |
自由现金流率DFHSF
| Q4 25 | 11.2% | 32.7% | ||
| Q3 25 | -14.0% | 33.4% | ||
| Q2 25 | -6.8% | 70.6% | ||
| Q1 25 | -4.8% | -27.0% | ||
| Q4 24 | 19.4% | 73.9% | ||
| Q3 24 | -22.1% | 22.9% | ||
| Q2 24 | -10.6% | 21.7% | ||
| Q1 24 | -30.2% | -80.6% |
资本支出强度DFHSF
| Q4 25 | 0.6% | 1.2% | ||
| Q3 25 | 0.5% | 1.8% | ||
| Q2 25 | 0.9% | 1.8% | ||
| Q1 25 | 0.3% | 2.0% | ||
| Q4 24 | 0.3% | 1.9% | ||
| Q3 24 | 1.7% | 1.6% | ||
| Q2 24 | 0.2% | 4.2% | ||
| Q1 24 | 0.3% | 1.3% |
现金转化率DFHSF
| Q4 25 | 2.44× | 1.45× | ||
| Q3 25 | -2.79× | 1.60× | ||
| Q2 25 | -1.21× | 3.92× | ||
| Q1 25 | -0.81× | -3.99× | ||
| Q4 24 | 2.35× | 2.85× | ||
| Q3 24 | -2.90× | 1.25× | ||
| Q2 24 | -1.37× | 1.25× | ||
| Q1 24 | -4.54× | -3.73× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DFH
| Midwest Segment | $454.2M | 37% |
| Southeast Segment | $397.5M | 33% |
| Mid Atlantic Segment | $307.3M | 25% |
| Financial Services Segment | $53.7M | 4% |
SF
暂无分部数据
