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DONEGAL GROUP INC（DGICA）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
LifeStance Health Group, Inc.的季度营收约是DONEGAL GROUP INC的1.6倍（$382.2M vs $236.0M），DONEGAL GROUP INC净利率更高（4.9% vs 3.1%，领先1.8%），LifeStance Health Group, Inc.同比增速更快（17.4% vs -3.7%），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs -2.2%）
多尼戈尔集团是一家美国地区性保险控股企业，提供个人及商业财产和意外伤害保险产品，主要服务美国中大西洋、中西部及南部地区客户，为个人、家庭及中小型企业提供定制化保障方案。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
DGICA vs LFST — 直观对比
营收规模更大
LFST
是对方的1.6倍
$236.0M
营收增速更快
LFST
高出21.2%
-3.7%
净利率更高
DGICA
高出1.8%
3.1%
两年增速更快
LFST
近两年复合增速
-2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $236.0M | $382.2M |
| 净利润 | $11.5M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | — | 4.7% |
| 净利率 | 4.9% | 3.1% |
| 营收同比 | -3.7% | 17.4% |
| 净利润同比 | -54.3% | 264.1% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DGICALFST
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $382.2M | ||
| Q3 25 | $245.9M | $363.8M | ||
| Q2 25 | $247.1M | $345.3M | ||
| Q1 25 | $245.2M | $333.0M | ||
| Q4 24 | $250.0M | $325.5M | ||
| Q3 24 | $251.7M | $312.7M | ||
| Q2 24 | $246.8M | $312.3M |
净利润DGICALFST
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | $11.7M | ||
| Q3 25 | $20.1M | $1.1M | ||
| Q2 25 | $16.9M | $-3.8M | ||
| Q1 25 | $25.2M | $709.0K | ||
| Q4 24 | $24.0M | $-7.1M | ||
| Q3 24 | $16.8M | $-6.0M | ||
| Q2 24 | $4.2M | $-23.3M |
营业利润率DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 4.7% | ||
| Q3 25 | 10.2% | 2.0% | ||
| Q2 25 | 8.3% | -0.9% | ||
| Q1 25 | 12.7% | 0.5% | ||
| Q4 24 | 11.9% | 0.3% | ||
| Q3 24 | 8.1% | 0.0% | ||
| Q2 24 | 2.0% | -5.1% |
净利率DGICALFST
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | 3.1% | ||
| Q3 25 | 8.2% | 0.3% | ||
| Q2 25 | 6.8% | -1.1% | ||
| Q1 25 | 10.3% | 0.2% | ||
| Q4 24 | 9.6% | -2.2% | ||
| Q3 24 | 6.7% | -1.9% | ||
| Q2 24 | 1.7% | -7.5% |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $248.6M |
| 总债务越低越好 | — | $282.8M |
| 股东权益账面价值 | $649.1M | $1.5B |
| 总资产 | $2.4B | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | — | $248.6M | ||
| Q3 25 | — | $203.9M | ||
| Q2 25 | — | $188.9M | ||
| Q1 25 | — | $134.3M | ||
| Q4 24 | — | $154.6M | ||
| Q3 24 | — | $102.6M | ||
| Q2 24 | — | $87.0M |
总债务DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | — | $282.8M | ||
| Q3 25 | — | $284.6M | ||
| Q2 25 | — | $286.4M | ||
| Q1 25 | — | $288.2M | ||
| Q4 24 | — | $290.0M | ||
| Q3 24 | — | $287.3M | ||
| Q2 24 | — | $288.0M |
股东权益DGICALFST
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $1.5B | ||
| Q3 25 | $627.4M | $1.5B | ||
| Q2 25 | $605.7M | $1.5B | ||
| Q1 25 | $584.7M | $1.5B | ||
| Q4 24 | $545.8M | $1.4B | ||
| Q3 24 | $513.4M | $1.4B | ||
| Q2 24 | $484.1M | $1.4B |
总资产DGICALFST
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $2.2B | ||
| Q3 25 | $2.4B | $2.1B | ||
| Q2 25 | $2.4B | $2.1B | ||
| Q1 25 | $2.4B | $2.1B | ||
| Q4 24 | $2.3B | $2.1B | ||
| Q3 24 | $2.3B | $2.1B | ||
| Q2 24 | $2.3B | $2.1B |
负债/权益比DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | — | 0.19× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | — | 0.20× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $57.6M |
| 自由现金流经营现金流 - 资本支出 | — | $46.6M |
| 自由现金流率自由现金流/营收 | — | 12.2% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 4.93× |
| 过去12个月自由现金流最近4个季度 | — | $110.0M |
8季度趋势，按日历期对齐
经营现金流DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $57.6M | ||
| Q3 25 | $22.4M | $27.3M | ||
| Q2 25 | $12.1M | $64.4M | ||
| Q1 25 | $25.7M | $-3.1M | ||
| Q4 24 | $67.4M | $62.3M | ||
| Q3 24 | $12.7M | $22.7M | ||
| Q2 24 | $21.7M | $44.1M |
自由现金流DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | — | $46.6M | ||
| Q3 25 | — | $17.0M | ||
| Q2 25 | — | $56.6M | ||
| Q1 25 | — | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $39.0M |
自由现金流率DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 12.5% |
资本支出强度DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.6% |
现金转化率DGICALFST
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | 4.93× | ||
| Q3 25 | 1.11× | 25.34× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 1.02× | -4.36× | ||
| Q4 24 | 2.81× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 5.22× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
